The Your Life! Your Terms! Show

We could talk to Andrew for hours. Every time we think he won't know some obscure tax detail he surprises us with a super duper answer. Andrew Topping in our personal accountant and a treasure trove of information around corporations, small business tax rates, structuring your real estate holdings, dealing with CRA and more fun stuff. If you're real estate and tax geeks like us you'll love this st...

We're grateful and blessed to have crossed paths with John Paul Gulbis. This guy found us via some marketing we were doing and wrote us a letter explaining how he wanted to join "team Rock Star." At the time, we were a tiny group and he thought he was joining us for what would be 18 months or 2 years at the most. Well, it's been over ten years and JP is still with us today. He's worked with hundre...

We love chatting with Andrew LaFleur. He feels like part of the team here at Rock Star even though he is somehow off on his own doing his thing ... we'll refer to him as extended family. We brought Andrew back on the show to chit chat Condos, make some crystal ball type projections, and we get into population growth, rents, rent control and more. Even if you're not into investing in Condos there's...

When we started with zero clients, zero sales, and zero clue we wish someone would have broken down some key concepts to us. Or at least someone would have prepared us for some of the battles and frustrations that we would face. Living the entrepreneur life is a very lonely place. Very few people understand what you're going through. On this episode of The Your Life! Your Terms! Show we look back...

We take a lot of heat whenever we bring up gold and silver. It's often dismissed as shiny rock that serves no purpose. And perhaps we'd agree with that if we hadn't seen the value and importance it can have with our own eyes. On this edition of The Your Life! Your Terms! Show we share our thinking around precious metals and break down where and how to buy it. There's a lot more to cover on this to...

As it gets harder to save and buy property in the Greater Toronto and Golden Horseshoe Areas more families are renting. It's creating intense demand for good property. One of the ways investors are satisfying this demand is creating legal "second suites" to rent out a second apartment in a single family home. There are zoning restrictions, bylaws to be aware, contractors to deal with and more. On...

It's rare that you meet two people who jump straight into the deep end with no fear and that's exactly what both Jacqueline Paradisi and Andrea McDonald have done. Jaqueline has bought properties, quit her job, started a business and grown her real estate portfolio with no fear and no looking back. Andrea McDonald never takes no for answer, learns on the fly, invests in real estate personally and...

The best coaches are very often those who have gone before us.  They've made the mistakes, fought the battles and lived to tell the tale. Craig Ballantyne is one of those.  He started out with a small email list selling fitness programs, then bought one of the most influential online websites in the personal development space (Early to Rise) and has gone on to develop workshops and programs, is th...

It's a lot of work owning income properties in Canada. But when you can turn that work into buying amazing lifestyle properties in Turks & Caicos it's worth it! On this episode of The Your Life! Your Terms! Show we chat with Paul and Andrew as they break down how they bought their lifestyle property, how the financing worked, how they rent it out and what they've learned through the process. You c...

In this episode of The Your Life! Your Terms! Show we chat about interest rates, the economy, the debt levels, housing trends, rental prices and other very important economic nonsense (we're joking, we know this is important stuff!). Myself (Tom), Nick and Mike Desormeaux sit down and chat about the latest things we're seeing in the economy and in the local real estate market. Somehow we get on th...

Frank Ungaro has more energy in his pinky toe than the average Canadian has in their entire body! This guy doesn't take no for an answer and when he decided he's going to do something, watch out world, he's going to make it happen. On this episode of The Your Life! Your Terms! Show Frank walks us through how he watched UFC 2 and immediately decided he would fly to California to start his Brazilian...

It's not often you get to hear the behind the scenes stories of a bank underwriter but today that's exactly what we're doing. Pierre-Paul Turgeon is a former CMHC multi-unit apartment building underwriter who walked away from his government job to begin his own multi-unit investing journey. On this episode of The Your Life! Your Terms! Show we chat about capitalization rates, CMHC financing option...

Not everyone would walk away from a government job after 22 years and with only ten years left to a full pension. But not everyone is the amazing Leslie Kitchen. Our paths crossed eleven years ago when Rock Star wasn't even a brokerage yet and we haven't looked back. Leslie has worked with hundreds of investors on millions of dollars worth of property and is still going strong. She is a amazing wo...

The best part of doing this podcast has become learning about so many people's journeys to living life on their terms. Montu Dhillon is another great example. He originally turned to racing his motorcycle to feel alive, but after a freak accident decided he would take another approach. In this episode of the show, we dive into Toronto Rents prices, rental trends, best condos for investment, condo...

Here's another example of how you can truly live life on your own terms. John Vuong was an immigrant to Canada, grew up without some of the most basic advantages many of us enjoy as kids but has taken life by the horns and created his own fascinating journey. This episode of The Your Life! Your Terms! Show can almost be broken up into two parts. The first half is about John's story, his mentality...

Nick has been going to the gym regularly since he was about 20 years old. He told me about all the physical and mental benefits of exercise but I always found excuses not to go. Busy career, then a young family and buying properties, then starting a business ... there was never enough time. Today I realize that was a mistake. Physical exercise should have been much higher on my priority list. Not...

Dr. Cowan returns to the show to chat about Coffee, Wine, Sulfites, Probiotics, Fasting, Time Restricted Eating and more! He shares the behind the scenes lifestyles of elite athletes and performers and dives into epigenetics and why your grandchildren may thank you for your healthy living choices. We dive into hormones, calories and why some people don't lose weight in a calorie deficit. We absolu...

It's not every day that you meet superhuman investors but today is that day!! Erika Spencer and Jay Shaw joined up as Rock Star Inner Circle members approximately 32 months ago, and in that time they've bought 32 income properties. Sometimes when you don't know what the limits are supposed to be, you can operate without fear and do the impossible ... which is what they've done. They even bought a...

Thinking of starting your own YouTube channel? Want to quit your job and travel the world? Interested in living life on your own terms? In this episode of The Your Life! Your Terms! Show we chat with Nikole and Matt who are doing all of this. Matt and Nikole quit their jobs to travel the world for two and a half years, and when they came back to Toronto Nikole started a YouTube channel that has at...

Many people want to surf their way through life, both literally and metaphorically. It's extremely rare to meet someone who is actually doing it! On this episode of The Your Life! Your Terms! Show, we chat with lifestyle entrepreneur Carlo Batara where he breaks down his life's journey. Carlo jumped into real estate right out of high school and never looked back, but the lessons he shares on this...

Jim Sheils is the real deal. The moment you meet him you know you are speaking to someone who is living life on his terms. We couldn't be more proud to share this episode of The Your Life! Your Terms! Show. Jim shares the power of creating Family Board Meetings and the process busy investors, entrepreneurs, and parents can use to bridge the gaps between themselves and their families. Jim is the au...

On this episode of The Your Life! Your Terms! Show, we touch on a bit of everything. Ruben Furtado shares some of his latest thoughts on the high-end luxury real estate market, we chat income properties with Mike Desormeaux, and we somehow also get chatting about cheap coffee, BMX biking, navigating your life's journey, and trying your best to live life with integrity. We had a blast having this c...

Dr. Pete returns on The Your Life! Your Terms! Show to pick up where we left off on all things Chiropractic. After the first episode, we were surprised at all the feedback from people who love their Chiropractor and people who are not believers at all. So we asked Dr Pete to come back on the show to tackle some of the feedback and further our discussion. On this episode, we discuss the history of...

It's not often you get to watch one of your high school friends chase his dreams and make it to the pinnacle of his craft. Anthony Carelli (know as Santino Marella in the WWE) is a guy that you just knew would accomplish his goal. On this episode of the show he shares his journey from leaving Mississauga and his daughter to learn professional wrestling in Japan, then returning and driving to Ohio...

For some strange reason we find the topic of real estate, tax and using corporations exciting stuff. And on this episode we bring on our own accountant, Andrew Topping CPA and CA, to chit chat about deductions, maximizing your tax efficiencies, corporate and personal tax rates and other fascinating stuff. When we started out we were clueless in this area and wish we had know some of this informati...