The Your Life! Your Terms! Show

Thinking about buying your first home in 2025? Whether it’s your own place, a rental property, or a house hack, this episode shows you exactly how to make it happen in today’s Canadian market. Rock Star coach Mike Desormeaux and BM Select mortgage expert Dan Patton break down the First Home Savings Account and RRSP Home Buyers’ Plan, what lenders actually look for when approving mortgages, and the...

Mauricio Di Bartolomeo grew up in Venezuela, lived through hyperinflation and authoritarian rule, and saw firsthand what happens when money and freedom disappear. In this episode, he explains why people and companies are leaving Canada, the rise of stablecoins, Bitcoin-backed lending, and how a new digital financial system is forming right in front of us. Check out Ledn here:  www.ledn.io/

What does it really take to build wealth and financial freedom? Lesley-Anne Scorgie—personal finance columnist at the  Toronto Star , bestselling author of  Rich by 30 , and one of Canada’s most recognized money experts—shares her journey from buying Canada Savings Bonds at age 10 to becoming a millionaire by 28. We dig into the habits that actually move the needle, why behaviour always beats spre...

Toronto just made multiplex housing legal, and it’s changing the game for investors and homeowners. Architect Craig Race joins us to explain the new rules that allow sixplexes plus laneway or garden suites on a single lot, creating the potential for seven rental units without the need for development charges. He also shares how MLI Select financing makes these projects more profitable, why this ma...

Bitcoin isn’t just digital gold — it’s electricity money. In this episode, Jacob Scanlan from the Hashpower Academy explains how Bitcoin and energy are inseparable, why mining creates a global buyer of last resort for electricity, and how this is reshaping civilization itself. We explore how Bitcoin and electricity price each other in sync, why mining creates a fluctuating price floor for both pow...

Tom & Nick break down Canada’s “nothing happened” summer. M2 keeps climbing, tariffs linger, and growth on the street looks weaker than the headlines.  They map the odds of BoC cuts, ARV-based mortgages that fund renos on day one, the BREAS RE + Bitcoin strategy, and a look at AI’s hit to junior jobs and how it could shape your purchasing power over the next 24 months.

In this episode, we sit down with Hanif Bayat, founder of WOWA.ca, to uncover the hidden force driving Canada’s housing crisis and growing wealth gap.  We dig into the data on money supply growth, why assets soar while wages stagnate, and how CPI hides the real rate of inflation.  Hanif explains why the middle class is shrinking, how government policy fuels speculative demand, and why real estate...

The Game-Changing Mortgage Programs Every Investor NEEDS to Know About In this live podcast, we chat with Daniel Patton and Lorenzo Podda from Better Mortgage Select to break down three new mortgage programs that are completely rewriting the rules for real estate investors. And yes—we’re talking about the single best mortgage program we’ve ever seen for financing any renovation, on any home, at an...

What if everything you store in the cloud—your photos, passwords, private messages—wasn’t really yours? In this episode, we sit down with Matt Hill, CEO of  Start9 , to break down what  sovereign computing  really means and why it’s one of the most important shifts of our time. We explore the dangers of centralized cloud platforms—from mass surveillance and censorship to the ability of tech monopo...

Most people don’t realize their VO2 max and power output are stronger predictors of longevity than any number on a scale. In this episode, we sit down with the founders of ISHP Labs to explore how they're making elite-level health testing available to everyday Canadians. From brain scans and balance testing to metabolic efficiency and strength analysis, they break down exactly how to spot earl...

Ben Settle is one of the most brutally honest and effective direct response marketers out there, and in this episode, he’s bringing the heat. We talk about why email is still the king of media, how to build a world your audience actually wants to live in, and what 80% of strong marketing truly boils down to. Ben breaks down how to understand your customer avatar, niche without losing your edge, an...

AI is flipping the workforce on its head, and Marc Lafleur is building a company to take full advantage. In this episode, he breaks down how anyone can build and flip AI-first businesses in the next 24 months. We dive into prompt engineering, “vibe coders,” and why credentials are rapidly losing value.  Marc also shares how real estate investors and entrepreneurs can use AI tools to reclaim time,...

What if you could know everything about a property: zoning, build potential, flood risk, permits, crime data, with a single click?  In this episode, we sit down with Thierry Pepin, founder of GeoSimple, to explore how AI is transforming the real estate industry. From replacing 14+ hours of research to unlocking hidden development potential, this tool is a game-changer for realtors and investors al...

After a successful career in private equity, Mike Cook walked away from it all to follow his passion for Bitcoin and sound money.  In this episode, he shares the journey that led him from cash-flowing businesses and gold to self-custody, multisig, and launching Bitcoin Mentor alongside BTC Sessions. We dive into estate planning, the future of money, and how to onboard the next generation of sovere...

In this episode, Adam Niman returns to reveal what he discovered after digging deep into participating life insurance, infinite banking, and the promises sold alongside them. He breaks down real policy illustrations, compares them to market returns, and asks one uncomfortable question: why are so many investors being told this is the smartest move for their money? We explore the truth behind the s...

Darcy Griffith has been a Rock Star member since 2009—and his journey is nothing short of remarkable. In this wide-ranging conversation, we cover his experiences investing across small-town Ontario, buying property in Italy and Mexico, and why he’s now strategically winding down his portfolio to prepare for retirement. He shares lessons learned the hard way, how he's rethinking his entire inve...

What if the obesity epidemic, chronic illness, and skyrocketing food prices weren't accidents—but deliberate outcomes of a broken monetary system? Investigative journalist Matthew Lysiak joins us to break down the real story behind his book  Fiat Food: Why Inflation Destroyed Our Health and How Bitcoin Fixes It . From Nixon's 1971 gold shock to today's ultra-processed diets, we trace h...

What happens when life forces you to face your mortality head-on, three times in a row? In this heart-opening and deeply insightful conversation, Rock Star member and author Michael Drake shares the raw, personal journey that inspired his book  The Paradox of a Mortal Mind . After losing three people close to him, including a friend at just 41 years old, Michael realized he had been living a life...

Craig Ballantyne returns to share raw insights on discipline, relationships, and how to stay grounded in a world moving at AI speed. We get into the cost of hustle culture, why most people are solving the wrong problems, and how your network can change everything. Craig breaks down how to think clearly, act with intention, and simplify your life for maximum impact. This one’s packed with perspecti...

Anton Livaja has spent years protecting billions in digital assets, advising Bitcoin companies, and helping people take control of their digital lives. In this episode, we dive into what it really means to secure your information in today’s world, how open-source tech is reshaping privacy and personal freedom, and why Anton is choosing to live and work globally with a home base in the Cayman Islan...

Everyone’s talking about Florida as the next big move for Canadians—sun, sand, and supposedly easy money. But is it really all it’s cracked up to be? In this episode, we sit down with Fabio Campanella, who’s just completed a deep dive into the Florida real estate market. Whether you’re eyeing a personal vacation home, an income-generating rental, or a hybrid Airbnb setup, Fabio’s explored it all—a...

On this episode, we sit down with Victoria Suen—Investor, Architect, Designer, and Rock Star Member—who’s built a thriving real estate business by betting on herself and saying yes to big opportunities. We talk profitable multi-unit BRRRs in Toronto, what the numbers actually look like, and how she turned her creative background into serious cash flow. Victoria shares how she quit her job, launche...

Jonathan Stanton-Humphreys has lived through the collapse of currencies, Marxist regimes, and political upheaval—from Rhodesia to South Africa, to Canada, and now London. In this episode, he shares what those experiences taught him about tribalism, power, and the danger of fiat money. We also explore how his company, TallyMoney, is bringing gold back as a usable, everyday currency. Connect with Jo...

Lawyer and real estate investor Shawn Quigg joins us to unpack the wild legal side of investing. From nightmare tenant stories to promissory note disasters and joint venture fallouts.  If you're in real estate and working with partners, lenders, or tenants, this is the behind-the-scenes education you didn’t know you needed! Get in contact with Sean on Instagram:  https://www.instagram.com/spqu...

Dr. Kaitlin spent years on the front lines of emergency medicine before realizing the real crisis was happening long before people showed up at the hospital. Now, she’s on a mission to reinvent healthcare through Benchmark Proactive Health. A proactive, data-driven system focused on prevention, not prescriptions. In this episode, we dive into the metrics that actually matter, why muscle is medicin...