Ron Ray

To Your Health & Wealth

Business EN ↓ 31 episodes

Founder and CEO of Homestead Family Wealth Ron Ray offers his financial insights, tips, and experienced advice on-demand as a host of “To Your Health & Wealth” podcast, available on major streaming outlets. Ron offers up his insights on how to best plan for your personal well-being on your journey to and through retirement while also offering advice on how to best position your hard-earned assets to grow and provide for the future you’ve always imagined. Each episode offers ways to become informed and more assured about your financial decisions.

Author

Ron Ray

Episodes

Retirement Planning: Don’t Let Headlines Hijack Your Future 18.11.2025 23:56

Is your retirement plan built to weather the headlines, or are you letting daily market noise dictate your future?  In this episode, Ron Ray cuts through the financial chatter to reveal why the real risk for retirees isn’t the next market dip, but complacency and shortcuts in planning. From the pitfalls of “set-it-and-forget-it” 401(k)s to the dangers of ignoring tax diversi...

Are You Cheating Yourself Out of a Secure Retirement? 13.11.2025 23:01

Will Social Security be there when you retire? The clock is ticking: the Trust Fund is projected to run dry before 2034, which could slash benefits for millions of retirees. Ron Ray dives into what that looming shortfall means for your future income and why ignoring it could be costly. We break down the numbers, the timeline, and the ripple effects on retirement planning. More importantly, we expl...

To Your Health And Wealth Podcast Episode 37 - 110425 04.11.2025 24:08

What if your portfolio is more fragile than you think? In this episode, Ron Ray will explore how a lack of diversification can quietly expose your investments to correlated risks where one downturn can ripple across your entire financial plan. Through real-world examples and expert insights, we unpack why spreading your assets across different sectors and income sources isn’t just smart, it&...

Is Your Retirement Plan Built for Real Life? 21.10.2025 22:49

What if your retirement plan isn’t ready for life’s curveballs? In this episode of To Your Health and Wealth , Ron Ray explores the evolving landscape of retirement planning, from the rising costs of healthcare to the strategic role of annuities and spending. He breaks down why today’s market conditions favor annuities, how retirees can approach spending without guilt, and why fl...

Why Your $20 Drug Plan Might Cost $70 Next Year 14.10.2025 25:16

A $20 drug plan jumping to $70 overnight? That’s just the beginning. Ron Ray breaks down why 2026 could be the most disruptive year yet for Medicare drug plans. From inflation-driven price hikes to the ripple effects of the Inflation Reduction Act, retirees face steep costs if they don’t act during the annual election period. They also explore how annuities purchased in low-interest er...

Medicare, Markets & Your Money 07.10.2025 24:20

What if your retirement plan is built for yesterday’s economy? In this episode of To Your Health and Wealth , Ron Ray breaks down how shifting interest rates and market volatility are reshaping retirement planning. From the evolving role of annuities to the critical timing of Medicare decisions, Ron emphasizes why early and informed planning matters more than ever. He also explores how inves...