Total Financial Hour Podcast

Hr1 - Never sign for a student loan; Inflation is here, how do we handle it?  Hr2 - Robert & Claire, Arif reviewed Life Insurance benefits, Social Security spousal benefits and Veteran's Aid & Attendance Pension. 2nd email from Larry. Arif reviewed how to assign beneficiaries for his 401k's and property and how taxes will affect the spouse v children. Bank accounts consider having a Transf...

Hr1 - Defined bad debt & good debt; Plan for the "Golden 10". These are the 5 years prior to retirement and first 5 years of retirement.  Hr2 - Listener, Linda and her spouse planning for retirement have a Parent Plus loan and other debts. Asking the best way to pay off her loans. 2nd email from a couple looking to move out of the country when they retire. A See omnystudio.com/listener for pri...

Hr1 - Retirees need to be informed & get involved. Become board members. Make a difference.  Hr2 - Emails from listeners: Woman concerned that she will not have enough monthly income now that she is divorced after 43 years of marriage. 2nd email from Gentleman that inherited an IRA from his sister a See omnystudio.com/listener for privacy information.

Hr1 - Recession is here; Protect yourself as a retiree Hr2 - Large companies moving their headquarters out of CA; email from listener, Tia: wants to be able to assure her daughter she is self-sufficient. 2nd email from Charlie & Lisa. Charlie is being offered a buy-out from em See omnystudio.com/listener for privacy information.

Hr1 - EVEN in this recession there are some great opportunities out there for you. PAY off all BAD debt... This will help you survive. Why you should use a credit card as opposed to a debit card See omnystudio.com/listener for privacy information.

Hr2 - Arif responds to listener eMails. A listener has been saddled with her daughters School Loans. How do I get me daughter to pay for the loans I signed for. See omnystudio.com/listener for privacy information.

Hr1 - Even in this recession there are some great opportunities out there for you. Pay off ALL bad debt... This will help you survive. Why you should use a credit card as opposed to a debit card. Hr2 - Arif responds to listener emails. A listener has been saddled with her daughters school loans. How do I get my daughter to pay for the loans I signed for? Does money have feelings? Is it attached to...

  Hr1 - Arif are you moving? Should WE stay or should we go? Hr2 - Matt Rexroad joins Arif to discuss ESG - Environment Social Government , What is it and how does it affect you.  See omnystudio.com/listener for privacy information.

Hr1. Arif deals with Financial advisors that use "Important Words" to sound smart. Don't be afraid to ask questions. Don't be dismissed by "you don't need to know I have you covered" type of terminologies. Its your money Hr2. Arif responds to listener eMails When is it time to take social security? Do you know how it works? Should you wait? Arif clears up the confusion. ALSO What state will give y...

Hr1. California Drought may be man made.. How can we fix it? How the rich get richer, in government. What happens when the Gov report bad numbers, for the economy, jobs, violence and more. Hr2.  Arif answers/comments eMails. How to take your retirement funds without losing big bucks. If your a widow or widower, how do receive the benefits your entitled to and not lose it to taxes  See omnystudio.c...

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

Hr1. Fixed annuities, variable annuities, deferred annuities, Single Premium annuity... What are they? What do they mean" how do they affect me? The Good The Bad and the Ugly. Hr2. Arif responds to listener eMails. How do I do tax free retirement money... Why insurance? Can I combat inflation with Gold Silver, Pork Bellies... How about you learn about it first? Look at your portfolio first.  See o...

See omnystudio.com/listener for privacy information.

Hr1. California water woes and what it means to you.. How are politicians getting rich ion this economy Listener emails – When should we take our retirement based on todays economy and our personal living situation. Hr2. Tom Hegna is an economist, author, and retirement expert. He has been an incredibly popular industry speaker for many years and is considered by many to be THE Retirement Income E...

Hr1 - There are BIG changes coming to the market, are you ready? Stagflation is HERE! How do we know? How do I make money in retirement? Hr2 - Arif responds to listener eMails. Thinking about moving to save money? Those great affordable cities you were looking at, may not so affordable anymore? See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

How and when to take your Social Security. What if you come from a split marriage - what wife and what kids get the assets? Arif reads listener e-mails. Is your retirement only about money or does it include purpose? Why would you leave your retirement money to your kids? See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

Hr1 - Do your kids deserve to get your money. Solutions for transfer of wealth to your Children. Hr2 Arif goes through Listener eMails. How should you distribute money to your kids? See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

How does or can Green Energy rules harm your retirement Creating REAL Jobs in this time of uncertainty You need to make sure you have many baskets for Income and as assets How the left’s symbolism over substance impacts retirement income Hr2 Protecting yourself in your home, work and out and about Watch those escalating hidden fees Arif reads listener eMails Reverse mortgages? How to handle...

Hr1- Do you know what to watch for to protect your money? When did news stop being news? Do you understand how bad stagflation is? Hr2 – STOP signing for your kids' and grandkids' schools loans unless you understand what can happen. Please don’t be buying an RV! Have you seen gas prices? Its NOT a retirement plan. See omnystudio.com/listener for privacy information.

We should be on the gold standard again. Is the US Dollar in trouble? What is real wealth? Money to pay bills with a few extra bucks? Or is it when you have enough to give to others when you're gone? What Kind of institutions should you trust? Should I have life insurance in retirement? Arif answers listener e-mails. See omnystudio.com/listener for privacy information.