Wealth and Wisdom Together®

Have you ever wondered why some financial habits stick while others seem impossible to maintain? In this episode, we'll explore the psychology of habit formation and reveal a simple yet profound framework for transforming your financial life. You'll gain a deeper understanding of the "habit loop"—the cue, routine, and reward cycle that drives our behaviors. Here's what you can...

Are you navigating a major life transition or change? Perhaps a career shift, relocation, or personal upheaval has left you feeling uncertain about your next steps. In this thought-provoking episode, we delve into the art of "Nexting" with our esteemed guest, Dr. Timothy Williams , author of the book "Nexting: Navigating and Negotiating Life's Transitions of Change." Dr. Willia...

In this powerful episode, we sit down with Angela McCullough, author of "Beyond Gender and Ethnic Stereotypes," to uncover the untold stories of women of color redefining public sector leadership. As a federal senior executive with over three decades of service, Angela shares her journey of overcoming adversity and shattering barriers. From being labeled an "affirmative action hire&#34...

Are you looking to create unforgettable memories with your loved ones while aligning with your values and financial goals? In this episode, we dive into our  timeshare experience  and explore how they can be a strategic tool for purposeful living and intentional wealth-building. We share our personal journeys with timeshares, offering insights into the benefits, potential pitfalls, and key conside...

In today's fast-paced world, decisions bombard us from every direction, leaving us mentally drained and struggling to make purposeful choices, especially when it comes to our finances. Have you ever found yourself standing in the kitchen, staring blankly into the fridge, unable to decide what to cook for dinner? Or perhaps you've felt paralyzed by the overwhelming number of investment opti...

Are you struggling with a financial identity crisis? Do you find yourself questioning your values, self-worth, and ability to achieve your wealth goals? If so, this episode is for you. Many successful women face uncertainty about their financial identity due to major life changes, societal pressures, or a gap between their current situation and future dreams. This can lead to feelings of insecurit...

Are you familiar with this scenario? At the beginning of the year, you feel energized and excited about achieving your financial goals. You sign up for investment apps, buy financial planning books, and subscribe to budgeting software. However, as the quarter ends, you realize your motivation has faded. You may wonder if your spark of motivation has run out. If you've ever experienced this fee...

If you're paralyzed by fear of making the wrong investment move and uncertain about your financial future, then you are not alone!   Mastering fear is an essential part of successful investing. Instead of letting fear dictate financial decisions, you should seek to identify the root causes of these fears. Understanding these underlying issues enables you to take purposeful action to conquer th...

In this episode we continue our 3-part series answering client questions with our second inquiry.  Today’s question is, " How do I access the equity in my home and use it to meet some of my pressing goals without damaging my personal finances or putting my home at risk”? Your home is an investment, and the equity in it can serve as a powerful financial tool if leveraged properly.  It is import...

In this episode, we are starting a 3-part series where we will answer client questions. The question we are addressing today is, "I want to buy a house, but my credit score is too low. What are the factors that impact my credit score? Also, how can I improve my credit score?" Whether you want to purchase a home, get a loan, or enhance your credit score, this episode will be helpful. The go...

You won't believe what your friends and family might be doing to your finances!  This humorous and eye-opening conversation will forever change how you view your financial goals.   Get ready to uncover the impact of your social circle on your wallet and discover the empowering concept of loud budgeting.    Openness about personal financial goals and constraints, called "loud budgeting,&#34...

Are you aware of the impact your actions have on your child's financial future? The financial habits that your child develops as they grow up are influenced by what they observe from you. Therefore, it is crucial to exhibit positive financial behaviors from an early age to shape their future. In this episode, we highlight the significance of observational learning in children and how it shapes...

Unveiling the Unexpected:  What if we told you that the key to a harmonious marriage isn't just love and trust but also money management?   In this candid conversation, we share the top ten money tips for newlyweds.    What we reveal goes beyond just budgeting and saving.  We delve into the emotional and relational aspects of money, offering practical advice on navigating financial complexitie...

Embracing behavior change is challenging yet necessary for financial fulfillment. We all desire transformation in our lives, whether in our health, relationships, or finances. But change itself often exacts a high cost. Like an unexpected guest, it enters uninvited and demands adjustment. Why else would an entire self-help industry exist if change were easy?  As financial coaches focused on servin...

In this episode, we will have a conversation with Shonna Amos. She is a Professional Certified Coach, an expert in talent management, and the founder of EWP Coaching and Consulting. Shonna's consulting firm is dedicated to helping clients achieve their personal and professional goals while staying true to their values and desires.  Shonna believes meaningful change requires self-reflection and...

If you're overwhelmed and exhausted by trying to do it all and be everything to everyone, then you are not alone! You may already be sacrificing your own needs for the sake of others, only to find yourself still feeling unfulfilled and burnt out.  Instead of experiencing the balance and fulfillment you crave, you may be stuck in a cycle of never-ending obligations and constant stress.  It'...

Have you ever found yourself reflecting on past experiences and wondering if you truly learned from them? I certainly have. It's like getting kicked in the behind and promising yourself, I won't do that again. But did we really learn from those experiences? It's a question worth pondering. In this episode, we delved into the importance of learning from past mistakes and how it shapes o...

In this episode, we are completing our conversation on the STEWARD acronym in our STEWARD Identity™ series.   We will discuss the final letter,  “D,” which represents developing a strategy for wealth and wisdom. Are you experiencing the stress and frustration of not seeing your efforts pay off as you strive for financial wellness?  We know that those feelings can be overwhelming.   Well, it may be...

Welcome to Wealth and Wisdom Together™, where we explore the principles of financial stewardship and wisdom. In this episode, we discuss the sixth letter in the STEWARD acronym, “R” for the Role and Responsibilities of a steward.  As a steward, knowing your responsibilities and the habits needed to achieve financial well-being is essential. We dive into biblical references and personal experiences...

In this episode of Wealth and Wisdom Together™, Weslia and Willa continue the deep dive into your STEWARD IDentity™, focusing on “A” in the acronym as they dive into the importance of ACCOUNTABILITY. Empower yourself to become a purposeful financial steward by aligning your decisions with God's principles and embracing accountability as we guide you through the compelling journey of living abu...

On this episode of the Wealth and Wisdom Together™ podcast, we are on week four of our series on your STEWARD Identity™.    Today’s deep dive is on the meaning of the “W” in the STEWARD acronym, which stands for “Wisdom Led Decision Making”.   But that is not all. This is our 100th episode, and we are celebrating!  Have you heard these common myths about wisdom and financial stewardship?  You need...

On this episode of the Wealth and Wisdom Together™ podcast, we are on week three of our series on your STEWARD Identity™.     Today, we are highlighting and expanding on the meaning of the “E” in the STEWARD acronym, which stands for “Earnestly Seeking God”.   Can you say that you earnestly seek God in all your decisions?    We can now, but that was not always the case.   As we have shared before,...

We are back with another episode of the Wealth and Wisdom Together™ podcast in our series on your STEWARD Identity™.     This time, we are discussing the second letter of the STEWARD acronym, “T,” Trustworthiness towards God.    Can He always depend on us to be trustworthy in all our ways? Do you desire a deep sense of purpose and fulfillment when managing your financial resources as a Christian?...

In this episode of the Wealth and Wisdom Together™ podcast, we dive deep into the concept of the STEWARD Identity™ and why surrendering to God is crucial for tapping into this identity. We share insights about how your STEWARD Identity™ is more than just a fancy label - it's a whole way of life centered around knowing who God is, understanding your identity in Christ, and using your time, trea...

In the midst of life's twists and turns, there is one thing that remains constant: God's guiding hand.  Weslia Echols,  co-host of the Wealth and Wisdom Together™ podcast, Accredited Financial Counselor®, and Financial Coach knows this all too well.  Her journey is a testament to the unexpected twists that can lead us closer to our purpose.    Buckle up and prepare for a ride filled with d...