Today in Mortgages

Today we discuss why your house might be worth less. We break down a recent article that discusses the dip in homeowner equity, and why.  Listen in  as we discuss today's news! _______ Grow Your Business: https://join.nflp.com/ ______ Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297.  The content of this program is meant to be a commentary on...

Consumer sentiment reports came out today and people are... confident? We break down the news in today's episode of Today in Mortgages. _______ Grow Your Business: https://join.nflp.com/ ______ Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297.  The content of this program is meant to be a commentary on mortgage and real estate news and any di...

Today we talk about the hot economy in light of the recent Consumer Price Index report stating inflation is at 4%.  We discuss these numbers, if we think there will be another rate hike, and how you should be talking to your borrowers about the realities of the market. Listen in as we discuss today's news! _______ Grow Your Business: https://join.nflp.com/ ______ Today in mortgages is produce...

Today we talk about the competitive market we are in. Buyers are seeing rising home prices and lack of new inventory; we discuss what that means for you the market, and inflation. Listen in as we discuss today's news! _______ Grow Your Business: https://join.nflp.com/ ______ Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297.  The content of th...

Business Today says that real estate investors are slowing down their purchases. Return on investments are declining with rents leveling off, and moderate home appreciation. We discuss how this is a good thing for home buyers. Listen in as we discuss today's news! Check out the full article: https://www.businessinsider.com/investing-in-real-estate-mortgage-interest-rates-buying-property-2022-...

Today we talk about the FHFA's newly proposed program to help struggling homeowners who miss payments. This plan allows the servicing lender to defer back payments into a second lien, and lower their existing payments for a term up to five years. Listen in as we discuss today's news! Check out the full article: https://www.hud.gov/press/press_releases_media_advisories/hud_no_23_104 _____...

The FHFA has asked for public input on the updates to the unpopular Loan Level Price Adjustments. We discuss our opinion on the Congressional hearing and whether we think congress will pull back these LLPAs.  Check out full congressional hearing: https://www.c-span.org/video/?528262-1/federal-housing-finance-agency-dir-testifies-congress-mortgage-fees _______ Grow Your Business: https://join.nflp....

Home builders are responding to the market and making smaller, more affordable (in theory) homes for new home buyers. On today’s episode, Rich breaks down what’s happening and some of the factors that have brought square footage of new homes down recently. Check out the original article on usnews.com: https://money.usnews.com/loans/mortgages/articles/mortgage-market-news-may-18-2023 _______ Grow Y...

Today we discuss the much debated Loan Level Price Adjustments and how they are affecting our industry.  Listen in as we breakdown todays news.  Read today's full article: https://www.fhfa.gov/AboutUs/Contact/Pages/Request-for-Information-Form.aspx  _______  Grow Your Business: https://join.nflp.com/ ______  Today in mortgages is produced by Network Funding, LP, which is an equal housing lend...

We talk about what is happening with congress, if we think the US will default on its debts, and what that would mean for interest rates.  Listen in as we breakdown todays news. Read today's full article: https://fortune.com/2023/05/11/housing-market-back-into-deep-freeze-if-us-defaults-says-zillow/ _______ Grow Your Business: https://join.nflp.com/ ______ Today in mortgages is produced by Ne...

Today we talk about some of the conflicting indicators we have from the market. Jobs reports are strong, and inflation has dipped a little, but why are shelter costs remaining stubbornly high? We discuss this and more! Listen in as we breakdown todays news. _______ Grow Your Business: https://join.nflp.com/ ______ Today in mortgages is produced by Network Funding, LP, which is an equal housing len...

The fed raised the fund rate again, and we discuss if we think it will be the last time. We breakdown how this is effecting the economy, and how you should be talking to your buyers about this news. Listen in as we breakdown todays news! Read today's full article here: https://www.usatoday.com/story/money/2023/05/03/will-mortgage-rates-rise-with-fed-rate-hike/70174099007/ See more at TodayInM...

Today we discuss how to determine what factors in your local economy drive your real estate market. And, how this data will help you succeed as a mortgage professional. Listen in as we breakdown todays news with our special guest, Hugh! _______ Grow Your Business: https://join.nflp.com/ ______ Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297.  The...

Today we are talking about what's going on with inflation what that means for the future outlook of home prices, and rates. Listen in as we breakdown todays news with our special guest, Hugh! See more at TodayInMortgages.com Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here . Learn more about Network Fundi...

Today we talk about how the fallout from SVB is still effecting the market and what that means for the future outlook in the residential mortgage industry.  Listen in as we breakdown todays news! _______ Grow Your Business: https://join.nflp.com/ ______ Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297.  The content of this program is meant to be a...

Are homeowners feeling trapped in their homes because of their low mortgage rates? How does this play into housing demand in today's market, and what should our response be as mortgage professionals.  Are homeowners feeling trapped in their homes because of their low mortgage rates? How does this play into housing demand in today's market, and what should our response be as mortgage prof...

Today we discuss the good, the bad, and the ugly concerning homebuilder sentiments & how builder plans should effect originators as we prepare for the rest of the spring buying season.  Listen in as we breakdown todays news! Read more about today's article: https://www.foxbusiness.com/economy/homebuilder-sentiment-jumps-highest-level-september See more at TodayInMortgages.com Want to get...

 Homeowner racial demographics are shifting, and the future is trending toward hispanic and African American buyers. In response to this data, we discuss what we need to do as loan professionals to adapt to this growing market. Listen in as we breakdown todays news! Read more about today's article: https://www.usatoday.com/story/money/personalfinance/real-estate/2023/04/05/hispanic-homewoners...

Today our team discusses how more millennials than ever are buying homes. 52% of millennials officially own homes than rent. But, what does that mean to the market and how should we be selling to them? Listen in as we breakdown todays news! Read more about today's article: https://www.usatoday.com/story/money/personalfinance/real-estate/2023/04/07/millennials-homeowners-majority-renters/11616...

Today our team discusses if we think the housing market will crash.  An article from Barron's came our this week about our top housing leaders who gathered to discuss the current housing market. Some thoughts from the gathering include: - First time home buyers might be locked out of the market - The spread between 10 year treasury note and a mortgage has gotten bigger - Less new homes on the...

Putin & Xi Jinping met at a summit and say they will move their transactions from the dollar to the Chinese yuan. Now, social media is buzzing about a potential collapse of the US dollar. What does all this mean for your mortgage? Get our take on the dollar and what you should REALLY be worried about.  Read the full article: https://www.washingtonpost.com/opinions/2023/03/24/us-dollar-strength...

Elon’s tweet is more of a warning on the commercial side than residential. With more and more commercial vacancy. But does this mean residential mortgages are in trouble too, like Elon warns? Listen in today, as we discuss what this means for the mortgage. Read more about the tweet in today's article: https://markets.businessinsider.com/news/stocks/elon-musk-tesla-real-estate-housing-commerci...

While the Fed's policy slowed down price growth in the housing market last year, what would have happened if they had done nothing? Would we have seen a housing bubble or a recession? Our experts share their varied opinions on the potential outcomes, and we examine the factors that could have affected the housing market. Tune in to gain insights on how the Fed's decisions can impact the...

Along with their most recent quarter point rate hike, Fed chair Jerome Powell gave comments about the organization's future actions. Some listeners think there is reason t o believe the rate hikes may be coming to an end.  We discuss on this episode of Today in Mortgages.  See more at TodayInMortgages.com Want to get expert coaching everyday and have the power of the best Network in Mortgages...

The Fed meets tomorrow to discuss whether there will be another rate hike. Will they raise rates or not?    The fed finds themselves in between a rock and a hard place. Should they battle inflation, by raising rates. Or will they leave rates alone in response to banking turmoil? Whatever they choose will say a lot as economists fear a coming recession.    Tune in to watch what our panelists think...