Wealth Decisions by Brian

Finding your TRUE FINANCIAL FREEDOM NUMBER. It’s Not What You Think Inflation & taxes could destroy your retirement - here’s how to fight back with Social Security COLA and smart account strategies! Most retirement calculators ignore the devastating impact of inflation and taxes, setting you up for failure. In this episode, Brian reveals how 3% inflation turns your $8,000 monthly need into $14...

Retirement 5.0: How to Turn Your Wealth Into a Virtually Tax-Free Retirement Income Most millionaires with $4M make ONE withdrawal mistake costing $400K+ in taxes. Discover the three-bucket withdrawal strategy that wealthy retirees use to maximize tax efficiency and preserve wealth. In this episode, Brian reveals the Strategic Bucket Orchestration method for optimizing taxable, Roth, and pre-tax a...

The 3-Bucket Strategy That Creates Millionaires (Most Miss This!) | Ages 25-55 Blueprin Discover the age-based investment allocation strategy that 95% of investors completely overlook. This isn’t your typical asset allocation advice - it’s a comprehensive three-bucket system (taxable, Roth, pre-tax) that maximizes wealth at every life stage while minimizing taxes. In this episode, you’ll learn: •...

Most people use the same wealth building strategies their entire lives - and it’s costing them hundreds of thousands in retirement. In this episode, Brian reveals the age-based wealth strategies and tax optimization techniques that separate wealthy individuals from everyone else. Discover the specific investment and tax strategies for ages 25-35 (foundation years), 35-45 (acceleration phase), 55-6...

The Best Retirement Investment Account! It’s not What You Think. WATCH THIS VIDEO NEXT: https://youtu.be/UEjVSBxpeZg Most financial advisors push 401k and IRA contributions, but Brian Muller, founder of Momentous Wealth Advisors, reveals why taxable investment accounts might be your most powerful retirement wealth-building tool. Discover the three wealth decision principles that could add six figu...

Mark’s $2.25M Balanced Wealth Decisions Plan: Living Rich While Building Legacy Wealth Balanced optimization: Mark’s $2.25M more + $275K lifestyle spending What happens when you optimize your workplace retirement plan to its maximum potential? In this ultimate optimization episode, Brian Muller reveals how Mark’s decision to switch to Roth 401k contributions at age 55, maximize catch-up contributi...

Should You Pay Off Your Mortgage or Invest? The $180K Retirement Mistake This episode of Wealth Decisions reveals the counterintuitive mortgage strategy wealthy retirees use that most financial advisors won’t tell you. Brian Muller, founder of Momentous Wealth Advisors with 25 years of experience, breaks down the math, psychology, and real-world implications of keeping your mortgage versus paying...

Two retirees, same lifestyle—but one pays $540,000 MORE in taxes. Here’s how WATCH LAST WEEK'S EPISODE PART 1 HERE: https://youtu.be/UEjVSBxpeZg Why do two retirees with similar lifestyles end up with vastly different tax bills in retirement? In this eye-opening episode, Brian Muller, founder of Momentous Wealth Advisors, reveals the shocking 25-year retirement comparison between Lisa and Mark. De...

Why saving LESS could make you richer: The counterintuitive wealth strategy that beats traditional retirement advice. Financial advisor Brian Muller reveals how Lisa achieves financial independence while saving about $170,000 LESS than her colleague through three strategic wealth decisions. Discover the Roth 401k advantage, the 1% annual increase method, and backdoor Roth IRA strategies that creat...

5 Costly Retirement Mistakes and How A Financial Advisor Can Help Join Brian Muller, founder of Momentous Wealth Advisors, as he exposes the 5 most dangerous retirement planning mistakes that cost retirees hundreds of thousands of dollars. In this comprehensive episode of Wealth Decisions, discover why 90% of retirees fail with withdrawal rates above 6%, how the wrong investment strategy destroys...

Are you making these costly stock market mistakes that could be destroying your investment portfolio? In this episode, Brian Muller, founder of Momentous Wealth Advisors, reveals the five most dangerous investing mistakes that even experienced investors make repeatedly - and the exact strategies to fix them. Discover why hanging onto losing stocks while selling winners is sabotaging your returns,...

5 Fixable Mistakes Costing You Hundreds of Thousands in Wealth | Roth 401k, Tax Loss Harvesting & HSA Strategies Are you making these costly financial planning mistakes that could be sabotaging your wealth-building journey? In this episode of Wealth Decisions by Brian, host Brian Muller, founder of Momentous Wealth Advisors, reveals the five most common investment mistakes that high earners ma...

3 Smart Ways to Invest when Building Your Portfolio: Simple, Solid & Strategic Are you overwhelmed by conflicting investment advice and complex strategies? In this value-packed episode, Brian Muller breaks down the three essential portfolio approaches that can transform your investing journey: the Core (Simple) Total Market Strategy, the Comprehensive (Solid) Diversified Portfolio, and the Cor...

SHOULD YOU OWN BITCOIN OR OTHER CRYPTOCURRENCIES?" In this essential episode of Wealth Decisions, host Brian Muller, founder of Momentous Wealth Advisors, cuts through the hype and confusion surrounding cryptocurrency investments. Whether you're crypto-curious or skeptical, Brian delivers balanced, actionable insights on integrating digital assets into your financial strategy.  Discover the r...

What if I told you there's an asset class that could have protected your portfolio during some of the worst market crashes in history? One that tends to shine exactly when traditional stocks and bonds struggle the most? Today, we're diving into commodities - the often misunderstood investment that could be the missing piece in your diversification strategy. Today we're tackling a question I get al...

Hey, I'm Brian. Feeling overwhelmed by financial advice that takes too long to digest? That's why I created "Wealth Decisions by Brian" – a podcast that respects your time while transforming your financial future. In just 15 minutes or less per episode, I deliver powerful insights on money, meaning, and mindset that most financial advisors take hours to explain. Why spend your precious time wading...

Did you know that some of the wealthiest investors in history made their fortunes not from stocks, but from bonds? In today's episode, we're diving deep into why bonds matter more than ever in today's market, especially if you're approaching retirement. Stay tuned to learn how you could potentially earn attractive yields while protecting your wealth from market volatility. Today, we're tackling a...

Are you missing out on the growth potential of small-cap stocks? In this eye-opening episode of Wealth Decisions, Brian Muller, founder of Momentous Wealth Advisors, breaks down everything investors need to know about small-cap investing. Discover why these overlooked market segments could be the missing piece in your diversification strategy and potentially boost your long-term returns. What You'...

What if I told you there's a sweet spot in the stock market that consistently outperforms both large and small companies the majority of the time? A segment that combines the stability of established businesses with the explosive growth potential of startups? Stay tuned as we dive into mid-cap investments – the overlooked goldmine that could be the missing piece in your portfolio. In this episode...

Are your investments truly building wealth, or are you just following the crowd? Today, we're diving deep into value investing - a strategy that made Warren Buffett one of the wealthiest people on Earth. Here's what makes an investment truly valuable: First, you need strong fundamentals. We're talking about consistent cash flow, healthy profit margins, and manageable debt levels. Think of it like...

What if I told you there's a massive opportunity that most investors are missing out on? A market that represents over 80% of the world's population and is growing at twice the rate of developed nations. Today, we're diving into emerging markets - and why not having them in your portfolio could be leaving serious money on the table. Today, we're discussing something that might be missing from your...

What if I told you that by ignoring 40% of the world's stock market value, you might be missing out on massive growth opportunities? If you were to guess what asset class is the best performer year to date, what would be your best guess?  In this week's episode, we dive into why developed international markets deserve a place in your portfolio and how proper diversification could be the key t...

Getting to your first hundred grand is the hardest part. Why? Because you're building the foundation of your wealth journey with nothing but your income and determination. But here's the good news – once you hit that mark, compound interest becomes your best friend. Pre-order my new book " Momentous Decisions : 7 Steps to Better Health, More Wealth, and a Richer Life" at: ⁠⁠⁠⁠ https://www.momentou...

Feeling overwhelmed by your finances? You're not alone. From juggling multiple investments to making life-changing money decisions, knowing when to get help can be the difference between thriving and just surviving. In this week's episode of Wealth Decisions, we break down the three undeniable signs that it's time to stop going it alone. One of them might surprise you. Today we're diving into a cr...

Triple your returns overnight? Sounds amazing, until it vaporizes your savings. This week on the Wealth Decisions Podcast, I'm ripping the mask off of the most dangerous money traps and discussing one of the most popular ETF’s pros and cons. Sometimes, it's not what you decide to do but what you decide not to do. These five investments could seriously damage your financial health. Wealth building...