TRAP: The Real Adviser Podcast

In this latest pile of TRAP, the Trap Pack discuss Topical issues, including two Morningstar reports, the Buy-to-Let meltdown, gilt pension “protector” funds, sideways markets, and portfolio lending Meat and Potatoes: Oh, The Mistakes We’ve Made! Questions posted by our beloved TRAPists @wheato1976 and Ian G Culture Corner Links referred to in the show: Morningstar Report -Why Do Investors Hire Ad...

F-BOMB ALERT AT 26m22s!!!!!!!!!!!!!!!!!! In this latest pile of TRAP, the Trap Pack discuss Topical issues, including this month’s Chancellor and his bellend plans for pension funds and unlisted equities, Consumer Duty is born, Limerick Hurlers, update on TRAP Live 2024, active fund management bullshit-speak, the complete demise of the formerly ubiquitous GARS fund Meat and Potatoes: How To Surviv...

DISCLAIMER: "STORYTELLER" SMITH WAS IN A TURKISH HOTEL ROOM WITH A FAULTY FIRE ALARM. THIS BEEPS THROUGHOUT. ALAN APOLOGISES PROFUSELY. HE KNOWS HE'S LET THE TRAP PACK DOWN, THE DEAR TRAPPISTS DOWN, HIS FAMILY DOWN, AND - WORSE OF ALL - HE'S LET HIMSELF DOWN. In this latest pile of TRAP, the Trap Pack discuss A possible TRAP live event in 2024. Please let us know if you would b...

In this latest pile of TRAP, the Trap Pack discuss Three glowing reviews of the podcast, read by Andy in his inimitable style Topical issues, including the “Future You 2023” event, the DFA Matrix book, a completely wrong personality test, Schroders Adviser Pulse 2023 report, the awful RegData trauma  Meat and Potatoes: From Sin Bin to Sending Off: Handling Problematic Clients Questions posted by o...

In this latest pile of TRAP, the Trap Pack discuss Three glowing reviews of the podcast, read by Andy in his inimitable style Topical issues, including Bucket Lists, NextGen Conference wrap, the “M&S Incident”, platform cash skimming, 85 year study into happiness and retirement, AI event discounts for TRAPists,  Meat and Potatoes: Dispensing The Vitamin C - The Ongoing Client Comms Strategy Qu...

In this latest pile of TRAP, the Trap Pack discuss Three glowing reviews of the podcast, read by Andy in his inimitable style Topical issues, including a DB Transfer Value tracker site; eye-watering Quilter charges; Alan having a live Bulletproof Entrepreneur podcast event Meat and Potatoes: Newbie Deep Dive with guest host Emmelia Powell Questions posted by our beloved Trappists - this episode, t...

In this latest pile of TRAP, the Trap Pack discuss Three glowing reviews of the podcast, read by Andy in his inimitable style Topical issues, including a review of the Adviser 3.0 conference and The Stig’s car crash of financial mistakes Meat and Potatoes: How To Run The Initial Strategy/Blueprint Meeting Questions posted by our beloved Trappists @burtong1 and @TobiasEvans1 Culture Corner Links re...

In this latest pile of TRAP, the Trap Pack discuss Three glowing reviews of the podcast, read by Andy in his inimitable style Topical issues, including Carl attending The Real Deal; TRAP being shortlisted for a podcast award; getting encouraged by podcast-meister Steven Bartlett; Berkshire Hathaway 2023 AGM; HUM London and South Africa on the horizon; Lisbon as a decent city break Meat and Potatoe...

In this latest pile of TRAP, the Trap Pack discuss Three glowing reviews of the podcast, read by Andy in his inimitable style Topical issues, including the possible return of annuities; Colin Lawson’s fresh approach to realising business capital; resolution of the Neil Woodford fiasco; Irish Life causing ripples Meat and Potatoes: Critical Non-Essentials: refining the client experience Questions p...

In this latest pile of TRAP, the Trap Pack discuss Three glowing reviews of the podcast, read by Andy in his inimitable style Topical issues, including Mr Hart’s Maven Money podcast breaking through 1M downloads (really); the decline in size of the UK stock market; Chat GPT - a threat?; more nonsense around risk scales Meat and Potatoes: Man Plans and God Laughs. Whilst planning for the future is...

In this latest pile of TRAP, the Trap Pack discuss Three glowing reviews of the podcast, read by Andy in his inimitable style Topical issues, including Ireland scraping home against a severely depleted England; massive pension changes in the UK; an MBO with Métis Ireland. Meat and Potatoes: Keep It Simple Stupid (KISS). Why do so many overcomplicate? Questions posted by our beloved Trappists @matt...

In this St Patrick’s Day Special latest pile of TRAP, the Trap Pack discuss Three glowing reviews of the podcast, read by Andy in his inimitable style Topical issues, including one IFA saving a client from a £450,000 fraud; the road to hell that is pension Lifestyling; the unbelievably rapid demise of the Vanguard advice experiment Meat and Potatoes: St James’s Place - a commercial behemoth. But a...

In this latest pile of TRAP, the Trap Pack discuss Three glowing reviews of the podcast, read by Andy in his inimitable style Topical issues, including positive feedback on the previous episode 13; the ridiculousness of fund risk ratings Meat and Potatoes: Why ambiguity is such an inherent part of real financial planning. And the Trap Pack’s top tips for newbies to this mighty profession. Question...

In this latest pile of TRAP, the Trap Pack discuss Topical issues, including the PFS’s escalating legal bills; an as-yet-unnamed IFA with his/her/their fingers in the till; VCTs - good enough for Nick but not for clients; Value for Money Statements; our Trappist Six Nations meet and greet at The Royal Oak, Marylebone Three glowing reviews of the podcast, read by Andy in his inimitable style Meat a...

****SLIGHT TECHNICAL ISSUES AT 50m AND 65m - STICK WITH IT!**** In this latest pile of TRAP, the Trap Pack discuss Topical issues, including a Trappist Six Nations rugby shindig on 4th Feb - all Trappists welcome! Come meet the Trap Pack and inhale some of their greatness Three glowing reviews of the podcast,  read by Andy in his inimitable style   Meat and Potatoes: The Client Acquisition Process...

In this latest pile of TRAP, the Trap Pack discuss Topical issues, including a Trappist Six Nations rugby shindig on 4th Feb - all Trappists welcome! Come meet the Trap Pack and inhale some of their greatness A glowing review of the podcast, incredibly mangled by Andy Meat and Potatoes: The Client Acquisition Process in great depth Questions posted by our beloved Trappists Dar, @JcolcloughFP, @MAP...

In this latest pile of TRAP, the Trap Pack discuss topical issues, including the spat between the CII and PFS a discussion on the big regulatory elephant in the room: Consumer Duty  a great question about fees from Devoted Trappist Dan Weston (@mcfplanning) questions posted by our beloved Trappists Chris Thompson and Martyn Sales Culture Corner Links referred to in the show: White Lotus Season Two...

In this TRAP Christmas Special, the Trap Pack devote an entire show to answering questions from our beloved Trappists. On that note: the Pack would like to say a big “ thank you ” to all our dear Trappists who have made the show a success to date. We have plans to develop the show further and can only do it with the boost to our egos your feedback and support give us. We wish all of you a very Hap...

In this latest pile of TRAP, the chaps discuss Which coaches and external influences have had the most impact on our development as financial planners/people Business planning for the next 12 months: who does this and why? The Trap Pack answers questions from our beloved Trappists @gp_mantini and Ben F Culture Corner Links referred to in the show: Artificial Intelligence: ChatGPT: Optimizing Langu...

In this latest pile of TRAP, the chaps discuss Examples of real financial planning and how it transforms people’s lives FTX and Scam Bankrupt-Fraud The TRAP team answers questions from our beloved Trappists @Aron Gunningham and @JoshuaBromilow Culture Corner Links referred to in the show: Spoof Larry David February 2022 advert for Sam Bankman-Fried’s FTX fraud, with over 11M views: https://www.you...

In this latest pile of TRAP, the chaps discuss The pros and cons of the solo adviser v intentionally growing a practice The TRAP team answers questions from our beloved Trappists @SeanBanksFP and @Andy_Reynolds Culture Corner And be sure to listen to the end, when nothing much happens. Links referred to in the show: The E-Myth Revisited: Why Most Small Businesses Don't Work and What to Do Abo...

In this latest pile of TRAP, the chaps discuss The passing of Ian Taylor, truly a visionary South African shenanigans with Andy and Nick Carl talks about the common phenomenon of Imposter Syndrome Andy talks about Beauty Parades The TRAP team answers questions from our beloved Trappists Sam B and Will S Culture Corner And be sure to listen to the end, when nothing much happens. Links referred to i...

In this latest pile of TRAP, the chaps discuss Andy leads off with a recap of the annual CISI shindig in Liverpool and a discussion on what are the aspects of the ideal client profile Nick recounts his lessons from the latest Nick Murray Behavioural Investment Conference, “This Is A Football” Alan talks (forever) on Mastermind Groups and the Ideas Exchange, a Chatham House group he has belonged to...

In this latest pile of TRAP, the chaps discuss The bond market tumult and how we’re dealing with our client's behaviours during this time. The TRAP team answers questions from our beloved Twitter Trappists @JamesMaston88 and @JoshuaBromilow Culture Corner And be sure to listen to the end, when nothing much happens. The links referred to in the show are here: Financial Advisor (sic) Success po...

In this latest pile of TRAP, the chaps discuss: The UK’s Not-A-Budget Commission shenanigans in Ireland The Onboarding Process/Welcome Meetings Model Portfolio Services (MPS) - What is their point and is Blackrock entering this area a big thing or not? Culture Corner And be sure to listen to the end, when nothing much happens. The links referred to in the show are here: A 5-Step Prospecting Proces...