The Woman & Finance Podcast

Episode 2 of 4: A life-changing diagnosis can affect more than just your health — it can derail your finances. In this episode of The Woman & Finance Podcast, we explore critical illness cover and why it’s one of the smartest financial moves you can make. We’re joined by Melody Cloete from Bidvest Life to unpack what critical illness insurance actually is, how it works, and why it’s essential...

A breakdown on how to read your Pension/Provident fund statement. Watch the video here:  https://www.youtube.com/watch?v=XCgEplpYyRk #pensionfunds #retirementplanning #riskbenefits

Episode 1 of 4: What would happen if you couldn’t work tomorrow due to illness or injury? Would your bills still be paid? Would your family be okay? In this first episode of the Woman & Finance podcast in partnership with Bidvest Life, we dive into one of the most overlooked yet essential types of cover: income protection. Many South Africans insure their cars and gadgets—but forget to insure...

Retirement is a major life shift—and if your parent is about to retire, you need to be part of the conversation. In this episode, I break down the key decisions they’ll face (like choosing between a life or living annuity), tax implications, estate planning tips, and how you can guide them with confidence. 💼✨ #RetirementPlanning #AnnuitiesExplained #WomanAndFinance #FinancialWisdom

Are you raising a money-smart child? 💰 Teaching kids about money isn’t just about giving them an allowance—it’s about shaping lifelong habits that lead to financial independence! In this video, I share practical, everyday ways to teach your kids how to manage money, make smart spending choices, and develop a healthy relationship with finances. #personalfinance #moneytips #kidsandmoney

Ever wondered about the difference between Tax-Free Savings Accounts and Retirement Annuities? In today's podcast, I discuss the benefits and limitations of both these investment vehicles. Enjoy! Don't forget to follow me on: Instagram: https://www.instagram.com/mapalomakhu/ TikTok: https://www.tiktok.com/@mapalomakhu?_...

1. Get Married in Community of Property 2. Take on Credit in Your Name for Someone Else – redflag!!!!! 3. Lend Money to Friends and Family 4. Ignore SARS! 5. Give Up Your Power – Don’t Be a Damsel in Distress

Join myself and Maya Fisher-French reflect on the transformative journey of Santam staff who participated in the six-month Santam Insure Your Future Money Bootcamp . This empowering initiative culminated in a celebration honouring individuals who bravely shared their financial challenges, embraced change, and achieved remarkable personal growth. In this episode, hear firsthand the inspiring testim...

While previous episodes have focused on building wealth, this time we’re shifting the conversation to succession planning and creating intergenerational wealth. How can you protect your family while ensuring your assets benefit future generations? Joining us is fiduciary expert Moremadi Mabule, who sheds light on wills, estate planning, and the crucial yet often-overlooked tax implications that ar...

In this episode, we dive into the world of retirement planning with Johann Steyn, a certified financial planner at Rainmaker Bluestar by Sanlam. As retirement draws near, having a well-thought-out financial strategy becomes more crucial than ever. It’s not just about understanding where you stand financially but also knowing how to make the most of your tax options. Johann shares valuable insights...

In the last two episodes, we explored saving and investing for goals we aim to achieve during our working years. However, there comes a time when we want to relax and retire, or at least have the option to choose whether to keep working or not. One of the major challenges with retirement funding is that people are living well beyond the traditional retirement age. Many companies set retirement at...

In our last episode, we focused on saving for those shorter-term goals, but today we’re diving into those medium to longer-term ones—like funding your child’s university education in 10 years, leaving a financial legacy, or maybe even starting your own business. So, how do you begin? We kick off by emphasizing the importance of setting clear and realistic financial goals. We provide a real-world e...

In this episode, we guide listeners on breaking free from debt reliance by establishing a solid savings plan. We explore the importance of saving, what goals to aim for, and the necessity of an emergency fund—why it’s crucial and how to create one. Contrary to common belief, a credit card should not be mistaken for an emergency fund! We share practical tips for building an emergency fund and discu...

In this video, Dr. Lekalakala takes us through her inspiring journey to becoming a homeowner. From unexpected shocks to costly mistakes, she shares the highs and lows of the process, what she wishes she knew before starting, and the valuable lessons she's learned along the way. Whether you're a first-time homebuyer or just curious about the realities of owning a home, this conversation i...

In our previous episode, we discussed life and risk cover—insurance that provides financial support if our health takes a turn or in the event of our passing. Equally important is health insurance, which helps cover medical expenses, not just for doctor visits but also for hospital stays or chronic treatments. Unfortunately, in South Africa, relying solely on government health services isn’t alway...

🎙️ In Episode 6 of the Santam Insure Your Future Money Bootcamp, Maya and I are joined by Johann Steyn, a certified financial planner at Rainmaker BlueStar by Sanlam. We dive deep into the complexities of life cover—what it means, why it matters, and how to make the best choices for your financial future. #moneybootcamp #podcast

In this episode, we address the challenge of managing overwhelming debt, particularly as interest rates and inflation continue to rise. With many people finding it difficult to keep up with their debt payments, we're here to provide practical advice and strategies to help you take back control of your finances. We'll cover topics like the snowball method, how to negotiate with your credi...

In today's episode of  Santam Insure Your Future Money Bootcamp, Maya and I focuse on responsible credit use, offering insights into budgeting, borrowing, and distinguishing between good and bad debt. We provide a comprehensive guide to understanding and managing debt. Enjoy

In Today's podcast, I sit down with Olen Sterling, a seasoned bond originator, to explore the ins and outs of the home buying process. Olen shares expert advice on securing the best bond deals, understanding interest rates, and navigating the often complex journey to home ownership. Whether you're a first-time buyer or looking to upgrade your current home, this episode is packed with val...

In this episode, we dive into the complexities of budgeting for significant financial commitments, such as buying a home. Join our discussions with previous mentees, Tshiamo and Babalo, who share their experiences and valuable insights on managing large expenses.  Whether you're planning to buy a house or make another big purchase, this episode will provide you with practical strategies to bu...

Episode two: Budgeting – directing your money The first step in gaining control of your finances is understanding where your money goes each month. In this podcast, Maya and I have an open and candid discussion about our own budgeting methods, sharing tips, hacks, and the financial mistakes we've made. We also talk to Sbongile, who began her money bootcamp journey as an intern on a small stip...

In this insightful interview, we sit down with renowned psychologist and coach, Farhana Goga, to explore the powerful connection between your mindset and your money. Discover the different money archetypes and how understanding your financial personality can transform your relationship with money.  Farhana shares practical tips on how to shift your mindset, overcome financial fears, and harness th...

Presenting the Santam Insure Your Future Money Bootcamp podcast series. Are you ready to seize control of your financial destiny? The Santam Insure Your Future Money Bootcamp podcast series is here to guide you through a transformative journey to help you master your finances. Hosted by Maya Fisher-French and Mapalo Makhu, this series is designed to help you build a solid financial foundation, no...

Are you making these mistakes with your Tax-Free Savings Account? Don't let simple errors sabotage your savings goals!

Join me as I  sit down with Nkosazana, also known as "The Car Lady," a seasoned car sales expert. In this insightful interview, Nkosazana shares her top tips and invaluable advice for anyone looking to buy their first car. Learn how to navigate the car-buying process, what to look for in a vehicle, and how to get the best deals. Whether you're a first-time buyer or looking to upgrad...