Uncensored Money

On this solo episode of Uncensored Money, Mel talks about the power and rituals, asking the question, are we holding onto the right things? Brought on by an exciting (and absolutely terrifying opportunity), Mel discusses these things from our past that we're holding on to, are often the same things holding us back. Books and resources mentioned in this episode My Financial Adulting Plan If you're...

On this episode of Uncensored Money, Mel and Lawsie talk about the money myth, "If only I earned more income, life would be so much easier". And certainly, for some people, this might be entirely true, but they wonder if, for many others, it's not necessarily what you're earning that makes things difficult. Books and resources mentioned in this episode My Financial Adulting Plan How To Successfull...

In this solo episode, Mel talks about how we're often looking for a magic pill to speed up our financial success while leaving the basics behind. Using an analogy brought on by a trip to the dermatologist, Mel discusses the concept of financial hydration, giving you three simple basics that you can implement to look after your financial well-being.   Books and resources mentioned in this episode M...

This week in Uncensored Money, Mel and Lawsie talk about wanting what's best for you, not just what others think is best for you. And, they announce a update to the My Financial Adulting Plan that may change everything. Books and resources mentioned in this episode My Financial Adulting Plan If you're on insta, come play over at  @MelBrowne. Money  and make sure you're signed up to  Mel's Money Mu...

This week is International Women's Day, and you might think with the theme of Count Her In: Accelerating Gender Equality Through Economic Empowerment Mel would rejoice, talking about how important this theme is. In this episode instead, Mel talks about why she is tired of International Women's Day, why she wishes we put as much thought into it as we do International Men's Day, as well as some simp...

In this episode of Uncensored Money, Mel and Lawsie discuss unintentional overconsumption. And how it can leave your closet bursting, and your wallet empty. Books and resources mentioned in this episode My Financial Adulting Plan Regrets for my Old Dressing Gown If you're on insta, come play over at  @MelBrowne. Money  and make sure you're signed up to  Mel's Money Musings  for more tips, tricks a...

In this episode of Uncensored Money, Mel and Lawsie discuss what ethical means to them (and you), through a series of What Would You Do questions. Through this and a discussion of how they view sustainability differently, Lawsie and Mel talk about what is ethical spending and investing, and how to gradually reset to spending and investing more in line with your values. Books and resources mentione...

In this solo episode, Mel talks about why the words, "She's so lucky" are like quicksand for your finances (and your business if you have one) and what she thinks you should be doing instead... Books and resources mentioned in this episode My Financial Adulting Plan 10 Ways to Love Your Finances If you're on insta, come play over at  @MelBrowne. Money  and make sure you're signed up to  Mel's Mone...

Want to know how to develop great financial habits? That's exactly what this episode is all about. Mel chats with Dr Gina Cleo, one of the world's leading experts in habits. Gina has a PhD in habit change, is an Assistant Professor at Bond University, and is an Accredited Practicing Dietician. Mel talks to Gina about sustainable habits, goal setting, and setting great habits for your finances (and...

Wish you could listen in as someone just like you chatted about money? That's what our Money Chats are all about. In this episode, Mel is chatting with My Financial Adulting Plan alumni Chloe, a Melbourne mum of two. Chloe talks about taking the course in mid 2023, and the impact and changes that she and her husband have made since. Listen and be inspired to take charge of your own finances. Books...

Wish you could listen in as someone just like you chatted about money? That's what our Money Chats are all about. In this episode, Mel is chatting with My Financial Adulting Plan alumni Jodie who is a fifty-something single mum. Jodie talks about where she was at a year ago and the changes she's made over the last 12 months. Listen and be inspired to take charge of your own finances. Books and res...

In this episode, Lawsie and Mel talk about three of the questions we're asked the most is. 'Where should I be at financially at my age'? How much super do you think I should have at my age? And how much should I be investing at my age? Plus we share where we were at in our thirties and you might be surprised which of the two of us would have been MUCH further ahead financially in their late thirti...

Did you know that 80% of people will fail to keep their New Year's resolutions by February? 80%! And only 8% of people will stick to them the entire year. But not you. That's because, in this episode, Mel and Lawsie talk about great financial processes and habits plus give you things to do this month so you feel motivated and empowered to keep going.  Books and resources mentioned in this episode...

Mel believes many of us should be tossing our New Year's resolutions out the window. In this episode, she talks about New Year's resolutions, goals, mimetic desire and your finances and addresses how understanding what YOU really want is key to having great finances. Books and resources mentioned in this episode Financial Fresh Start Training 5 Financial Goals for 2024 If you're on insta, come pla...

In the 'Ask Mel Anything' series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In this Ask Mel Anything episode, Mel answers two questions. The first relates to mild anxiety experienced when watching share investments fluctuate and the second relates to reclaiming control over finances. If you think you m...

In the 'Ask Mel Anything' series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence.  In this Ask Mel Anything episode, Mel answers two questions related to superannuation/retirement funds: contribute to super versus paying off the mortgage? exchanged traded funds (ETFs) or super? Resources mentioned in this ep...

In the 'Ask Mel Anything' series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence.  In this Ask Mel Anything episode, Mel discusses an email she recently received asking her why she talks about saving money and freezing meals when she can afford not to.  If you know you need more help with your finances make...

In the 'Ask Mel Anything' series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In this Ask Mel Anything episode, Mel shares a mistake she recently made in her business and why it's so important to develop a data-based gut, and trust it. If you know you need more help with your finances make sure you join...

When it comes to sorting out your finances, there are 3 big reasons given about why people don't engage with their finances; time, money, and knowledge. So in this episode, Mel and Lawsie discuss these and share practical tips you can do to start addressing them so they don't hold you back from having financial choice. Books and resources mentioned in this episode: 50+ Ways to Find $10k in 12 Mont...

In this episode, Mel chats with Letitia Colautti ,  a psychotherapis t in her own private practice. Mel talks to Letitia about the synerg y between money and food and dives into the stories we carry, being ok with being enough, having boundaries with hard edges as well as practical tools you can use in life. It' s a compassion-led approach to a topic both Mel and Letitia are deeply passionate abou...

It's time to bust the notion that there are certain things you 'should' be doing based on your age when it comes to finances. Instead in this episode Mel and Lawsie share a set of questions for you to consider based on your stage in life (rather than your age). If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan . If you're not alrea...

Mel has been an employer for over twenty years. So in this solo episode, she shares her insights and tips about the right way, and the wrong way, to ask for a pay rise. And if you're in business, these tips are equally relevant to how you set your prices, and increase them, in your business.  Resources mentioned in this episode: How to Apply for a Salary Increase   If you know you need more help w...

In the 'Ask Mel Anything' series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence.    I n this Ask Mel Anything episode, Mel answers two questions at very different ends of the spectrum. And regardless of where you fall on that spectrum, there'll be nuggets of gold in there for you.     The two questions Mel...

Many of us know how to tighten our belts but we don't know how to find more cash. So i n this episode Mel & Lawsie share 12 different ways to find more cash and each tip will take you less than 1 5 minutes to implement.   If you know you need more help with you r financ e s make sure you join the waitlist for the My Financial Adulting Plan .    If you're not already, come play over at insta at Mel...

We're halfway through the year and whether you're on track for the goals you set at the start of the year, you've lost momentum or you didn't set any goals and have been winging it, today's episode is your financial reset. I n this episode, Mel and Lawsie discuss what has happened so far and what is still to come and then help you set some intentions for the second half of the year.   If you know...