Up Your Average

Planning a wedding is one of the most meaningful (and expensive) decisions a couple will make. Yet many families approach wedding planning without the guidance they need to avoid unnecessary stress, wasted money, and regret. In this episode, Keith and Doug interview wedding planner Elizabeth Owens to break down 10 essential wedding planning do’s and don’ts every couple should consider before the b...

When it comes to retirement planning and tax planning, one of the most common questions families ask is: which is best—taxable, tax-deferred, or tax-free accounts? The honest answer is more nuanced than most articles or headlines suggest. In this episode, Keith and Doug break down how taxable accounts, tax-deferred accounts (like traditional IRAs and 401(k)s), and tax-free accounts (like Roth IRAs...

Don’t let the world persuade you. In an age of constant noise, instant information, and cultural pressure, wisdom has become both rare and invaluable. In this episode, Keith and Doug explore what it means to live wisely in foolish times, drawing practical insight from ancient principles that remain deeply relevant to modern financial and family decisions. You’ll learn the difference between knowle...

How have you seen God move? Everybody collects unexplainable stories. In today’s episode, Keith and Doug unpack why these stories matter, how to recognize them, and why documenting them can reshape the way you see your past, your relationships, and even your financial decisions. You’ll learn: → How unexplainable stories come about → Why you should collect and share these stories → What happens whe...

In this special holiday episode, Keith and Doug share over 20 meaningful Thanksgiving conversation starters designed to help your family connect on a deeper level. Whether your gatherings lean peaceful, chaotic, sentimental, or hilarious, this episode gives you tools to do something different and bring more harmony, curiosity, and gratitude to the table. Drawing from stories that range from childh...

Relieve unnecessary stress at the end of life. In this episode of Up Your Average, Keith and Libbi consider the challenges families face when dealing with aging relatives, particularly those with dementia or Alzheimer's. They discuss tools and strategies to help families navigate medical, financial, and personal responsibilities while maintaining a supportive environment for their loved ones. You...

"Everybody dies, but not everybody lives." What if the dream you’ve been carrying for years—or even decades—is still possible? In this episode, Keith and Doug explore what it really takes to pursue your aspirations at any age, especially when fear, uncertainty, or financial concerns have held you back. Whether your dream is personal, professional, or deeply tied to the legacy you want to leave you...

What drives your financial decisions?  Beneath every investment, purchase, or plan lies something deeper: your financial worldview. In this episode, Keith from Gimbal Financial reveals how understanding that worldview can transform the way you approach money, purpose, and life itself. Using the metaphor of a gimbal—a tool that keeps a compass level no matter how turbulent the waters—Keith explains...

What does it take to achieve the American Dream? In this inspiring conversation, former Thunderbird pilot and author Matt Modleski joins Keith and Doug to talk about discipline, belief, and the power of surrounding yourself with “dream enablers.” From flying elite Air Force jets to raising his sons for success, Matt shares how preparation, purpose, and mentorship turn dreams into reality. You’ll l...

Gold has long symbolized wealth, security, and stability, but what does it represent today ? In this episode of Up Your Average , Keith uses a simple Hershey bar to reveal a complex truth: your dollars are worth less every year, and gold has a story to tell about why. From Roosevelt’s 1933 gold ban to Nixon’s 1971 shift to fiat currency, this episode unpacks the history of gold in America and what...

“You can’t do it alone.” In this heartfelt episode of Up Your Average , Keith and Doug interview Jan Jeter about how she walked through dementia with her husband, John. From the early signs to the final goodbye, she opens her heart to teach others how to navigate this challenging journey with love, patience, and resilience. By listening, you will learn:  ➡️ What early signs may point to dementia  ...

Do you qualify to save big this year? In this episode of Up Your Average , Caleb Tyner joins Keith and Doug to detail how seniors age 65 or over can deduct up to $12,000 on their federal income tax return through the Big Beautiful Bill. By listening, you will learn: - Who qualifies for this deduction - When the deduction ends - How to get the most of out the deduction Connect with us at www.gimbal...

Midlife doesn't have to be a crisis. In this episode of Up Your Average, Keith and Doug teach how to navigate midlife when family, work, and health issues converge. By listening, you will learn: Why midlife is the sweet spot of life What to do when everything goes wrong How to eliminate unnecessary stressors Connect with Keith and Doug at https://www.gimbalfinancial.com.

“If you want to go to the top, start by serving.” In this episode of Up Your Average , Keith and Doug give 12 tips for your first day of work. In this episode, you’ll learn: What to do if you make a mistake on the job How to serve Christ at work Why the best leaders have a servant attitude Connect with us at https://www.gimbalfinancial.com/ .

“Don’t retire to recliner. Your best days are ahead.” In this episode of Up Your Average, Keith and Doug give salient advice on how to make retirement the best years of your life. In this episode, you’ll learn: ➡️ The best questions to ask the first day you retire ➡️ Why you should still find work to do when you retire ➡️ How to manage your investment money to last 30+ years

“Gravity wears on all of us.” In this episode of Up Your Average , Keith and Doug discuss the best ways to care for aging family members.  In this episode, you’ll learn:  ➡️ The only 4 ways to respond to any aging situation  ➡️ What questions to ask as your parents get older  ➡️ The benefits of having aging parents move in with you

“Find something you're passionate about that helps others.” In this episode of Up Your Average , Keith and Doug interview Carmel High School Hall of Fame teacher Kelly Meyer who shares how volunteering has expanded her world. In this episode, you’ll learn: ➡️ Why you should volunteer ➡️ Where you can make an impact in your own community ➡️ How to care for others without neglecting your own health...

“You never know what the Lord has in store.” In this episode of Up Your Average , Keith and Doug interview 96-year-old attorney Donald W. Ward who shares how God lead him through his toughest times to leave a legacy full of life and happiness. In this episode, you’ll learn:  ➡️ How God can turn tragedies into blessings  ➡️ Why you should treat everyone with dignity and respect  ➡️ What a healthy,...

“You have to make difficult decisions to do things the right way.” In this episode of Up Your Average , Keith and Doug interview Leah DeBaun who shares how her life choices—from living in a one-bedroom apartment with her parents to building a tiny house and eventually fostering and adopting a child—helped her expand her world and gain perspective. In this episode, you’ll learn:  ➡️ Why doing what...

“Growth doesn’t happen by accident — it happens when you choose to expand your world.” In this episode of Up Your Average , join Keith and Doug break down simple, practical habits that help you grow your perspective and start seeing life in new ways.  Listen now to learn: Daily practices that expand your mindset Why new experiences shrink old problems How conversations with the right people can op...

“The bigger your world becomes, the smaller your problems will seem.” In this episode of Up Your Average , Doug and Keith explore the power of worldview. They believe the bigger your world becomes, the smaller your problems will seem. By expanding your perspective, you can reduce stress, find new opportunities, and live with greater purpose. What you’ll hear: Why a narrow worldview makes problems...

"Working just for money is like running a marathon that never ends." In this episode of Up Your Average , Keith and Doug explore the deep connection between time , money , and purpose and why chasing a paycheck isn’t enough. Listen to learn: Why time is more valuable than money How to stop trading all your hours for dollars The dangers of debt and high interest How to make your money work for you...

“Your best days are ahead, no matter your age.” Join Keith and Doug as they consider how to maximize every decade of life. In this episode, you will learn: Why you should buy a minivan in your 30s (even if you don’t have kids) How reaching your 60s is far from the end of your life What joys you can expect in your 90s 👇Want more? Connect with Keith: Keith's LinkedIn - https://www.linkedin.com/in/k...

Which is more valuable: time or money? Join Keith as he examines the true value of time. Listen to this episode to learn: The best definition of retirement Why building wealth isn’t worth all of your time How to make the most of your days 📞 Want more? Connect with Keith: Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/ Gimbal Financial website - https://www.gimbalfinancial.com

“Get educated on what your insurance actually covers.” Join Doug as he interviews Gabe Greene, owner of an Allstate Insurance Agency, about everything insurance. By listening to the episode, you will learn: What insurance actually covers How to ensure you get the coverage you need Why insurance is important to building your legacy 👀 Want more? Connect with Gabe and Doug: Gabe’s LinkedIn - https:/...