Uncommon Estate of Mind

In this episode, Joey and A.D. dive into the captivating topic of Hedge Fund investing and real estate, unraveling the intricate strategies employed by these behemoths, with a spotlight on industry titan Blackstone.  Join as they dissect, exploring how these financial juggernauts are reshaping the landscape of residential real estate investments. From the intricacies of their tactics to the p...

Embark on an extraordinary journey into the realm of real estate with this riveting episode featuring two trailblazing black female investors who just happen to be lifelong best friends. Brace yourself for an inside look at the captivating narrative of their start to investing. These dynamic women, rooted in a deep bond forged in childhood, seamlessly blend their unique backgrounds in marketing to...

Embark on a transformative journey with us in this episode of 'Uncommon Estate of Mind.' We delve deep into the essence of what it truly means to be Uncommon, unraveling the intricacies of a mindset that defies norms in life, relationships, business, and entrepreneurship. Join us as we explain our views on the word, Uncommon. Uncovering the principles and philosophies that propel individuals to ex...

In this compelling episode of 'Home Sweet Legal Nightmare,' we dive into the astonishing true story of an Airbnb host's worst nightmare. Join us as we unravel the twists and turns of a disastrous situation where an unpaying guest turned the tables in court, exposing the host's legal vulnerabilities. Discover the lessons learned and the precautions you should take to protect your property and your...

Get ready for some heart-pounding real estate news! Fannie Mae has unleashed a game-changer for rookies in the housing market. It's an info filled episode as we dive into the world of conventional loans and their new down payment requirements for 2-4 unit properties. In this informative article edition, we're here to shout it from the rooftops - Fannie Mae has opened doors for beginners! We're tal...

In this illuminating episode, we delve deep into the world of Velocity Banking, a powerful financial strategy that can transform the way you manage your money and build wealth.  Join us as we break down the key principles of Velocity Banking, demystify its core concepts, and provide real-world examples of how it can help you pay off debt faster, increase your cash flow, and achieve your finan...

In this thought-provoking podcast episode, we delve into a timeless debate that resonates with individuals from all walks of life: Is it better to reach your goals as a single person or while being married? Join us as we navigate the complexities of personal and professional aspirations, exploring the advantages and challenges of both solo and partnered journeys towards success. We'll bring you in...

In this episode of Uncommon Estate of Mind, we dive deep into the heart of the short-term rental industry and ask the burning question: Is it on its last legs, or is there still life left in it?  Join us as we bring together expert and skeptical opinions to debate the future of short-term rentals. From the impact of the pandemic to shifting market dynamics, we'll explore the challenges and op...

In this episode, Joey and A.D. conclude the “Buying Your First Multi Family” series with Offers and Negotiations.  Whether you're a first-time homebuyer or a novice investor, the guys break down the essentials of crafting compelling offers, navigating counteroffers, and mastering negotiation strategies.  Tune in to gain the confidence and insights needed to navigate the real estate marke...

Embarking on your property journey as a first-time buyer or investor? In this episode, Joey and A.D. guide you through the crucial step of setting clear criteria for your property search. Discover how to define your preferences, prioritize essential features, and align your goals with your budget. Join us as we share valuable insights and practical advice to ensure your property search is not only...

In this comprehensive episode, we'll delve into the world of securing financing for your entry into real estate investing. Whether you're a seasoned investor looking to expand your portfolio or a beginner eager to make your first investment, understanding the different types of financing available is crucial. Traditional Bank Loans: We'll start by exploring the most common route - traditional bank...

In this episode, we get into the world of real estate professionals and their indispensable role in the journey of first-time homebuyers.  Join us as we uncover the purpose and significance of realtors and deal finders, shedding light on why they are an absolute necessity for those stepping into the realm of property ownership.  We explore the duties and responsibilities of these experts...

In this thought-provoking episode, Joey and A.D. delve into the age-old question of whether it is more crucial to pursue one's passion or harness inherent talents.  Join as they explore the intricate balance between following your heart's desires and capitalizing on your natural abilities. Through insightful discussion and captivating anecdotes, they navigate the complexities of this dilemma,...

In this episode, Joey and A.D. delve into the fascinating realm of real estate investing and short-term rentals, exploring the profound impact of current interest rates.  Join as they navigate the intricate relationship between interest rates and the ever-evolving world of property investment. Discover how fluctuations in interest rates can shape the opportunities and challenges faced by real...

In this empowering episode, we delve deep into the concept of the "Orphan Mindset" and explore how it can unknowingly hinder personal growth and success. Join us as we uncover the origins of this limiting mindset and discuss practical strategies to break free from its grip, unleashing your full potential. We begin by unraveling the essence of the Orphan Mindset—an ingrained belief system stemming...

In this thought-provoking episode of Uncommon Estate of Mind, we delve into a hot topic in the realm of personal and professional development: the choice between taking courses and having a mentor to achieve our goals. Join your hosts Joey and A.D. as they engage in a compelling debate, each championing a different approach to reaching milestones and unlocking our full potential. In one corner, we...

The bad news is that high-interest rates are affecting the property market.  The good news is that if you can find a good deal with high-interest rates, that's going to be a great deal when the interest rates come down. AD is explaining the intricacies of interest rates to Joey, helping us all understand how these seemingly small and insignificant percentage points do add up when you're deali...

What are the considerations you need to give as a short-term or long-term rental host?  Joey and AD are laying the groundwork here for some really important learnings as you embark on the rental business.  Who's your housekeeper and are you prepared to fire them if they're not up to the job?  Because best believe unhappy tenants will leave a poor review that will deter other potenti...

Should your first real estate investment be self-managed , or should you be hiring professional property management ? AD the Fly Realtor and his boy Joey Garba are arm wrestling again, debating the pros and cons of outsourcing your first property deal to professional management. AD gets the ball rolling, hitting home hard about time freedom and how the 8% to 12% that you end up spending on managem...

Welcome to Part Two of Understanding Your Real Estate Credit and Loan Options . If you haven’t checked out the previous episode yet, do yourself a favor and download and listen to that episode first — and then come hit up Joey and AD here.  Credits versus loans — which is better? There’s so much to unpack in this conversation that Joey and AD don’t have time to beef. They’re just straight up...

What is corporate credit versus business credit ? What do ARM , FHA , and DSCR mean as you try to make sense of the acronyms in the real estate game and get your first property?  Joey and AD aren’t beefing in this information-packed episode of UnCommon Estate of Mind — rather, they’re fleshing out all you need to know about your credit options and what loan option is best for you as you enter...

Joey and AD are in agreement today, talking to their younger selves – and they're presenting them with reasons to embrace delayed gratification and learn to appreciate that the reward is in the process . To understand our enemy we first have to identify it and give it a name.  Today's topic and enemy is 'lifestyle creep' and it's something we are all guilty of from time to time. Lifestyle cre...

Is short-term rental a better way to get started in real estate than multifamily investments? Joey and AD are time-traveling in this episode of "Uncommon Estate of Mind" back to that time in 2020 when y’all know what was going down (but we don’t want to say because we don’t want to upset the algorithm)! Together they are crunching the numbers on what Joey did with $25K to get into arbitrage (short...

What is a better investment : short-term rentals or a long-term tenant ?  Welcome to Uncommon Estate of Mind where Joey Garba and AD The Fly Realtor debate different ways you can leverage your next investment to create time freedom , legacy impact , and generational wealth . In this first episode they're going toe-to-toe on the hot topic that is short versus long-term rentals . There are pros...

Do you have to own a business to get started in real estate? Do you make enough money to get skin in the property game? Do you need a license to start your investment side hustle? These are the questions that Joey and A.D. are here to answer for you on Uncommon Estate of Mind.  Join these two lifelong friends who’ve been in business together since childhood as they open up about their losses...