Unicorn Millionaire Podcast: LGBTQ+ BIPOC Financial Coaching to Crush Debt and Retire Early

As someone who has invested over $30k in business coaching, I haven't come across any programs that focus specifically on how the f*ck to manage your business finances. Entrepreurship is a great way to make more money and retire early, but managing your money can be overwhelming. Join my masterclass to learn: How to separate personal from business finances How I manage my business bank account...

Today to celebrate pride, I have my good friend, Gaya Wadu join us. Gaya and I met at the Aqua Girl queer pool party in Miami Beach in 2019, and we've been partying it up at the Dinah Shore queer pool party in Palm Springs every year since. Gaya is a queer immigrant from Sri Lanka and lives in Los Angeles. She's an advocate for individuals with developmental disabilities and resources deve...

Did you see me twerking on stage this weekend the the Yo Quiero Dinero Podcast Our Money Our Power financial conference in Puerto Rico?! (If you're not following me on ig @travelercharly, that is where the twerkation happens!)  Guess what? The conference was almost cancelled because Jannese, the founder, couldn't get her regular sponsors on board. They said that it wouldn't work out be...

I'm SO excited to team up with Tamarindo Podcast to bring to you: "Money Chisme", a safe and inclusive space to talk money and get a money mindset reset with our favorite money coach, Charly Stoever (they/them). About Money Chisme Like all things  Tamarindo , this will be a fun and educational evening with interactive money chisme! This event is in partnership with  The Pop-Hop,  an...

Estoy super emocionado to introduce you to Linda Garcia, whose book "Wealth Warrior" I read as part of Cat del Carmen's business mastermind. I fell in love with Linda's story as a child of immigrants growing up in scarcity and then shifting to taking on the stock market. I love the way in which she breaks down finance vocabulary that rich white men intentionally try to make intimidating to exclude...

Wondering what the difference is between myself, a money coach and a financial advisor? If you've googled the difference, you might see this answer: "A financial advisor is a professional who can help you develop your investment strategy and long-term financial plans. A financial coach is someone who can help you reach near-term goals by providing financial education and showing you bette...

Happy Pride month!! Today I'm pumped to have Kelly aka @KeLindaEres on to chat all about dating, money, and manifesting our ideal partners. Both of us share red, yellow, and green flags when it comes to dating and money conversations. At the time of this recording, both of us are single, and this conversation shows you that when you're single is THE time to really reflect on your dating li...

On June 1st! Kick off Pride month and learn about securing the bag!! Join First Gen Career Mindset Coach Carla Santamaria and myself for a FREE masterclass on job hopping your way to early retirement. Learn:  1. Why BIPOC should job hop their way to a six figure salary 2. The three steps to consistently job hop every 18-24 months 3. How to invest at the six figure level with your 401(k) 4. How to...

The Millionaire Mindset exercise is the second stage of my Millionaire Treasure Map. I cover this in my 2nd meeting with my clients. This tools help them for the rest of their lives. I know because I use them daily. I'm not constantly researching new stocks. I AM constantly working on my money mindset. The way you think and feel about money has an impact in the choices you make. Not just with...

Your Net Worth Party is the first stop on your Millionaire Treasure Map, the journey I take my clients on. On a scale of 1-10 (10 is the highest), how empowered do you feel about: 🦄 Your money? 🦄 Investing? 🦄 Having $ conversations with loved ones? 🦄 Your self awareness? These are ALL questions I ask my clients during our very FIRST meeting when we start coaching. You're not being graded....

I've never made more than 45k at the 9-5, but I'm investing at the six figure level, traveling the world, and helping BIPOC build massive amounts of wealth. It really comes down to being patient with myself and asking for help. Listen to this episode to hear 2 of my amazing clients' investing wins, and to learn about the small, consistent steps I've taken on my wealth building journey, whether it'...

Have you ever met someone and just known you two are gonna vibe? That's what today's crossover podcast episode is like with Carla, who I met in my business coaching mastermind group with Cat del Carmen. In this candid, unfiltered conversation full of joy and laughter, Carla and I rage against the cishet white capitalist machine. We talk about the why it is imperative for first gen people o...

You don't need to be a broker or an advanced trader to open a brokerage account. I share how these accounts work, how easy it is to open one, and how they should be used in addition to retirement accounts so that you can be financially independent! I'm hosting my next investing masterclass on brokerage accounts. Anyone who wants to build wealth to help themselves AND others is welcome! Sig...

What's stopping you from building wealth isn't your lack of access to knowledge. It's allowing yourself to believe that you deserve to build wealth. Money is NOT evil. Building wealth doesn't make you a bad person. You deserve to fill up your cup so you can help yourself AND others. I share reflections on how finding community has been essential for me as a business owner to make $...

The 2023 401(k) limit is $22,500. I share how you need to be maxing this account out every year in order to retire early (or retire at all, tbh). Don't have a 401(k)? I got you I mention what you need to know about IRAs. You also should absolutely understand what you're investing in within your 401(k). You could still be investing in "funds" that are actually just in cash that&#3...

En este podcast en español, hablo sobre mi ultimo viaje psicodélico que hice en la cual sané heridas ancestrales. Sanando heridas es algo prolongado, y es todo un proceso que segun yo, nunca se acaba. Mi familia es mexicana y les cuento mi historia de inmigracion a los estados unidos a los 3 años. Les cuento como use este viaje psicodélico para enfrentar memorias de mi infancia dolorosas y reprogr...

Stop parking your cash in regular savings accounts with sh*tty interest rates. Moving your cash from a regular savings account to a high yield savings account can grow your money by tens of thousands of dollars in just a few years. Also, stop paying your credit card several times a week. I share why I only pay for my credit card once a month from my high yield savings account and how that's helped...

I share how to get excited about paying for my 6 month, 1:1 money coaching program with a credit card, as well as my client wins. You shouldn't pay for my coaching with cash.  My coaching helps you compress time and make massive transformations in the 6 months of working with me.  I have helped my clients grow their retirement accounts by 17x, I've helped them go from making $2k to...

Here are the three things to consider before investing: 1. Having a concrete amount in cash for your emergency fund 2. Maxing out your 401(k) and/or IRA 3. Investing cash you don't need short term in a Brokerage Account. Listen, learn, and share! To learn more about working 1:1 with me: https://linktr.ee/travelercharly

As a stockbroker, I talked to millionaires every day. Here's the chisme on that! I share lessons I've learned from them about how to be objective and strategic with your money, no matter what the stock market is doing. The amount of money you have doesn't matter nearly as much as how you interact with your money and just get started investing. Book a call here to get started with 1:1 coaching! 🤑

I share my experience staying in an airport lounge in Singapore thanks to my credit card rewards. Growing up, I was taught airport lounges were for bad, rich people. That's not true. Being in airport lounges doesn't make me a better or worse person. It makes me a more relaxed person!  Credit cards are just another tool we should be investing in not just for perks, but to boost our credit scor...

Today my money coach mafia friend Nathalia (She/Her/Ella) aka @chapina.buildingwealth joins me to talk about how she paid off 18k in debt, manages her finances as the main bread winner, and more!  In Nathalia's words: "I am a self proclaimed Alpha Latina. I am an immigrant to the U.S., a wife, a mother and a chapina dedicated to empowering my community! My passion for financial education was born...

The 2023 Traditional IRA/Roth IRA contribution limit has increased for those qualifying to $6,500 for those under 50, and $7,500 for ages 50 or older! Still haven't maxed out your 2022 contributions? No sweat, you still have time before tax day. On this podcast I'll help you feel confident in understanding:  The benefits of a Traditional/Roth IRA Contribution limits/deadlines How to open the accou...

I share the money moves and investment decisions I'm making to pay less in taxes for next year. The stock market has been down this year, and I talk about how I'm using that to my advantage. I also share how to be strategic when the New Year starts with your Roth IRA, since the contribution limit has gone up to $6,500! Check out all the resources I mentioned, including the link to work with me, he...

When Lulu and I first started working together, they had received an inheritance of about $150,000 but felt too scared, guilty, and stuck to touch it for MONTHS. Through our time together, they've opened a Roth IRA, Brokerage account, separated their personal and biz $, and have started to invest in massive amounts of $10k, $6k, and $30k at a time.  They've also lent a family member $15k to b...