The Wealth Without Wall Street Podcast

Have you ever wondered how the ultra-wealthy structure their investments to preserve and grow their wealth? In this episode, Tad Fallows, an expert in high-net-worth investing, joins Russ and Joey to discuss the strategies behind building $10M+ portfolios. Tad provides valuable insights into how top investors manage their wealth. He explains the mindset and practical steps that can turn passive in...

Have you ever wondered how wealthy retirees ensure their legacy lasts for generations? In this episode, the financial coaches explore the hidden wealth strategy retirees are using to build and pass down generational prosperity.  As traditional retirement plans and Wall Street methods lose their appeal, more retirees are turning to alternatives that offer greater control and a lasting legacy....

Have you ever wondered how you can make money in real estate without rushing through flips or facing massive risks? In this episode, Scott Jelinek joins Russ and Joey to share his proven method for building wealth through real estate investing by focusing on slow flips. Unlike traditional fast-paced house flipping, the slow flip strategy focuses on purchasing foreclosures, renovating them, and tur...

Most entrepreneurs overpay for health insurance without realizing there’s a flexible, lower-cost option that fits their financial freedom plan. In this episode, the financial coaches break down one of the most misunderstood topics for entrepreneurs: the real differences between traditional health insurance and health sharing programs. They explain why many business owners feel trapped by rising in...

What could be more terrifying than facing enemies on the battlefield or disarming a bomb? For military men, leaving the service can be more unnerving than combat because it means losing their identity and purpose. How can veterans overcome the fear of the unknown and build new paths to success after service? In this powerful episode, Jonathan Bates joins Russ and Joey to share his experience trans...

You've probably heard that Indexed Universal Life (IUL) is an excellent tool for building wealth, but is it really the best option for Infinite Banking? In this episode, the financial coaches dive into why Indexed Universal Life (IUL) may not be the best tool for your financial freedom, despite what your financial advisor might have told you.  The coaches explore the complexities of IULs and...

We all want to achieve financial freedom, but there's no single path to getting there. What is the right way to go? In this episode, Russ and Joey have a heated debate about the best way to create passive income and achieve financial freedom. Though the duo has reached $50,000 per month in passive income, they completely disagree on how to do it. Russ advocates for investing in deals with long-ter...

Are you curious about how banks make lots of money? In this episode, the financial coaches dive into one of the lesser-known financial strategies that banks use to build wealth: Bank-Owned Life Insurance (BOLI).  While BOLI is typically utilized by financial institutions to create long-term, tax-deferred growth, the coaches break down how anyone can apply the same principles to their own fina...

Are you looking for a unique and profitable investment opportunity? In this episode, Brandon Cobb joins Russ and Joey to discuss how to transform farmland into cash-flowing communities. As a co-founder of HBG Capital, Brandon shares insights into turning raw land into thriving residential areas that national homebuilders are eager to buy. He dives into the current market demand for entry-level hou...

Are you unknowingly falling for the traps that keep you stuck in the rat race? In this episode, the financial coaches expose the hidden traps that prevent many from achieving true financial freedom. They dive into the dangers of relying on traditional financial advice, such as saving in qualified plans, paying off your home early, and other common practices that sound good but actually trap people...

Did you know that there's a path to achieving financial freedom without relying on traditional methods? In today's conversation, the financial coaches reveal the one thing the financial system doesn't want you to know about the Infinite Banking concept (IBC). This powerful strategy, often misunderstood or overlooked, enables individuals to take control of their finances and establish sustainable p...

Selling your business may be one of the hardest decisions any business owner has to make. But even if you don’t plan to sell any time soon, it’s still important to think about an eventual exit. In today's episode, Saul Cohen joins Russ and Joey to discuss the steps business owners should take to successfully prepare for an exit and ensure a lucrative sale. This episode provides valuable insights f...

When interest rates shift, the rules of investing, borrowing, and building passive income shift too. In this timely conversation, the financial coaches discuss the upcoming rate cuts, their ripple effects across real estate and the economy, and how savvy investors should prepare. They break down why cheaper capital creates more deals, but also more risk, and how lower borrowing costs can push up a...

Do you want to learn how to build a financial system that generates passive income without relying on Wall Street? In this episode, Russ and Joey share their monthly passive income report, revealing the strategies they use to generate consistent, reliable cash flow without relying on traditional financial systems. They also share actionable steps on how to replicate their success. The duo goes on...

Are you tired of working harder for your money and never feeling truly free? In today's conversation, the financial coaches break down why making more money isn’t enough. Instead, you need a proven system that can turn your active income into passive income and help you achieve financial freedom. The discussion highlights why relying on random financial tactics only leads to random results. By imp...

Managing a short-term rental can feel overwhelming, especially with all the market myths out there. In this episode, John Bianchi joins Russ and Joey to break down why Airbnb is far from dead and how to strategically position your rentals for maximum profitability. John dives into what makes a property desirable, the importance of amenities, and how to create a “destination” experience that attrac...

What comes to mind when you think about the Jordan brand? In today’s episode, the financial coaches explore how to build streams of income that last beyond your lifetime, just like Michael Jordan’s legendary brand. They dive deep into the mindset shift needed to create streams of income that continue after you’re gone. Instead of focusing on accumulating a large sum for retirement, the focus is on...

Managing a business is challenging. It's even more difficult when you're juggling multiple ventures. How do you break free from the chaos and scale effectively? In this episode, Joshua Kalinowski joins Russ and Joey to share the secret to scaling multiple businesses without the chaos. From real estate to roofing, Joshua reveals how his company evolved into a successful holding company, ensuring ea...

Debt freedom is often seen as the ultimate goal, but is it really the key to financial freedom? In this episode, the financial coaches dive into why eliminating debt doesn’t automatically lead to true financial independence, and how the journey to wealth requires more than just paying off what you owe. They discuss how the “debt-free” mindset can lead to a life of dependence on a paycheck, without...

Are your crypto taxes putting your investments and your wallet at risk without you even knowing it? In this episode, Russ and Joey dive into the complex world of cryptocurrency taxes with Janna Scott, a former government CPA turned crypto tax expert.  Janna shares her firsthand experience identifying inconsistencies in major crypto tax software and highlights the risks investors face when rel...

Have you ever wondered how to set your kids up for financial success? In today's conversation, the financial coaches reveal three powerful strategies to help your children become multi-millionaires. It's not about passing down money–it’s about passing down the skills, mindset, and systems that will enable them to create wealth for themselves.  The coaches share practical steps that can make a...

Have you ever wondered how to turn hard assets into real financial freedom? In this episode, Ben Reinberg, author of Hard Assets and Hard Money for Hard Times , joins Russ and Joey to share his blueprint for building a cash-flowing empire even if you don’t have millions to start. Starting from humble beginnings, Ben explains how he leveraged commercial real estate to generate consistent cash flow...

Are you stuck in acquiring knowledge about building financial systems without achieving the results you want? Today's conversation breaks down why many investors hit a wall and how to move from education to action.  Tune in as the financial coaches discuss the mindset shift required to convert active income into passive income. With personal stories and powerful insights, they share how you c...

Are you feeling overwhelmed by all the investment opportunities available? It’s easy to chase the shiny objects, but how do you know what’s the best fit for you?  In this episode, Russ and Joey break down The Golden Filter–the key to making smart, calculated investment decisions. They’ll walk you through three critical components (fit, risk, and outcome) and show you how understanding your In...

Did you know the latest tax bill could save real estate investors $100k+ while accelerating your path to financial freedom? If you’re a real estate investor, understanding the latest tax incentives could mean keeping tens of thousands more in your pocket while accelerating your wealth-building strategy. In this episode, Russ, Joey, Jamie, and Jonathan break down how Trump’s Big Beautiful Tax Bill...