Wealth Mavericks

Making great money doesn’t guarantee financial peace. In this episode, Erin and Joe reveal five simple ways to take control of your personal finances in 2026—without guilt, shame, or spreadsheets. From asking better questions to building buckets with purpose, this is the mindset shift high earners need to stop leaking money and start building the life they actually want. Learn how we can help you:...

Why does time feel like it’s speeding up as we get older — and what can we do about it? In this first episode of 2026, Erin and Joe dive into a powerful Harvard-backed explanation and share how you can make this year feel more meaningful and memorable. From choosing a word of the year to tackling new experiences, this episode is your permission slip to shake things up, build deeper connection, and...

High achievers love setting big goals—but rarely stop to reflect on progress. In this short but powerful episode, Erin and Joe hit pause on the hustle to talk about the value of looking back before you charge ahead. Celebrate the wins. Learn from the misses. And set the tone for a more intentional 2026. Learn how we can help you: https://www.terrafirmaconsultant.com/ Get Your Tax Savings Estimate:...

Too many doctors wake up at the end of the year and realize they didn’t do the things that mattered most. In this episode, Erin and Megan break down how to reverse engineer your life by setting clear, non-negotiable priorities — and actually putting them on the calendar. From planning adventures to prioritizing health and family, this is your playbook for living intentionally and creating a life y...

Most doctors come to Terra Firma for tax savings — but they stay for something much deeper. In this episode, Erin and Joe reveal why coaching is at the heart of our membership and how it transforms more than just your finances. From saving marriages to helping clients reconnect with their purpose, we’re here to help you stop living on autopilot and start building a life that truly matters. Learn h...

What do you do when life hits hard? In this episode of Wealth Mavericks, Erin and Megan unpack how your mindset shapes your outcomes—even in the darkest seasons. From practical neuroscience to personal stories, you’ll learn how to take back control, reframe your thoughts, and become your own biggest fan. A must-listen for anyone feeling overwhelmed, stuck, or in need of a breakthrough. Learn how w...

If you’re a doctor, practice owner, or business leader, this episode is for you. Erin and Joe break down one of the biggest barriers to growth: having the wrong people in the wrong seats. Learn how to use a simple but powerful tool to assess your staff, make better hiring decisions, and stop tolerating mediocrity. If you’ve ever struggled with letting someone go—or wondered how to find great peopl...

Are your time and money actually aligned with what you say matters most? In this episode of Wealth Mavericks , Erin and Joe challenge you to pause, reflect, and audit your life as the year ends. Discover simple tools to uncover your true values, eliminate regret, and start making decisions that create lasting fulfillment and freedom. Your calendar and bank account are telling a story—are you ready...

In this special behind-the-scenes episode, we introduce you to one of Terra Firma’s trusted partners: Steve Blackwell of InVito Energy. Get a preview of how we evaluate strategic partnerships and why oil & gas can offer powerful tax advantages and long-term wealth potential—especially for doctors looking to diversify beyond the stock market. It’s a peek into how we help members play the game t...

What if generosity wasn’t just a virtue — but a strategy for lasting wealth and joy? In this episode, Erin and Joe dive deep into the mindset of giving — not from guilt or obligation, but from abundance . They explore the power of generosity to free you from money stress, build family legacy, and amplify your impact. You’ll hear personal stories, smart tax strategies for charitable giving, and why...

In this episode, Erin is joined by Terra Firma coach and 20-year Air Force veteran Eric Lescarbeau to talk about the military mindset and how it helps doctors break free from inaction, overwhelm, and overthinking. They explore three key mindset shifts — being decisive, choosing discipline over willpower, and taking ownership of your financial future.  If you’re tired of overpaying in taxes or wait...

Mental health, burnout, disengagement—your team brings more than skills to work every day. In this powerful episode, Erin sits down with Lori Lara—mental health expert, corporate trainer, and martial arts black belt—to reveal what your employees are really battling and what you, the practice owner, can do about it.  From setting the tone as a leader to practical ways to help your team thrive, this...

Changing the financial industry isn’t easy—and we never expected it to be. In this episode, Erin and Joe pull back the curtain on the mission behind Terra Firma and what it takes to build something truly different for doctors. Learn how we can help you: https://www.terrafirmaconsultant.com/ Get Your Tax Savings Estimate: https://bit.ly/cfrforms The information in these videos is for informational...

What separates the doctors who thrive from those who just coast? In this episode, Erin and Joe unpack the five key qualities shared by their most successful members—traits that lead to bigger tax savings, faster progress, and greater impact. Whether you’re a current member or just considering your next financial move, this conversation will help you reflect on how to get the most out of the journe...

Warren Buffett is the Master of Capital—but how does he do it? In this episode, we break down Buffett’s investment strategy, how Berkshire Hathaway operates like a private mutual fund, and the secret sauce behind his wealth-building formula. Learn how he uses cash to generate more cash and why patience is the ultimate competitive advantage. Don’t miss this deep dive into Buffett’s blueprint for ge...

Another tax season, another $100K+ gone—and most doctors just move on. But what if you zoomed out and saw the lifetime impact of that overpayment? Erin and Joe dig deep into why smart, high-earning doctors must shift their mindset. This isn’t just about tax strategy—it’s about legacy, stewardship, and what’s possible when you stop leaving money on the table. Learn how we can help you: https://www....

Is your business truly active in the eyes of the IRS? Most doctors misunderstand material participation. In this episode, Erin and Bob unpack what it means to prove you’re running a real business, how to avoid common real estate pitfalls, and why smart documentation is your best tax strategy. Learn how Terra Firma helps you build “the business of you” and legally optimize your taxes - without fear...

What’s your number? In this episode, we break down the concept of the "Freedom Point"—that moment when work becomes optional and your assets cover your ideal lifestyle. Joe and Erin discuss how to reverse-engineer the number, navigate legacy planning, and avoid the trap of burnout without purpose. Whether you’re at the beginning of your journey or wondering if you’ve already arrived, thi...

Can you grow your wealth without sacrificing your life? In this episode, Erin and Joe unpack the tension between career ambition and true freedom. Discover how the 5 Tens framework helps doctors stay aligned with their values while still pursuing big goals. Whether you're chasing more or learning to say no, this conversation is your reminder: you can build wealth and live well.   Learn how we...

What do you do when a team member goes rogue and your reputation takes a hit? In this candid episode, Erin and Joe share the behind-the-scenes story of a recent mistake, how it unfolded, and what they did next. Learn five clear steps for turning a painful leadership moment into a powerful opportunity for growth. Learn how we can help you: https://www.terrafirmaconsultant.com/ To watch this episode...

Doctors, don’t wait until it’s too late. In this episode, estate attorney Ciara Lister joins us to break down why a living trust matters, the costly mistakes to avoid, and how you can protect your kids, assets, and legacy—without paying $10K to do it. It’s easier than you think.  Learn how we can help you: https://www.terrafirmaconsultant.com/ The information in these videos is for informational a...

Fitness is often the first thing to fall off for busy doctors—but it’s also the one thing that unlocks energy, longevity, and joy in every other part of life. In this episode, we talk mindset shifts, simple habits, and real-life doctor stories that prove you can make fitness fun, sustainable, and part of your 10/10 life. Learn how we can help you: https://www.terrafirmaconsultant.com/ The informat...

Most doctors don’t understand the difference between marginal and effective tax rates — and it’s costing them thousands. In this episode, we break down how the progressive tax system really works, how to avoid overpaying, and why your CPA might be missing critical strategies. If you’re earning more but keeping less, this is the tax talk you didn’t know you needed. Learn how we can help you: https:...

Most doctors are sitting on hundreds of thousands in home equity—and doing nothing with it. In this episode of Wealth Mavericks , Erin and Bob break down how to use HELOCs strategically to create more wealth, not more debt. From funding investments to tax-smart planning, this is the mindset shift most high earners need. Learn how we can help you: https://www.terrafirmaconsultant.com/ The informati...

Are you running on fumes? In this episode of Wealth Mavericks , we unpack why so many high-performing doctors are living in chaos—and how to reclaim peace through the power of margin. Erin, Bob, and Joe explore practical ways to create space in your time, finances, and relationships, so you can live on purpose, not by default. If you're feeling stretched too thin, this conversation is the res...