Vision Wealth: A New View on Retirement

Ben and Megan Smith discuss the pivotal years before and after the day someone retires. Ben and Megan share how each person requires a different strategy, but how there are several defensive strategies (such as retirement income) and offensive ones (such as money-growth) that people can deploy. Ben also explains how legacy planning is actually an offensive strategy. And the Smiths share their view...

Ben and Megan Smith talk about both being willing to pay the price for success and dealing with the price or consequences of choices. Ben explains some points from one of his favorite authors, Jordan Peterson, and relates them to how people tackle finances. Ben and Megan each share real life experiences on how people handle what they can and cannot control and share the importance of someone contr...

Ben and Megan Smith talk about a recent Goldman prediction that the S&P 500 will do considerably worse over the next decade. Ben compares this to another time that the S&P 500 struggled and shares how preparation is much more effecting than overreaction. Megan also compares people’s anxiety with the news cycle to her coaching teenagers, but how active listening and being understandin...

Ben and Megan Smith discuss an article that covers several things to do and not to do in retirement. Ben discusses the difference between tax preparation and tax planning. And he lays out some factors to consider with retirement and taxes: how accounts are taxed, diversifying accounts, income tax bracketology, and the importance of picking the right retirement route. Megan also shares about coachi...

Ben and Megan Smith discuss a Wall Street Journal article that interviewed a dozen real estate experts on the renovation items that make the most sense. They share which item gets the biggest return on investment and why someone should not make the house they are selling into their idea of a dream home. The crew also discusses multiple times where Megan has been absolutely right, Ben’s words...

Ben and Megan Smith talk about what experts say retirees regret the most. Ben and Megan discuss the issues of not saving enough and taking Social Security at the wrong time, along with the regret of saving too much money and not being able to enjoy life. They also talk about hosting family during the holidays and getting back to their routines. Ready to connect with Ben? For more information go to...

Ben and Megan Smtih discuss estate planning and talk about some times in even their own families, when relatives do not want to discuss and plan for the dispersion of their estate. Ben and Megan explain billionaire Warren Buffet’s five tips in this field, including why having co-trustees is not necessarily a bad thing. And Ben and Megan discuss New Year’s goal-planning and how that is...

Ben and Megan Smith define longevity risk and the five different ways that long-living can deplete money. Ben also talks about five different ways to fight longevity risk and why having a plan and an advisor is the first place to start. Ben and Megan also discuss how their nifty gift-buying for their kids has caused them to outsmart themselves. Ready to connect with Ben? For more information go to...

Ben and Megan Smith talk about a recent podcast Ben heard, regarding a Medal of Honor recipient's seemingly worst moment of their life. Ben explains how that person ended up finding that dark time to be their best moment, because of the relationships they made there. Ben and Megan relate this to how Vision Wealth can build relationships with people and find joy in those and how having a financial...

Ben and Megan Smith talk about the consequences of getting caught up in one's own emotions and not knowing the boundaries of their money. And Ben discusses how he and his team can sit with someone and show them their numbers with clarity and objectivity to help them make the best decisions for themselves. The Smiths also discuss a friendly college football rivalry they have with their relatives.&n...

Ben and Megan Smith talk about how many people retire at age 62, though they had planned not to. Ben explains to listeners the factors that cause people to retire off-schedule and the questions he asks clients to help them stay on the financial track they want to be. Ben and Megan also laugh about some of the headwinds their own parents faced in retirement and how couples can drive each other craz...

Ben and Megan Smith discuss a poll’s results about what Americans aged 65 and over wished they had done better and listened to. Ben also talks about the right moves younger clients of his make and how he coaches people of all ages to achieve their greatest financial potential. Ben and Megan also talk about their children and which one of their activities dominates the family’s free tim...

In this episode of Vision Wealth, Ben and Megan Smith explore the importance of choosing the right location for retirement, highlighting various factors such as cost of living, tax laws, and quality of life. The conversation delves into the top ten places to retire, with a focus on Florida and other states, while emphasizing the need for retirees to build a fulfilling lifestyle. Personal anecdotes...

In this episode of Vision Wealth, Ben and Megan Smith discuss various aspects of retirement planning, particularly focusing on 401(k) plans. They also talk about their love for Oregon Ducks football and the tax consequences of a retiring couple loaning their child a large sum. The conversation emphasizes the need for transparency in financial planning and the potential risks involved in family fin...

In this episode, Ben and Megan Smith of Vision Wealth discuss the volatility of the stock market and the uncertainty surrounding the economy. They explore the idea of preserving one's nest egg versus growing their net worth, and the emotional impact of market fluctuations. The conversation also touches on risk tolerance, decision-making in volatile situations, and the importance of trust and commu...

In this episode, Ben and Megan Smith discuss the challenges faced by married couples in managing their retirement planning. They address a letter from a woman who is anxious about retiring and worries about making mistakes with their $2 million portfolio. Ben and Megan emphasize the importance of communication and finding a financial advisor who can help manage the portfolio. They also discuss the...

In this episode, Ben Smith discusses the topic of retirement and longevity. He mentions the oldest living person, John Tenniswood, who is 111 years old, and discuss the possibility of people living longer in the future. They also talk about the importance of planning for a long retirement and stress testing financial plans to ensure they can last. The conversation touches on the concept of luck in...

Financial Advisor Ben and Megan Smith discuss the possibility of 401(k)s going away in the next 10 years and the implications for retirement planning. Ben and Megan explain the history of 401(k)s and how they were created as a way for employers to shift responsibility onto individuals. They also discuss the potential impact of changing tax laws on 401(k)s and the importance of having control over...

In this episode, hosts Ben and Megan Smith share their personal stories and experiences, highlighting the importance of family and financial planning. They discuss how they met, their journey as parents, and the role of money in their lives. Ben, a financial advisor, emphasizes the significance of teaching children about money and the value of responsible financial planning. The couple also emphas...

Ben and Megan Smith explore the concept of living within one's means and making deliberate financial decisions. It discusses the idea of indulging in bigger or better things and the importance of planning and prioritizing expenses. Ben and Megan share examples of clients who have different priorities and how they help them make informed choices. They also touch on the topics of makeup and vacation...

Ben Smith and Megan Smith discuss the topic of decluttering, using the analogy of organizing a garage. They explore the challenges of decluttering both physical spaces and retirement portfolios. They emphasize the importance of taking inventory, prioritizing, and making tough decisions to create a clear and organized plan for the future. They also discuss the benefits of seeking a second opinion a...

Get ready for a new sound that will help set your sights on a solid plan for your financial future. Vision Wealth: A New View on Retirement, is a podcast hosted by Vision Wealth President and Lead Wealth Advisor Ben Smith committed to providing listeners with retirement strategies that are flexible, dependable, and understandable so that building towards or entering their golden years provides com...