Things Have Changed

Send a text How should we think about inequality? This pandemic really exposed the extreme amount of inequality in our society. In this episode, we’re going to discuss the depth of the economic inequality, why it matters, and how it is becoming dangerously unsustainable. Incomes for all but the highest-income Americans have been stagnant or falling for decades.  Median household income in 2018 was...

Send a text Zana Nanic, is the Founder and Chief Executive Officer of Reclaim a direct to consumer business casual clothing brand that offers working woman top quality and accessible business-casual clothes. Reclaim is an extension of her ethos, merging Italian elegance & quality with Silicon Valley functionality for the modern working woman. Throughout her career, Zana has been breaking the n...

Send a text Demand has caved and supply chains are in distress! In today’s episode we re-visit our discussion on oil going negative and have Martin Verhaegen, Founder & CEO of Qwyk , a digital logistics platform, opine on oil’s big moment, its impact on the freight & shipping industry, the complex optimization done to balance demand and supply and the high costs pertaining to storage of oi...

Send a text Today the Things Have Changed hosts discuss corporate debt , why there is so much of it, and the dangers of it in our economy. Corporate debt was already at historic highs even before the coronavirus crisis and now it's soaring at an unprecedented pace as companies scramble to ensure they have enough cash to weather the crisis.  Despite warnings of widespread downgrades, defaults...

Send a text Humans produce 13 million tons of textile waste annually! Today's guest aims to do something about it, by reimagining the creative process of creating clothing. Nick Clayton is the CTO & Co-founder of Savitude, a fashion tech company that aims to use its cutting edge artificial intelligence platform to bring your excess clothing inventory to zero. Savitude was created by indus...

Send a text Supply Chain has never been talked about more, as the pandemic strains the availability of goods and services & the ability of companies to secure raw materials and components. Today we have Jimmy Anklesaria, supply chain pioneer, tech founder, professor, author and philanthropist, joining us on Things Have Changed Podcast. We dive into his beginnings in the field, his varied large...

Send a text The rideshare industry is bleeding. The Q1 conference calls were basically cost-cutting manifestos— a huge shift from an earlier focus on growth to now a more sustainability/ balance sheet game. Uber & Lyft have been swift to reduce their expenses at all costs, from dropping pool rides, coupons and other marketing expenses as well as cutting staff. Let's break down the quarter...

Send a text Are you flying lately? It’s okay, you’re probably not. As governments all over the world try to slow the spread of COVID-19, there has been an overwhelming effort to discourage travel. Travel is down. ALL types of travel are being discouraged, including air travel. Air travel is down 96% and airline companies are struggling to cope with the changes. Take a seat, Q1 2020 is out As the c...

Send a text The leisure industry can be categorized into BEACH stocks: B - Bookings  E - Entertainment & Live Events A - Airlines  C - Cruise & Casino  H - Hotels & resorts  Like FAANG stocks, but none of the upside. The BEACH stocks have cumulatively lost 45%, approximately $332B in value washed away since February due to the coronavirus pandemic. We talk Disney ($DIS) , the golden ch...

Send a text Kar_part (Jared Karp), is a rising LA street artist and ex-engineer who paints the streets of Los Angeles with elaborate timeless depictions of his understanding of the world.  When Jared studied Mechanical Engineering in UC Berkeley, he discovered product design at the Stanford D-School. Berkeley, at the time, did not have an established discipline for product design engineering. In s...

Send a text Did you know that 1 out of 3 online transactions is abandoned because the user had forgotten their passwords?  Domm Holland is the co-founder and CEO of Fast , a company that is building the worlds fastest login and checkout product. Fast wants to do this by taking out the need for passwords. Domm believes in a passwordless future in which we can all rely on Fast to make it easier for...

Send a text Oil trynna go negative.. Drop it like it's hot.. Drop it like it's hot.. Global demand has plunged due to global lockdown, yet oil is still gushing out of the ground. How did we get to NEGATIVE OIL ? Oil costs $ to store.  Due to the economic collapse, oil isn't being used much in a time when oil historically is more expensive (summer season, more traveling) So all the s...

Send a text Inside the technological changes taking place within Goldman Sachs, and our friend Matthew Turk who is dead center in the middle of this shift. Banks sit on huge amounts of data, & can deploy deep learning models to improve their financial edge & today's episode is an insight into this complex world. The top 100 global banks, including Goldman Sachs, are beginning to take...

Send a text Juan Rodriguez is the Co-founder and Chief Technology Officer of Evolution Devices , a neuro-rehabilitation technology company.  EvoWalk, is a wearable device that uses artificial intelligence to reliably track walking patterns and personalize your rehabilitation therapy to track your rehab progress & aims to improve walking speed & symmetry, reduce fatigue, and prevent trips a...

Send a text The US Economy is feeling the effects of nationwide shelter in place orders and forced store closures that are non-essential. In order to mitigate the economic slowdown the Senate passed the CARES ACT (Coronavirus Aid, Relief, and Economic Security Act), a record $2 Trillion Stimulus Package. From the middle class to the big airlines, the CARES Act is designed to provide a helping hand...

Send a text The Canadian government’s fiscal stimulus package now totals ~C$200 billion ($145 billion) which aims to ensure firms survive the ongoing pandemic, and enable employees to have a job to go to once we get through this. The new measures, include A 75% subsidy on wages, to encourage companies to keep workers on the payroll Cash Drop - Workers affected by the pandemic induced layoffs would...

Send a text (Part 2) The trucking industry is the lifeblood of the world economy. Nearly 71% of all freight tonnage in North America moves on the back of trucks! Joined with us today is Krystian Gebis, CEO and founder of Autobon AI . Autobon is an artificial intelligence (AI) powered trucking assistance company that retrofits trucks to help drivers lessen accidents, improve efficiency, and make op...

Send a text Its just another Manic Monday! The Bangles seem to have gotten the markets right these past few weeks... Coming to the markets, there have been a a few records that have been broken by the Coronavirus-led Economy. We aim to paint a picture of the gravity of economic effects through the current environment. Highest weekly Unemployment claim - Americans displaced by the coronavirus crisi...

Send a text (Part 1) The trucking industry is the lifeblood of the world economy. Nearly 71% of all freight tonnage in North America moves on the back of trucks! Joined with us today is Krystian Gebis, CEO and founder of Autobon AI . Autobon is an artificial intelligence (AI) powered trucking assistance company that retrofits trucks to help drivers lessen accidents, improve efficiency, and make op...

Send a text A new coronavirus relief bill was introduced recently that includes preventing corporations from using taxpayer money for stock buybacks !  Why exactly? Well for example -  Boeing  has spent $44 billion on  buybacks  over the last six years - 74% of its free cash flow; it’s now seeking $60 billion in federal money Over 10 years, Airlines (American Airlines, Southwest, United, spent 96%...

Send a text Coronavirus (COVID-19) Pandemic Economics The coronavirus is changing life as we know it. Here's our first episode of Blitz Talk - where we have short digestible conversations about the current state of the economy. Living in the COVID-19 World How does the Government respond? Monetary Policy  Fed cuts rate to 0 - 0.25% Fed buys $700B worth of securities to provide liquidity to re...

Send a text Success and failure are two facets of the same coin. And no one experiences the thrill of the highs and the anguish of the lows like startup founders do.  In today’s episode we speak with Kate Tyshchenko, founder of Good Cup Project, who shares her riveting story immigrating from Russia to Canada, working within management consulting, and venturing out to impact change. Kate, graduated...

Send a text Climate change is upon us and there is an increasing demand for sustainability. In this episode, we talk to one of the entrepreneurs leading the fight against greenhouse gas emissions. Maria Fujihara, is CEO & Founder of SINAI Technologies, a company that provides the technology to automate and consolidate Corporate Carbon Strategy. SINAI is a platform to help businesses not only b...

Send a text Today we have a true hustle story. Our Guest, Trisha Bantigue is the CEO and Co-founder of Queenly, a marketplace for buying and selling formal gowns & dresses. But what’s more inspiring is Trisha’s journey to get to this point. She immigrated from the Philippines to the US at a very young age, and had to face quite a few challenges in her personal life. In spite of this she put he...

Send a text The gig economy is transforming the workforce. From Uber, Lyft, Airbnb, TaskRabbit & DoorDash, workers are signing up for individual gigs, delivering food and groceries, ferrying passengers from one place to another. However, there are auxiliary marketplaces being built on top of the sharing economy, & Paneau is one of them. Paneau is empowering drivers & local businesses,...