Thoughts On Money [TOM]

This week's blogpost - https://bahnsen.co/4f8lpS0 Predicting the Next Decade's Market Returns: An In-Depth Analysis In this episode of the Thoughts on Money (TOM) podcast, host Trevor Cummings, along with Blaine and Sean, delve into the topic of future market returns, discussing insights from a recent Goldman Sachs research paper predicting stock market returns of around 3% annually over the next...

This week's blogpost - https://bahnsen.co/3NrWc90 Transforming Financial Mindsets: From Planning to Legacy In this multifaceted episode of the 'Thoughts on Money' podcast, hosts Trevor Cummings and Blaine Carver delve into various aspects of financial decision-making and planning. They discuss Trevor's blog article 'Can You Afford It?' and debate the merits of financial stretching in contexts like...

This week's blogpost - https://bahnsen.co/4h3n4cK Navigating Half Truths in Finance and Life In this episode of the Thoughts on Money Podcast, host Trevor Cummings, along with co-host Sean Latimer, discusses the complexities of handling half truths in financial decisions and personal life. The conversation navigates through the challenges Trevor faced preparing sermons, particularly on the tough t...

This week's blogpost - https://bahnsen.co/4ePs5nr Reprogramming Financial Mindsets: From Earning to Spending This episode of the 'Thoughts on Money' podcast features Blaine Carver, Sean Latimer, and Trevor discussing the need to reprogram financial mindsets, particularly as one transitions from earning a steady income to spending in retirement. The conversation highlights common misconceptions, su...

This week's blogpost - https://bahnsen.co/4gJS8OT Navigating Big Decisions: Frameworks for Financial Planning In this episode of the Thoughts on Money podcast, host Trevor Cummings, along with Sean Latimer and Blaine Carver, discusses strategies for tackling big life decisions and financial planning. They explore the concept of breaking down overwhelming tasks into manageable steps, using a humoro...

This week's blogpost - https://bahnsen.co/3Xw16Gr Navigating Financial Media Hype and Sensationalism In this episode of the Thoughts on Money (TOM) podcast, host Trevor Cummings, along with Sean Latimer and Blaine Carver, delve into the impact of sensationalism in financial media. They discuss a particular article titled 'You've Got to be Kidding Me,' examining why sensational headlines attract mo...

This week's blogpost - https://bahnsen.co/4d9Z1FY Mastering Dollar Cost Averaging: Soccer Strategies for Smarter Investments In this episode of the Thoughts on Money Podcast, hosts Trevor Cummings and Blaine Carver discuss the importance of dollar cost averaging (DCA) as an investment strategy. Blaine shares an engaging analogy comparing DCA to soccer strategies, specifically the buildup approach...

This week's blogpost - https://bahnsen.co/47bXUEB The Power of Expectations in Life, Finance, and Happiness In this episode of the Thoughts on Money (Tom) podcast, hosted by Trevor Cummings with guests Blaine Carver and Sean Latimer, the focus is on Trevor's article titled 'What to Expect When You're Expecting.' The discussion explores the impact of expectations on various aspects of life, includi...

This week's blogpost - https://bahnsen.co/3Z6Nowf Understanding the Power of Compounding and Legacy Planning In this episode of the Thoughts of Money (TOM) podcast, hosts Trevor Cummings and Blaine Carver discuss the concept of 'playing with house money' and how it relates to investing and compounding interest. They explain the importance of understanding compounding returns, providing visual anal...

This week's blogpost - https://bahnsen.co/3MidbtW Navigating Financial Milestones: From Youth to Golden Years In this episode of the Thoughts on Money Podcast, host Trevor Cummings and guests Blaine Carver and Sean Latimer discuss Blaine's article on financial milestones. The group humorously reflects on age-specific privileges and responsibilities that influence financial decisions. Covering mile...

This week's blogpost - https://bahnsen.co/3M8Yj0S T-Bill and Chill vs. Market Returns: A Game Film Analysis In this episode of the Thoughts on Money Podcast, the hosts Trevor Cummings, Sean Latimer, and Blaine Carver discuss the 'T Bill and Chill' investment strategy and its opportunity costs over the past two years compared to the stock market's performance. They draw parallels between reviewing...

This week's blogpost - https://bahnsen.co/3YzxRos Personal Finance 101: Building a Strong Financial Framework In this episode of the Thoughts on Money podcast, host Trevor Cummings and co-host Blaine Carver dive into the basics of personal finance. The discussion centers around simplifying financial concepts and creating a solid framework for managing money, covering topics such as giving, saving,...

This week's blogpost - https://bahnsen.co/46y1Y1F Cleanliness in Finances: The Secret to a Tidy Portfolio In this episode of the Thoughts on Money Podcast, hosts Trevor Cummings and Sean Latimer discuss the importance of cleanliness and organization, both in day-to-day life and financial portfolios. They share personal stories and insights on chores and parenting, discussing how these lessons appl...

This week's blogpost - https://bahnsen.co/3Yf7XGt Who's the Boss: Mastering Self-Control in Life and Investing In this episode of the Thoughts on Money podcast, hosted by Trevor Cummings along with Sean Latimer and Blaine Carver, the trio dives into the importance of self-control and awareness in various aspects of life, including dieting, parenting, and investing. They explore how external influe...

This week's blogpost - https://bahnsen.co/3S8texp Power of Great Teachers: Insights from the Thoughts on Money Podcast In this episode of the Thoughts on Money (Tom) podcast, hosted by Trevor Cummings, along with Sean Latimer and Blaine Carver, they explore the crucial role of great teachers in personal and financial life. The discussion centers around distinguishing great teachers from ordinary o...

This week's blogpost - https://bahnsen.co/4eTRm0N Discussing Financial Independence and the FIRE Movement In this episode of the Thoughts on Money (TOM) Podcast, guest hosts Blaine Carver and Sean Latimer discuss the concept of financial independence, its rising popularity, and its implications. They share personal anecdotes about 4th of July celebrations and the challenges of managing noise with...

This week's blogpost - https://bahnsen.co/3zpcXxW Embracing Volatility: Lessons from Nature and Investing In this episode of the Thoughts on Money Podcast, host Trevor Cummings, alongside colleagues Sean Latimer and Blaine Carver, discusses the concept of volatility in both nature and financial markets. Trevor shares personal stories about observing butterflies in his backyard and ties these exper...

This week's blogpost - https://bahnsen.co/3KS7Ng9 Financial Advice: Owner vs. Coach In this episode of the Thoughts of Money podcast, host Trevor Cummings is joined by colleague Josh Klooz. They discuss the complexities of managing personal finances, emphasizing the importance of collaboration, integration, and trust between clients and advisors. Through analogies from football to cooking, they ex...

This week's blogpost - https://bahnsen.co/4b4UxiQ Navigating Home Affordability: Practical Insights In this episode of the Thoughts on Money podcast, Trevor Cummings, joined by Blaine Carver, explores the current challenges of home affordability, discussing the impact of rising real estate prices and mortgage rates. They provide insights into why today's housing market is less affordable compared...

This week's blogpost - https://bahnsen.co/3x5Xemm The Platypus Parallel: Unmasking Investor Behavior In this episode of the Thoughts on Money (TOM) podcast, host Trevor Cummings and his cohost Sean Latimer delve into the latest blog post that draws unexpected parallels between a zoo visit and investing. They discuss fun facts about animals from Trevor's family's frequent zoo visits and Wild Kratts...

This week's blogpost - https://bahnsen.co/3X2qzZp Breaking Records and Financial Progress: Embracing Market Highs and Human Innovation In this episode of the Thoughts on Money podcast (TOM), host Trevor Cummings and guest Blaine Carver delve into the concept of breaking records and the nature of progress, both in sports and financial markets. They discuss notable sports records, such as Roger Bann...

This week's blogpost - https://bahnsen.co/4bTgiTx One of the secrets to long-term financial success is avoiding big mistakes.  Big mistakes come in all different shapes and sizes, which is exactly what we will unpack today.  We will cover the consequences of concentration, panic, big losses, and what I like to call tax magic.  This should be a fun one, and I hope you won’t miss it.  Links mentione...

This week's blogpost - https://bahnsen.co/3wBQQ6i Today I have the honor and privilege of welcoming a first-time Thoughts On Money contributor. Josh Klooz is leading the charge on our recent endeavors in Houston, TX and is joining us today to share the importance of not just passing down financial wealth, but financial wisdom. Josh grew up on a farm in Nebraska is well-acquainted with hard work. J...

This week's blogpost - https://bahnsen.co/3QF5Zum The decade from 2000-2009 included both the Dot-Com Bubble and the Global Financial Crisis (GFC).  We call this the Lost Decade because it was a rare occurrence where stock investors experienced a negative return over a 10-year period. This decade will live in infamy and will be the talk of countless financial books, newsletters, blogs, and white p...

This week's blogpost - https://bahnsen.co/3USNw01 Today, I am excited to introduce our guest author, Sean Ullrich. Sean hails from our Nashville office.  His visit to Newport Beach this week made for perfect timing to record the podcast and publish his first Thoughts On Money contribution.     Please join us as Sean bridges the connection between duck hunting and taxes in his article, It’s All Abo...