Wealth Made Simple Podcast

Shaz discusses the various ways you can and should diversify in property to ensure you are spreading both the risks and returns He looks at effectively making use of the 70/20/10 principle and shares great advice on how to make diversification in property really work for you   KEY TAKEAWAYS The 70/20/10 rule means 70% of assets and income come from your primary strategy, 20% of income from your se...

Shaz goes through the hidden costs of any property deal from costing the time to complete research to the legal fees and insurance needed If you are new to property investing this is a great checklist that will mean you know exactly what costs to factor into your property purchase because the purchase cost is only a part of the overall picture and understanding the hidden costs is vital   KEY TAKE...

Shaz shares great content on the best way to build your pension through a SSAS and explains how TOMS works and the criteria that may mean it applies to your business He also answers questions from his live audience about FHL and SA properties and how best to use your tax allowances   KEY TAKEAWAYS You cannot use the profit from buy to let property to make pension contributions You can only make co...

Shaz talks all things Serviced Accommodation in this informative episode from capital allowances through to sideways loss relief He explains the crucial differences between serviced accommodation and furnished holiday lets and discusses what tax relief can be claimed and the best ways to build capital allowances as you purchase more properties, listen in, and find out more.   KEY TAKEAWAYS In a li...

Shaz answers questions from property investors about the potential tax implications when you incorporate and move properties into a limited company and when you own properties with other people There is more great content and advice that anyone with property can effectively use in this episode   KEY TAKEAWAYS With the flat rate scheme once you are over £225,000 you go onto the standard rate for  V...

In this episode, Shaz shares in-depth and comprehensive answers to property entrepreneurs' questions about restructuring. Some activities are classified as trading and some as investment so structuring your business in the right way, using investment and trading holding companies makes a huge  difference to the tax and reliefs you can claim  so this episode is a must for anyone building a successf...

Shaz explains how no money down deals work and takes us through a deal of his own that is a great example of how well ‘no money down’ deals can be a great way to build your property portfolio He also answers questions about shares and purchasing probate properties along with more information about taxes in this informative episode   KEY TAKEAWAYS You can find a joint venture partner and work with...

In this episode hear about alphabet shares and how you can freeze some shares and continue to put value into others along with great information about whether you should have a company car or not and how should you finance it Shaz also discusses business structure and how you can form a holding company structure and then use different business structures for different projects within this. If you...

Shaz continues sharing great advice on how to avoid the most common mistakes in HMOs From making sure you do the calculations in detail though to researching the area to make sure there is demand and understanding how to look after your tenants this is an episode that used in conjunction with Part 1 will help you avoid mistakes and make sure your HMO has good cash flow and is successful.   KEY TAK...

Shaz looks at the 5 most common mistakes people make when starting out and running an HMO There are regulations and processes that must be adhered to with HMOs and it's important to understand what you need to do. Successful HMOs are run by teams of people who understand how to look after the tenants and the property,  if you want more hands-on involvement and can build a good team this is a great...

If you are new to property this is a great opportunity to hear about the steps you need to take to build a successful property business   Legacy and financial freedom are the reasons why the majority of people get into property but a successful property business doesn’t just happen by chance it’s about taking the right steps and building a power team and network that can help you learn and succeed...

Shaz shares some great steps that everyone should use if they want to do no money down deals. Building good relationships, being transparent and getting visible on social media are all important aspects of doing no money down deals. These deals can work well for both you and the investor if you’ve taken the right steps and made sure the deal stacks up. Listen in, follow Shaz’s great tips and get o...

In this Q&A session hear about how you can include your children in your business structure and the best ways to do this from a tax perspective Shaz also answers questions about title splitting, the structure of trusts and explains why you need to achieve a balance because if you only look at the situation from a tax perspective you will lose out in other ways   KEY TAKEAWAYS If you have lived in...

Shaz is explaining the tax benefits of different business structures and discusses LLPs, limited companies, and partnerships He also answers questions on company cars  and how to effectively structure shares to give you the most flexibility when paying dividends This is a chance to hear great content about what you can do in your business to make sure you take are tax-efficient   KEY TAKEAWAYS If...

In this Q&A with Shaz hear the questions people getting started in property want to know about tax and allowances Shaz shares great information about the best ways to fund education, what you can claim as expenses and the best ways to do this He also explains how loans to companies work best and the tax implications in this episode packed with useful content   KEY TAKEAWAYS If the company is payin...

Shaz takes a look at some of the tax allowances that you should be looking at as a property investor to make sure you are getting the most from your business From deciding whether to incorporate through to what you can and can't claim for this is a great episode that will help anyone to look carefully at getting the most from their allowances as a property investor   KEY TAKEAWAYS Think about whet...

As a successful entrepreneur, Shaz has multiple businesses in very different areas with property being one of them and in this episode, he explains why it’s his favourite business giving him not only flexibility but also total freedom He shares the aspects of property as a business that mean it is like no other business, with flexibility, freedom, and extensive strategies that you can use whether...

Shaz takes us through the criteria he uses when looking at a potential goldmine area Choosing the right area is key and the critical first step is deciding on the property strategy you will be using. From identifying your competition to understanding how far you are happy to travel to your goldmine area, this is a comprehensive list that will make sure you have considered all of the key components...

In this, the final episode in this informative property strategy mini-series Shaz takes a look at purpose-built student accommodation, social housing, and real estate investment trusts. Every strategy has advantages and disadvantages, what you decide is right for you will be based on your priorities, how much you want to be involved and  what you want to achieve Listen in to the whole series and d...

So far in this great property mini-series, Shaz has covered Buy to Let, HMO’s, Serviced Accommodation and Buy-Renovate-Refinance-Rent as strategies along with Commercial Conversions, Flips, Joint Ventures, Rent 2 Rent, New Builds and Lease Options In this episode, he shares another three property strategies - Deal sourcing, Crowdfunding and Off-plan explaining both the positives and the potential...

There are lots of strategies out there and Shaz, across this property mini-series, shares great content and information about the advantages and the disadvantages of the main strategies out there In this episode, he explains how rent to rent could be the strategy for you if you don’t have any capital and why new builds can help you scale up to being a property developer with great margins. He also...

This episode takes a look at joint ventures, flipping and commercial conversions and Shaz has great advice about both the advantages and challenges of these different property strategies Shaz’s  favourite property strategy is commercial to residential but each of these strategies has something to offer the property developer and ultimately its always about making sure the numbers work, listen in a...

In this episode of the property strategy mini-series, Shaz takes a look at serviced accommodation, HMO’s, BRR as property strategies. He explains some of the pros and cons of the strategies and discusses the ones he uses and why, whether you are just getting into property or already on your property journey Shaz shares great content   KEY TAKEAWAYS With HMO’s individual rooms are let so the cash f...

In this, the first episode of this property mini-series Shaz explains why buy-to-let is a good strategy to get started with and how commercial property can be a fantastic investment and worthwhile addition to your property portfolio With informative content, this is a great opportunity to hear how to get started in property and connect with the strategies that work for you   KEY TAKEAWAYS Diversif...

In this episode hear more great tips on how to avoid the most common mistakes in property. Shaz looks at financial planning, key experts along with the importance of training and explains what you can do to put yourself ahead in your property journey and benefit from the experience and knowledge of others, listen in and find out more   KEY TAKEAWAYS It’s important to have a property plan and know...