Value Nigeria with Ajibola

Our pension plan and retirement is not a theme we readily think about daily. Your Retirement Savings Account (RSA) is however an indispensable tool in wealth building. Today, we chat with Mr. Oluwaseyi Olusanya, CFA who is a Fund Manager with Stanbic IBTC about the importance of your pension, changes in the industry, harnessing your RSA for wealth building and Voluntary contributions into your RSA...

This week, we chat with Mr. Michael Nwakalor, CFA. He is a finance professional that works with a value investing focused Asset management company in the Nigerian Space. We discuss the concept of value investing, why he believes in it, causes of mispricing, identifying mispricing, cognitive bias that affect your investing results and why patience is probably the most important trait retail investo...

Mr Nosakhare Ugiagbe CFA (Senior Manager, Corporate Financial Strategy, Binance) is our guest on this episode of the podcast. We discuss lessons he learnt from adversity, the basic foundations for successful investing, how the Nigerian Economy can grow and why the average retail investor may be better served by index/ ETF investing rather than individual stock picking. I had a lot of fun recording...

Mrs. Ololade Olayanju CFA, Author of "The Debt Code" and Relationship Manager, WSTC Financial Services Limited, is our guest on the podcast on this new episode. We talk through her career switch from banking into core finance, lessons she has learnt along the way, why she wrote a book on debt and how to break free from the vicious cycle of being chronically in debt. This new episode is invaluable...

This week, we chat with Mr. Eric Akinduro (Chief Risk Officer, Kinley Securities & Chairman, Ibadan Zone Shareholders Association) about the role shareholder associations play, how they influence change in companies and benefits retail investors enjoy when they join a shareholder association. We also examine Activist investing/ forceful implementation of change, if the Nigerian investing lands...

This week, we have a master-class worthy discussion with Praise Ihansekhien (Deputy Team Lead, Reserch, Meristem Nigeria) on the listed Flour millers on the Nigerian Exchange. Our chat covers present trends in the industry and results coming out of Flour Mills of Nigeria are quite different from those coming from Bua Foods. We also touch on strategies retail investors can employ to invest profitab...

This week, we have a masterclass discussion themed "Understanding Risk" with Mr. Caleb Fowowe (ALM Risk Analyst, Universities Superannuation Scheme LTD, UK). We talk about what risk is, how we all deal with risk daily in our daily lives and how the retail investors can analyse/ mitigate risk in their investing practice. Our guest freely gives insightful advice and the retail investor will hugely b...

If I get a dollar for each time I hear the question, "How do I start Investing?", I will be a millionaire in no time at all. This week, we go back to the drawing board with Mr. Victor Onyema (Portfolio Manager, Norrenberger Financial group) and discuss what investing is, why it is important, how to open a stockbroking, how to choose which company to buy and what the retail investor can do if they...

Investors have had mixed feelings investing in the breweries over the last 5 years as revenues, earnings and share prices have all taken a big plunge with attempts at recovery seen in the last 2 years. What caused the huge decline and recovery? Are we out of the woods just yet? All these and more are answered in this weeks episode of the podcast as we chat with Ms. Juliana Ogunkoya (Equity Researc...

After a brief break, we are back! This week, we chat with Mr Sodiq Safiriyu (Investment Research Analyst, Meristem Nigeria) about how the average retail investor in Nigerian equities can understand banks, the important roles banks play in the economy and key metrics unique to the banking industry and their meaning/ applications. We also discuss the holding company structure being adopted by banks,...

This week, we have an inspiring conversation with Mr Yinka Adetuberu (Investment Banking/ Equity Research Analyst, Norrenberger) about his journey from being a First class graduate of Physics to becoming a top rated Finance/ Investment professional. He shares the highs and lows of his transformation and why everyone should dare to pursue their dreams. Beyond this, he reviews the macroeconomic high...

In this episode of Value Nigeria Podcast, We have a robust conversation with Mr Segun Aremu of United Capital Trustees (Authorised dealing clerk on the NGX, Associate member Chatered institute of stockbrokers of Nigeria, Nigerian institute of management, investment advisers and portfolio managers & chartered institute of bankers of Nigeria). Our conversation convers why estate planning is impo...

We are privileged to have our first female guest on the podcast this week in the person of Mrs. Bimbo Komolafe (Certified Financial Education Instructor, Fellow Chartered Institute of Bankers of Nigeria, Fellow of Institute of Chartered Accountants of Nigeria). We talk about the basic building blocks of financial fitness - Earning, Saving and investing. Our chat highlights how to increase our earn...

We explore the unpopular matters of Tax as it relates to retail investors on the podcast this week through our discussion with Mr Emeka Chime ACCA, CITN (Associate Director, Price Waterhouse Cooper). We talk about what tax is, how we pay taxes directly & indirectly, why we should all file our tax returns annually and Capital gains taxes. Every Nigerian should listen to our conversation. To acc...

This week, we have an exciting chat with Mr David Alade, Senior consultant, EY, UK) about the why and how he approaches investing. We also chat about the habit of reading, life long learning and the art of writing. You will see how simple habits such as reading can snowball into subtle or big changes that can transform your life. Thanks for listening. You can send your feedback/ questions to value...

We have a far reaching conversation with Mr Onome Ohwovoriole (Lead Analyst, Money Africa) about the disadvantages retail investors have, strategies to invest profitably (Active versus Passive approach), the impact of investing communities and benefits of FinTwittter. You can follow Mr Ohwovoriole (@quansimodo) and Money Africa (@themoneyafrica) on Twitter. Send your questions and feedback to valu...

Mr. Abdulazeez Kuranga (Macroeconomic strategist, Cordros Capital and Founder, Gifted Analysts) is our guest on this weeks episode of the podcast. We talk about why an understanding of the macroeconomic environment is important for retail investors, key metrics to look out for and how retail investors can possibly position themselves to earn handsome returns. We also talk about his efforts at rais...

This week, we have a far reaching conversation with an erudite scholar whose experience transcends the academia and extends into the corporate space. Our guest is Professor Uche Uwaleke (Department of accounting/ Banking & Finance, Nasarawa State University). We talk about how the capital market has evolved over the years, investment education, how retail investors can improve returns and the...

Have you ever wondered what process professional investors follow when constructing their portfolios? Or thought of how this can be adapted for you as a retail investor? Look no further. This week, we chat with Mr Robert Omotunde, Chief Investment Officer, Afrinvest LTD about asset allocation, portfolio construction, risk & its management, the newly launched Nigeria Infrastructure fund amongst...

This week on the podcast, we have an engaging conversation with Mr Adeniyi Ajibola who is a retail investor and known on various investing forums as "Wanajo" about the impact of investing forums, how to use information gotten on such forums, what competition is, how it affects companies, Michael Porters 5 forces and how to evaluate the competitive advantage that companies may posses. I hope you fi...

If you have ever wanted a step by step guide in how to conduct an in-depth research into any company or its management, this episode of the podcast is for you! Mr Ayorinde Akinloye (Investment Research Analyst, United Capital PLC) breaks down, into fine details, the 'how', 'why', 'where', 'when' and 'why not' of investment research. Listening to and learning from this episode of the podcast is hig...

Most of the investing decisions we make as investors are based on facts and figures from the financial statements. How can we determine if a financial statement is reliable? What are the key figures that we need to pay attention to? What is the importance of reading the Auditors Report in a financial statement? On the Podcast this week, we chat with Mr Idris Ayinde (an Accounting Consultant and Ma...

This week on the Podcast, we have an interesting conversation with Mr Damilare Ojo (Senior Analyst at Meristem Securities) about why doing your own due diligence (investment research) is important, factors to consider before investing in any company and simple steps retail investors can take to improve the results of their investing practice. Listen, learn and share! Send you questions and comment...

This week on the podcast, we have an insightful conversation with Mr Olumide Adesina (Macroeconomic expert, analyst and writer, Nairametrics) about the impact of psychology on investing returns, investing locally Vs internationally, his buy criteria (he mentioned them all through the conversation) and factors to consider as we invest in a rising interest rate environment.  You do not want to...

It is no longer news that inflation figures are on the rise globally. The various apex banks globally have started raising/ are expected to raise interest rates to varying degrees. How will this hike in interest rate affect various asset classes? How will it affect foreign markets as compared with the local bourse? How should you, as a retail investor, construct your portfolio to ride the coming w...