this is property

Emily and John answer some great questions from the m3 community! They chat about: 👉🏾how do I use equity from my property to buy another one? What’s the difference between using cash vs equity as a deposit? 👉how do I get a valuation done on my house? 👉🏿does getting multiple valuations impact my credit score or ability to get finance? 👉🏻is it better to have the majority of your debt against...

We're talking about loans and answering your FAQs! Mortgage broker, Rachelle Kroon from Sphere Finance, joins Emily and John for this chat. They touch on: 👉why would someone go to a mortgage broker instead of a bank for their finance? 👉🏾should I choose a fixed or variable loan rate and what are the pros and cons of each? 👉🏼what’s the difference between an offset account and redraw facility +...

John and Emily talk property with former AFL player for the Brisbane Lions and Brownlow Medallist, Jason Akermanis aka Aker! The chat touches on Jason's move into real estate and his insights on the current market, including: 👉what Jason’s been up to since retiring from his footy career and his journey into auctioneering and real estate 👉🏻the shifting mentality he’s noticed towards auctions in...

Strap in! John and Emily are going deep and narrow on what the Brisbane 2032 Olympics might mean for the housing market and what to consider when buying your first investment property or growing your portfolio. Check out The Glen James Spending Plan and use coupon code "m3p" to get it for under $50... save $20: https://education.mymillennial.money/courses/the-glen-james-spending-plan Send us your...

You guys have been sending us heaaaps of questions and we are loving them! John and Emily get stuck into a few, touching on: 👉what to consider for renting out or selling your first home when upsizing 👉🏻the upsides and downsides of rentvesting, and ‘freevesting’ 👉🏼exit strategies if paying interest only on an investment loan 👉🏾whether to go for an older more spacious townhouse or a newer com...

John and Emily unpack the concept of hot spots, touching on: 👉🏼some data comparison of a few towns across NSW 👉do they exist? 👉🏿what to include in your strategy to help identify the perfect hot spot for you 👉🏻where to find market insights 👉🏾is it necessary to view where you buy? Take a listen to the episode with Jeremy Sheppard which touched on hot spots: https://player.whooshkaa.com/epis...

Emily and John are answering your #property questions and case studies in the m3 Facebook group! This chat touches on: 👉how to work out when it's okay to extend your budget 👉🏽using the loo at open homes 😅 👉🏿moving interstate and wanting to buy a property 👉🏻relationships + property purchases 👉🏼should you get solar? Let us know if you want us to do a deep dive episode on this one 👉🏾shoul...

Those regional prices can sure look attractive compared to the city! Emily and John use Victoria as a case study and chat about what you might consider when choosing where to buy, touching on: 👉🏼median property prices and looking for ‘poor cousin’ opportunities when a city suburb is out of your price range 👉defining your strategy and goals 👉🏿factors for owner occupiers to consider 👉🏾factors...

Listener of the show, Jyh Kao, shares his investing journey of building a portfolio in his 20s and what he's learned along the way. Emily and John interview him, touching on: 👉🏿his money story growing up 👉🏽his income throughout his journey 👉🏻mindset around saving and building wealth 👉🏾how he got into the market 👉what he did when he hit borrowing capacity 👉🏿buying interstate 👉🏽how doin...

Emily and John interview each other! They ask each other about: 👉their money journey growing up 👉🏻first investments 👉🏼their property purchases 👉🏽rentvesting experiences 👉🏾future property goals Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20 Send us your questions! Email questions@mymillennial.money with the podcast you...

A listener asked about what red flags to watch for when buying a property - aside from general pest & building inspections - so Emily and John chat through: 👉flood zones 👉🏽train lines 👉🏾bushfire areas 👉🏻the demographic nature of the area 👉🏼local council investments 👉🏿local construction plans or projects 👉nearby roadways and general vehicle provisions at the property 👉🏻moisture re...

John Pidgeon and Emily Wallace get narrow and deep on property! Buying your first home or investment property, renting, understanding the auction process - we chat about this and much, much more! Hosted on Acast. See acast.com/privacy for more information.

Tax time is upon us! Emily and John chat through tax fun related to investment properties, touching on: 👉capital gains tax 👉🏼positive and negative gearing 👉🏾what you need to prepare for tax time 👉🏽what depreciation is and how to set up a report (episode link below) 👉🏿how important a chat with your accountant is! Here's the depreciation episode Emily mentions: https://player.whooshkaa.com/...

Emily and John answer some great questions from the m3 community, touching on: 👉🏽using equity after a joint venture to start building a property portfolio 👉🏿some tips around Dutch auctions, how they work and how to make them work for you 👉figuring out your property 'must-haves' and 'nice-to-haves' 👉🏼not feeling pressured by others to get into property If you're keen to have a clarity call w...

Listener of the show, Bailey, has a pretty unique property story so he joined Emily and John to share his experience, including: 👉🏻his experience with cryptocurrency 👉🏾how he used his crypto to buy a property 👉🏽his plans for the property moving forward 👉the mindset that he's established to stay on target Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get...

Jeremy Sheppard (Head of Research at Select Residential: https://selectresidentialproperty.com.au/ ) joins John and Emily to chat about property data and research, touching on: 👉🏿how supply and demand are assessed 👉are "hot spots" a real thing? 👉🏻the speed of property markets vs other asset classes 👉🏼tips for find a property you love and works for your goals Check out The Glen James Spendin...

From November 2021 there's some new rules and regulations that apply to short-term rental accomodation in NSW, so Emily and John unpack a little about what's included in these upcoming changes. Here's the documents mentioned throughout the chat: https://www.planning.nsw.gov.au/Policy-and-Legislation/Under-review-and-new-Policy-and-Legislation/Short-term-rental-accommodation Check out The Glen Jame...

Emily and John answer your questions! The convo touches on: 👉changing your primary place of residence to rental property (check out this link for more info: https://www.ato.gov.au/general/capital-gains-tax/your-home-and-other-real-estate/your-main-residence/treating-a-dwelling-as-your-main-residence-after-you-move-out/ ) 👉🏻can you trust property "gurus"? 👉🏿questions to ask a mortgage broker...

Emily and John chat about 2 different things in this episode including: 👉what is NOT included in pest and building inspections, and some other checks you might want done on a property you're interested in 👉🏿being cool with living your property truth - changing your lifestyle to save, choosing what's right for you and being ok with that Check out The Glen James Spending Plan at the link below -...

A number of m3 community members have bought land and looking to build, so in this episode Emily and John chat through: 👉🏿the difference between a custom build and project build 👉🏻things that can impact your build - easements, land proprotion and types, any other restrictions 👉considering the use of the property - principal residence or investment 👉🏽tips for choosing a builder 👉🏾things to...

Time to answer your questions! Emily and John answer the questions you've submitted around: 👉🏿ways to manage house hunting fatigue 👉🏻property valuations and making offers on properties 👉how and when to engage a conveyancer and when to get contracts reviewed 👉🏼tips for finding and applying for a rental property Here's the episode dedicated to making offers on properties: https://player.whoos...

Emily and John share their thoughts and experiences from where property markets are at across the country at the moment. Jump in the my millennial money Facebook group and share what you've seen out there in the property space! http://bit.ly/m3fbgroup Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20 Take a look at John’s Solvere...

There's been a number of changes to Victorian rental requirements, so in this episode Melissa Hickson from Prime Residential Property Management joins Emily to unpack what these changes are and what they mean for landlords and renters, including: 👉🏿gas and electrical checks 👉smoke alarms 👉🏼heating requirements 👉🏾alterations renters can make without consent of the landlord 👉🏿renter detail...

Renovation is a hot topic amongst listeners so in this episode Emily is joined by Matt Long from the LVL Group to chat about all things renovation! The convo touches on: 👉🏻ways you can improve the look and feel of your property to make it stand out 👉🏿simple things that make a massive difference in how your place appears 👉🏾a little about footing - concrete slabs, stumps etc and what to look f...

David Neradil has been an important influence in John's life as a property investor, so in this episode David and John chat about: 👉a bit about David's upbringing, and where he's at with property investing 👉🏿how important strategy is, and being agile to adapt as things change 👉🏾some of the differences he's noticed in the property investing space over time 👉🏻his top tips for keen property in...