Wealth Coffee Chats

In this episode, we unpack why education is one of the most powerful tools in property investing—especially when it’s hands-on and in-person. You’ll learn how town planning and bus tours can help you understand real-world opportunities, compare property types, and make smarter wealth strategy decisions with more certainty. We also cover why buyer’s remorse is normal and how ongoing learning and co...

The RBA has lifted interest rates by 0.25%—but what does that actually mean for your mortgage and cash flow? This episode breaks down the real dollar impact on a typical loan, what to expect from interest rates over the next 12 months, and how to stay calm with a smart wealth strategy. Learn practical ways to reduce the impact using offset accounts, loan structure, refinancing conversations, and w...

A new interest rate rise is here—so what does it actually mean for your wealth strategy and different asset classes? In this episode, we break down why rates moved, what the central bank is watching next, and how inflation and employment are shaping the outlook. You’ll also get a practical run-through of how higher rates can impact property investing, shares, cash, bonds, and crypto, plus what to...

Car deductions are one of the most overclaimed—and most audited—areas in Australia, especially for business owners and property investors. This episode explains what you can and can’t claim, how the cents-per-kilometre method compares to the logbook method, and the evidence the ATO expects if you’re reviewed. You’ll also learn why many utes aren’t automatically “exempt,” how the car limit affects...

Why is Brisbane leading Australia’s property market in 2026? In this episode, we unpack the six key drivers of property growth — including interest rates, supply and demand, infrastructure, jobs, politics, and demographics — and explore why South East Queensland is positioned for long-term expansion. With insights into population growth, migration trends, housing shortages, and the $6 trillion int...

With the RBA expected to move rates higher, many investors are asking whether fixed rates belong in their property investing strategy. This episode breaks down how fixed rates work, when they can be worth paying a little extra upfront, and how to hedge interest rate risk by splitting loans. You’ll also learn about rate lock fees, break costs, and how smart loan structuring can support long-term ca...

2026 is kicking off with elevated inflation, rising interest rate expectations, and increased market volatility. In this episode, we unpack what the latest inflation data means for interest rates, finance decisions, and long-term wealth strategy. We also explore how global uncertainty, commodities, currencies, and market sentiment are shaping property investing and financial planning right now. A...

In this episode of Wealth Coffee Chats, we break down the Australian rental market outlook for 2026 and what it means for property investors. With vacancy rates remaining tight and affordability becoming a key pressure point, this discussion explores where rent growth is strongest, which property types are outperforming, and how landlords can stay proactive. If you’re focused on property investing...

ATO audits are becoming more targeted, data-driven, and common for property investors. In this episode, we break down what the ATO is really focusing on, the documents they request, and where investors are most likely to make costly mistakes. You’ll learn how property investing, tax deductions, depreciation, and capital gains are scrutinised — and why preparation and audit insurance are critical p...

What does it really take to rebuild wealth after starting over? In this episode of Wealth Coffee Chats, we unpack a real-world Australian property investing journey focused on long-term strategy, risk management, and smart portfolio structuring. Learn how consistent reviews, diversified property investing, and disciplined wealth strategy can help build toward $150,000 in passive income.

If you were starting your property portfolio again in 2026, where would you begin? In this Wealth Coffee Chats episode, Sara Shome breaks down the exact foundations she’d put in place first — building the right team, mapping a smart lending strategy, and aligning finance, tax, and investment decisions from day one. Learn why structure, cash flow, and ongoing strategy reviews are critical to long-t...

Opportunities don’t wait—and neither should your property investing plan. This episode unpacks why being “ready” matters, how delays can quietly stall your portfolio growth, and what to do when a deal (like house-and-land) keeps getting pushed back. You’ll learn practical ways to review your position, access equity, and pivot with a smarter wealth strategy—without sacrificing lifestyle. A must-wat...

What will 2026 bring for interest rates, inflation, and mortgage strategy? This Finance Friday episode breaks down recent inflation and consumer spending signals, why some lenders are lifting fixed rates, and what that may imply for the next RBA move. You’ll also get three practical finance goals for the year—getting into the property market, leveraging equity, and paying down bad debt faster usin...

Most investors start with trial-and-error—buying close to home, hoping for growth, and getting caught out by cashflow surprises. This episode breaks down what a property investment coach actually does: building a tailored property investing strategy, stress-testing finance and buffers, and helping you make smarter decisions with data (not emotion). You’ll also learn why “time in the market” isn’t...

Why are hot cross buns on supermarket shelves in January? And more importantly, what does that have to do with your property portfolio? In this episode of Wealth Coffee Chats, Property Investment Advisor Emily Miller dives deep into the psychology behind why we make (or delay) financial decisions. Drawing on concepts from Anna Lembke’s best-selling book Dopamine Nation, Emily explains why modern s...

Waiting feels safe — but in property investing, inaction can be the most expensive decision of all. This episode unpacks the true financial and emotional cost of waiting, how inflation quietly erodes your wealth, and why momentum matters more than perfect timing. Learn how smart action, education, and strategy can help you build long-term wealth and income-producing assets. A powerful mindset shif...

With interest rates on hold and lenders tightening policies, many investors are wondering what 2026 really looks like. This episode breaks down the RBA’s latest decision, DTI changes, and what they mean for property investing and borrowing power. You’ll also learn simple, practical budgeting strategies and Christmas money hacks to protect your cash flow. A must-watch for anyone focused on smarter...

In this final Wealth Coffee Chats episode for 2025, we take stock of the year that was—from RBA rate decisions to ATO warnings for self-employed professionals. Discover how key global markets performed, why alternative assets had a mixed year, and what changes could impact your business structure in 2026. Plus, we explore the growing ATO scrutiny on income distribution for self-employed individual...

In this Tax Tuesday edition of Wealth Coffee Chats, Kim Wolfenden from Positive Tax Solutions walks property investors through the essential record-keeping strategies to take the stress out of tax time.

Is it possible to build a multi-million dollar property portfolio starting with 100% debt? In this episode of Wealth Coffee Chats, Property Coach Megan Wolfenden breaks down a real-life case study of a couple who achieved "1% Club" status (owning 3+ investment properties) in just 7.5 years. Megan walks through the exact numbers behind three specific purchases: a high-yielding apartment in Canberra...

Move over Spotify Wrapped... it’s time for your 2025 Finance Wrapped! 🏠💰 In this episode of Wealth Coffee Chats, Jason Whitton is joined by Sarah from the Positive Money team to break down the massive numbers from the last 12 months. From record-breaking property sales to the long-awaited interest rate cuts, we cover exactly what Australian investors got up to in 2025. Did your state come out on...

Thinking about working with a financial advisor but not sure what the process looks like? In this episode of Wealth Coffee Chats, we walk through the full journey—from your first conversation to your personalised Game Plan. Learn how the discovery, strategy development, and implementation phases work together to build your financial roadmap. A must-watch for anyone planning long-term wealth strate...

Landlord insurance can be the difference between a minor setback and a major financial loss—but too many investors still get it wrong. In this episode, we break down 5 critical tips for choosing and managing your policy. From understanding exclusions to avoiding the “cheapest” trap, this is a must-watch for any property investor looking to protect their portfolio and cash flow. Perfect for those f...

Confused about what property expenses are tax deductible before your investment home is built? This episode clears up the rules around interest, council rates, and holding costs for house and land packages—especially what changed after the 2019 ATO ruling. Learn the key tax distinctions between land and construction loans, and how to avoid common deduction mistakes. Essential insights for anyone b...

What can the world’s most famous board game teach you about real-world property investing? In this episode, we unpack powerful wealth lessons hidden inside Monopoly and how they apply to building a successful portfolio. From buying strategically to staying in the game, reinvesting for growth, and managing emotions, this breakdown turns a classic family game into a modern investing masterclass. Per...