Unleash Your Wealth

Raj Shah and Rick Borek of SC Wealth Advisors go in-depth in discussing what their complimentary portfolio analysis – the SC Wealth Second Look. Raj and Rick share how they pour hours into each analysis and give people back a 40-50 page reading on their retirement plan’s vitals. They discuss the importance of doing this from time to time and how plans should never just be left as is, b...

Raj Shah and Rick Borek of SC Wealth Advisors discuss the growing trend of financial influencers – finfluencers – and why people can be easily misled. They explain how many people online may be getting paid to offer one product and have little to no background in doing so and are getting a commission for offering it. Raj and Rick then share how they have access to a multitude of produc...

  Raj Shah and Rick Borek discuss a tool in annuities that people may misunderstand and how to maintain a retirement income with less risk. They also talk about Sharon Stone being stolen from and what different types of powers of attorney have the ability to do.   If you have $500K of investable assets or more, schedule your complimentary portfolio x-ray and the “SC Wealth Second L...

  Raj Shah and Rick Borek discuss the importance of a mid-year check-in with an advisor and the harms of leaving a portfolio on cruise control. Raj and Rick comment on the Newark Airport mishaps and how old technology played into the mess. Then they relate that to having an outdated retirement plan that is not getting the most bang for someone and that also could be saddled with huge fees. Ra...

Raj Shah had the opportunity to talk finances and more with comic legend Bill Murray.  Two Chicago boys talk shop. If you have $500K of investable assets or more, schedule your complimentary portfolio x-ray and the “SC Wealth Second Look” with Raj and Rick, as they help you craft a comprehensive plan for your retirement: click here or call 312-345-5494. Hear “Unleash Your We...

Raj Shah and Rick Borek talk about the impending summer travel season and how easily people can let things slide. Raj and Rick explain why checking in with an advisor in the mid-year, or getting a second look at a portfolio from SC Wealth Advisors, is crucial. They share about the different tweaks to strategies, tax-efficient moves, and growing hidden fees that people can miss without repeated mai...

Raj Shah and Rick Borek discuss the ups and downs of the stock market and the questions clients have been asking at SC Wealth Advisors. Raj and Rick explain how proper retirement plans need to account for off years. They also talk about risk tolerance and how they gauge it and how, over time, the market is generally up. Then they share how their shared over 55 years of experience helps them make i...

In this conversation, the speakers discuss the current economic outlook, particularly the potential for a recession and its implications for retirement planning. They emphasize the importance of portfolio management in uncertain times, highlighting the risks posed by inflation and the need for guaranteed income streams to ensure financial stability in retirement. The discussion also covers strateg...

Raj and Rick get into the intricacies of Roth conversions, emphasizing the importance of working with a financial advisor to navigate tax implications effectively. They highlight the optimal timing for conversions, particularly during the transition from employment to retirement. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Ric...

Raj and Rick focus on the challenges and strategies for managing investments in the face of market uncertainty, particularly due to tariffs and inflation. They go over the need for a balanced approach to portfolio management, especially for those nearing retirement, and highlights the importance of guaranteed income streams in uncertain economic times. For more information or to schedule a consult...

Retirement planning is crucial for ensuring a stable future. Learn how NFL legend Ozzie Newsome's smart strategies for creating multiple income streams through pensions and annuities can provide guaranteed monthly income. Discover why now is the best time to consider high-interest rate annuities to secure your financial stability and how you can set up a reliable income stream for the next phase o...

Raj Shah and Rick Borek highlight the importance of understanding tax traps, particularly regarding Roth IRA conversions and strategic tax planning to minimize tax burdens in retirement. They emphasize the need for proactive financial strategies to ensure long-term benefits and avoid costly mistakes. For more information or to schedule a consultation with SC Wealth Advisors visit:  scwealthad...

Raj Shah and Rick Borek explain the intricacies of managing 401k accounts, emphasizing the importance of understanding one's holdings and the potential for over-concentration in tech stocks. They discuss the benefits of in-service rollovers for individuals over 59 and a half, allowing them to diversify their investments beyond the limited options typically available in a 401k.  For more infor...

Raj Shah and Rick Borek talk about current volatility of the stock market and the Federal Reserve's uncertain policies regarding interest rates. They discuss the importance of retirement planning, particularly in a high-interest environment, and discusses strategies for risk mitigation and portfolio management. For more information or to schedule a consultation with SC Wealth Advisors visit: scwea...

Raj and Rick explore key milestone ages in retirement planning, including catch-up contributions, social security benefits, Medicare enrollment, and required minimum distributions. They emphasize the importance of understanding these ages to optimize retirement savings and benefits. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and...

Raj Shah and Rick Borek explain the importance of understanding annuities, their benefits, and the necessity of regular reviews to ensure optimal financial outcomes. They emphasize the need for clients to be aware of their financial products and the potential for better options in the current market. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors...

Raj and Rick explore key milestone ages in retirement planning, including catch-up contributions, Social Security benefits, Medicare enrollment, and Required Minimum Distributions (RMDs).  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estat...

Raj Shah and Rick Borek discuss the complexities of retirement planning, emphasizing that there is no one-size-fits-all answer to how much one needs to save for retirement. They highlight the importance of understanding individual spending habits, potential future expenses, and various income sources.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealtha...

Rah Shah and Rick Borek explain the Inverted Yield curve and whether we should worried or not about what it indicates.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 year...

Raj Shah and Rick Borek explain the complexities of claiming Social Security benefits early versus delaying them for higher payouts. It discusses the implications for surviving spouses, the risks of investing early benefits, and the importance of understanding the long-term financial impact of these decisions.  For more information or to schedule a consultation with SC Wealth Advisors visit:...

Raj Shah and Rick Borek focus on the implications of current interest rates on retirement planning, emphasizing the importance of fixed income investments in a high-interest environment.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate...

Raj Shah and Rick Borek focus on the current landscape of interest rates and the role of annuities in retirement planning. They discuss how individuals can secure guaranteed income through annuities, especially in a fluctuating interest rate environment.  For more information or to schedule a consultation with SC Wealth Advisors visit:  scwealthadvisors.com Raj Shah and Rick Borek focus...

Raj Shah and Rick Borek explore the misconceptions surrounding retirement planning, using the humorous analogy of chocolate milk to highlight the prevalence of misinformation. They discuss the dangers of relying on the 4% withdrawal rule and the misguided belief in an 8% withdrawal strategy, emphasizing the need for a diversified income approach in retirement. For more information or to schedule a...

Raj Shah and Rick Borek discuss the importance of setting retirement resolutions as the new year begins. They emphasize the need for financial security and the common concerns people have about their retirement plans.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning,...

Raj Shah and Rick Borek address the alarming state of retirement savings in America, highlighting that a significant percentage of individuals feel unprepared for retirement. They discuss strategies for maximizing retirement contributions, the importance of creating guaranteed income streams, and the need for personalized financial planning to ensure a secure retirement. For more information or to...