The Winner's Playbook

Send us Fan Mail Finding the right financial adviser can change your whole life. Pick the wrong one, and it can cost you time, money and trust. In this episode, Josh and Billy lift the lid on what really makes a great adviser. They share what to look for, what to avoid and how to spot red flags early, especially when it comes to product pushers, dodgy social media “finfluencers” and anyone floggin...

Send us Fan Mail What makes a great investment property? It's not just the postcode or the price tag. In this episode, Billy sits down with buyer's agent Kev Tran to unpack what smart property investing actually looks like. Kev shares his approach to choosing the right locations, avoiding the common traps, and why data always beats hype. They cover everything from off-the-plan risks and...

Send us Fan Mail Mindset isn’t just a buzzword. It’s the foundation for how you show up in life and business. In this episode of The Winner’s Playbook , Josh sits down with Baz Gardiner, a business mentor with over 65,000 hours of deep conversations under his belt. Baz shares the patterns he’s seen across countless business owners and high performers, and why your mindset, self-worth and sense of...

Send us Fan Mail Retirement might feel like the finish line, but there’s a lot to figure out before you get there. In this episode, Josh and Billy take a deep dive into what really matters in the lead-up to retirement. From how much you actually need, to where your income will come from and how Centrelink fits into the picture, this one covers all the essentials. They unpack common myths (like rel...

Send us Fan Mail Think you’ve left it too late to turn things around financially? Think again. In this episode, Josh and Billy bust the myth that you need to have it all figured out by your 30s. They break down why it's never too late to get back on track, and how to build a future you’re excited about—no matter your age or starting point. They share stories from real clients who made big cha...

Send us Fan Mail The election’s over, but what does that mean for your wallet? In this episode and Billy sit down with Belinda from Tax Invest Accounting. She’s been in the game for over 20 years and knows exactly how to break it down. They talk through how the results could impact your finances no political spin, just a straight-up chat about what everyday Aussies should be thinking about now, fr...

Send us Fan Mail Most people know they should be doing something with their money but what that “something” is can change a lot depending on where you’re at in life. In this episode, Josh and Billy break it all down by life stage, from your twenties through to your forties and beyond. In this episode, they cover the money moves that matter most at each stage, the common traps people fall into, and...

Send us Fan Mail Choosing the right tax structure for your business might not sound exciting, but it’s one of the most important decisions you’ll make and one that way too many people get wrong. In this episode, Josh and Richard break down the different types of business structures in Australia sole trader, company, trust and explain how each one affects things like tax, asset protection and your...

Send us Fan Mail For decades, retirement meant working hard until 65, then clocking off for good. But is that model still working? In this episode, Josh and Billy unpack the big shift in how we think about retirement. From the rise of FIRE (Financial Independence, Retire Early) to part-time work, passion projects and semi-retirement, they explore what modern retirement really looks like, and how t...

Send us Fan Mail The markets just got rocked and it’s all thanks to a bombshell announcement from Donald Trump. In this episode, Josh and Billy unpack what’s behind the sudden crash and why a new wave of tariffs has everyone from Wall Street to Aussie investors on edge. They break down what these tariffs actually are, why they spooked the market so badly, and how different industries, like tech an...

Send us Fan Mail Interest rates have shot up in recent history and it’s left a lot of people wondering, what should I actually be doing with my money right now? In this episode, Josh and Steve break down how a higher interest rate environment is changing the game when it comes to saving, investing and even borrowing.     They chat through what this means for things like your mortgage, super, share...

Send us Fan Mail Kids are amazing, but they’re not cheap. And if you’re a parent (or planning to be one), it helps to know what you’re really signing up for financially. In this episode, Josh and Billy dig into the true cost of raising kids in 2025. From nappies and daycare to school fees and weekend sports, they break down the expenses that can sneak up on you and how to plan ahead. They also sha...

Send us Fan Mail Making more money should mean getting ahead, right? Not always.    A bigger paycheck often leads to bigger spending - sometimes without even realising it.    That’s lifestyle creep and it can quietly drain your finances if you’re not paying attention. In this episode, Josh and Billy break down why lifestyle creep happens, how to spot it and what you can do to keep your income from...

Send us Fan Mail Interest rates have dropped, but what does that actually mean for your mortgage, investments and financial future? In this episode, Billy sits down with Eddie from Link Wealth Finance and The Brokers Lounge podcast to break it all down.    They dive into how lower rates affect borrowing power, whether now is the right time to buy and when refinancing makes sense.    Plus, they sha...

Send us Fan Mail If you’re the first in your family to build wealth, invest, or break free from financial struggles, you're forging a brand-new path - and that journey comes with its own challenges.  Without the guidance of family experience or generational wealth, where do you begin? In this episode, Josh and Billy will explore the unique obstacles first-generation investors face, the most c...

Send us Fan Mail Buying a home is a big milestone, but many first-time homeowners quickly realise there’s a lot more to it than just paying the mortgage.     In this episode, Josh, and Billy dive into the hidden costs that can catch you off guard, like maintenance, insurance, council rates and unexpected repairs. They share personal experiences, including some expensive surprises and lessons learn...

Send us Fan Mail Trump’s tariffs are back and they could hit your wallet in ways you might not expect. Prices on everything from cars to coffee could rise, supply chains could get messy and Australia’s economy might feel the ripple effects. In this episode, Josh and Billy break down what these tariffs mean for you, your investments, and even the price of everyday goods. They’ll unpack why Australi...

Send us Fan Mail Welcome back to another episode of The Winner’s Playbook , packed with money tips, career advice, success stories and real talk about the challenges along the way. Big changes on The Winner’s Playbook ! As we kick off 2025, we’re welcoming a new co-host, Billy Norman! He’s taking over the mic alongside Josh, bringing fresh insights, real talk and maybe a few hot takes. In this epi...

Send us Fan Mail Welcome to The Winner's Playbook, a podcast where Steve and Josh (Directors / Financial Advisers) chat about everything related to money, careers, success, challenges, mindset, and much more! It's our final episode for 2024 and we are finishing off with a BANG! We're wrapping up the year with our highlights and big learnings, as well as some client highlights for us...

Send us Fan Mail Welcome to The Winner's Playbook, a podcast where the Link Wealth advisers chat about everything related to money, careers, success, challenges, mindset, and much more! This week we've got Billy and Josh answering your burning questions about money in our Adviser Q&A! From decoding some of that investing jargon to the truth about who financial advisers work with — we...

Send us Fan Mail Welcome to The Winner's Playbook, a podcast where Steve and Josh (Directors / Financial Advisers) chat about everything related to money, careers, success, challenges, mindset, and much more! We know about stocks by now, what else can we invest in? Steve and Josh showing us the world of alternative assets — an area that is growing in popularity. After heading to the USA and s...

Send us Fan Mail Welcome to The Winner's Playbook, a podcast where Steve and Josh (Directors / Financial Advisers) chat about everything related to money, careers, success, challenges, mindset, and much more! The Barefoot Investor is one of the most popular finance books in Australia — but do his methods actually work? Steve and Josh are pulling apart some of Scott Pape's most popular we...

Send us Fan Mail Welcome to The Winner's Playbook, a podcast where Steve and Josh (Directors / Financial Advisers) chat about everything related to money, careers, success, challenges, mindset, and much more! With Josh due to have his first child any day now, we are chatting about all things family planning from a financial standpoint. From newborn prep to school fees or even upgrading the fa...

Send us Fan Mail Welcome to The Winner's Playbook, a podcast where Steve & Josh (Directors / Financial Advisers), chat about everything to do with money, careers, success, challenges, mindset and much more! This week we've got a special episode for you between Josh Lee and Kev Tran, Director and Buyer's Agent at Kev Tran Group. If real estate agents represent the seller, well bu...

Send us Fan Mail Welcome to The Winner's Playbook, a podcast where Steve and Josh (Directors / Financial Advisers) chat about everything related to money, careers, success, challenges, mindset, and much more! It's the final instalment in our Deep Dive series on tax structures, and we are finishing off on the all-important company individual and company structures. With both being popular...