We Talk Cents

With just over 5 weeks left to go until the fat man slides down the Chimney,  it's time to start thinking and planning for Christmas. Dan and Blaize share their tips on creating a budget to cover all the unexpected costs at Christmas, plus some handy apps that may help you save your hard earned dosh on presents. For a deeper dive into the Christmas budget, read this. If living it up in houses with...

There has been plenty of talk about Superannuation lately so we phone a friend to ask what on earth is going on. Helen Hodsgon, Director of Graduate Studies for the Curtin Law School   joins us to share her expert insights. Helen discusses inequality in super, the power of compound interest and how super is impacted by the gig economy. Helen Hodgson has shared much of her research into superannuat...

If you're craving a flight or are curious to learn more about FIRE, you can visit Captain FI here. Check out the in flight entertainment by taking a peek at the Captains recommended reading list. Follow the captains advice and track your spending with the WeMoney app . Saving for a rainy day? Visit MoneySmart for more information on emergency funds. Sources: Credit cards make you spend more. RBA s...

Would you dive into a skip bin to save money on your Groceries?  Meet Freya Gan, a Dumpster Diver who does exactly that. Dan and & Blaize also embark on a budget breakdown mini series, this episode taking a look at the 50:20:20 method of budgeting.  For anyone considering buying their first home, your hosts continue their discussion on the current concessions and grants offered by the Australian G...

Don't know what a credit score is? Or why it's important? Don't worry, we've got you covered. Dan & Blaize talk credit score 101 - what it is, why it matters and what impacts your rating.  The Government also announced an additional 10,000 places have been added to the First Home Loan Deposit scheme as of October 6th, 2020. Dan and Blaize discuss what the changes are and how to apply. Plus, you'll...

If you're a tax payer, a young person, a parent, an employer, a woman or you care about manufacturing and/or the climate then take a listen to find out how  the Australian 2020 Federal budget will impact you. Interested in the effects of Covid-19 on Aussie's mental health? Take a look at the information we mentioned from Black Dog Institute here. Still want to know more about the budget? Take a lo...

Dan & Blaize explore how Australians’ personal spending habits have changed due to Covid-19. Emily the @aussiedebtfreegirl pops by for a visit to chat all things goal setting and how to make extra dosh with a side hustle and they delve into the war of Credit cards vs. Buy Now Pay Later. Check out Emily’s Instagram here: https://instagram.com/aussiedebtfreegirl If you'd like to get a full picture o...

Meet experienced Finance guru Dan Jovevski and media freelancer Blaize Pengilly as they embark on a mission to educate, inspire and empower everyday Australians to take control of their personal finances.  Dan & Blaize hail from WeMoney.com.au, Australia’s newest financial wellness app . Disclaimer We Talk Cents is not a financial advisor and the information provided is general in nature and was p...