Kristen Wonch

The Wealth Equation

Business EN ↓ 231 episodes

A show for ambitious women to learn the investing + wealth secrets no one else is talking about. Where high-income earners, self-made millionaires, and industry thought leaders share the raw, behind-the-scenes stories of how they made 7 & 8 figures + how they uncovered their deepest money blocks and shifted them. Join us each week as we pull back the curtain on simple AF investing principles that won't just grow your income, but actually make you RICH. Stuff you can actually use. Easy enough for a grade 4 to understand. For women ready to make the shift from high-earner to Compounding Queen. Y...

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Author

Kristen Wonch

Category

Business

Latest episode

Nov 12, 2026

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Episodes

Raise the ROI of Time + Money to 20X your Net Worth 15.05.2026

Most women think the answer to making more money is working harder, longer, or squeezing more into an already packed schedule. In this episode, I break down why that is one of the biggest wealth traps I see, and how the real game is learning to create more output with the exact same input. I’m sharing the identity shift that helped me turn a $54K cash week into over $1M in long-term wealth, why To...

What to do with your Inheritance 08.05.2026

Coming into a large sum of money whether through an inheritance or divorce, can feel overwhelming, emotional, and even a little scary. In this episode, I walk you through how to actually think about that money so you don’t avoid it, mismanage it, or leave massive growth on the table. The way you handle this moment will determine whether this becomes a missed opportunity… or one of the most powerfu...

From Messy to Clean Investments in 2 Hours 28.04.2026

Messy investments aren’t just inconvenient, they’re costing you clarity, energy, and a significant amount of money. In this episode, I show you how to go from scattered accounts, forgotten logins, and total avoidance… to fully clean, organized investments in just 1 to 2 hours. I also break down the real reason you’ve been avoiding this, what it’s secretly costing you every single day, and the simp...

Why 1M Portfolio is Better than a 1M Business 21.04.2026

We’ve been sold a very one-sided version of wealth where building a $1M business is the ultimate goal. In this episode, I break down why a $1M portfolio is actually far more powerful, far more freeing, and far less reliant on your time and energy. Because the difference between a cash machine and a wealth machine is what determines whether you stay stuck working for money… or your money starts wor...

How to Double Your Net Worth in 12 Months 16.04.2026

Doubling your net worth isn’t about making more money, it’s about what you do with the money you already have. In this episode, I’m breaking down how to rapidly grow your net worth, the biggest mistake business owners make when it comes to money, and the toxic thoughts that are quietly eroding your wealth. We dive into the identity shift required to actually build wealth, the quick wins that can p...

Controversial Thoughts on Money + Partnership 09.04.2026

Money and partnership is one of the most loaded conversations we have, and most people are operating on default without ever questioning it. In this episode, I’m sharing some controversial thoughts on money and relationships, including a story that will completely shift how you think about power, decision-making, and financial dynamics in partnership. We dive into shared vs separate finances, why...

The Real Reason you Avoid your Numbers (and the Instant Fix) 02.04.2026

If you’ve ever avoided looking at your numbers - whether it’s your income, your spending, or your investments,  this one's for you. In this episode, I’m breaking down the real reason you avoid your numbers (and it’s not what you think), and how to fix it instantly so you can feel more free, more powerful, and more in control of your money. You’ll understand exactly what’s happening in your brain i...

Being Confident even During Falling Markets 27.03.2026

Most women think confidence in investing comes from predicting what the market will do next,  but that’s not actually what creates real certainty.   In this episode, I’m breaking down what’s actually happening when markets are falling and how to build unshakable confidence in your portfolio - even when everything feels uncertain. I share the two core reasons I never worry about my investments, wha...

The Order of Money Priorities to Build Millions 19.03.2026

Success with money isn’t just about making more,  it’s about knowing exactly where your money should go and in what order to actually build wealth. In this episode, I’m answering one of the most common questions I get: where should I be putting my money and what is the best place for all my money to go and in what order?   I’m going to reframe your thinking around money, your identity, and how to...

The 5 Investing Mistakes Even Smart Women Make 12.03.2026

In this episode, I’m sharing a powerful clip from my masterclass “The $10M Wealth Gap: 5 Investing Mistakes Even Smart Women Make.” I break down the three phases of wealth every woman moves through, the identity shift required to become a powerful investor, and the surprising math behind why a $1M portfolio can create far more freedom than a $1M business.   Tune in to learn: • The three phases of...

The Daily Cost of a Mismanaged Portfolio 06.03.2026

Success with money isn’t just about what happens decades from now. In this episode, I’m breaking down the daily cost of a mismanaged portfolio, and how small tweaks you make today can dramatically change your long-term wealth. If you’ve ever wondered how compound interest actually works (without the confusing math), this episode will show you exactly how tiny shifts today can double or even triple...

7 Surprising Results of an Optimized Portfolio 27.02.2026

Success with money isn’t just “more numbers on a screen”. It changes how you feel in your body, your relationships, and your life. In this episode, I’m taking you behind the scenes of what actually happens when your portfolio is optimized, and why most women can’t imagine these results until they experience them. You’ll hear the real, unexpected ripple effects my clients report after we simplify t...

Why Self Managaed Portfolios Outperform Advisors 20.02.2026

Most women assume advisors outperform because they’re “experts.” The data inside real portfolios tells a very different story. In this episode, I take you behind the scenes of reviewing real client portfolios - many advisor-managed, ranging from $30K to over $3M, and show you exactly what’s working, what’s quietly draining wealth, and why it’s not only possible, but easy, for women to outperform a...

Falling in LOVE with investing, market swings and life 11.02.2026

Falling in love with investing isn’t about avoiding volatility. It’s about changing how you relate to it. In this episode, I take you behind the scenes of a client message, a private conversation with one of my closest friends after the 35% silver crash, and the single driver behind my investing philosophy,  the reason I never worry about the market and continue to make so much money investing. Tu...

The Gold + Silver Crash Explained 04.02.2026

Gold and silver just experienced a sharp crash, and for a lot of women, it triggered confusion, fear, and “what do I do now?”. In this episode, I slow everything down and give you the context you actually need to understand what just happened, why commodities move the way they do, and how to think about this kind of volatility without panicking or making reactive decisions.   Tune in to learn: Wha...

Risk + Returns Explained Simply 30.01.2026

Risk and returns are often treated like complex financial theory, but they actually follow simple rules that most people are never taught. In this episode, I break down how risk and returns really work, why “risk-free high returns” are impossible, how to spot scams instantly, and why extreme returns don’t belong in your long-term plan, so you can invest with clarity, confidence, and strategy inste...

Eliminating Success Guilt 23.01.2026

Success shame is one of the most invisible forces holding women back from wealth. When women hit big milestones, start making big money, or begin holding wealth at higher levels, something unexpected often happens, we shrink, minimize, or subconsciously sabotage our success. In this episode, I unpack where success shame comes from, why it exists, and how the subconscious programming behind it crea...

Am I too Late? Investing in your 40s, 50s or 60s 16.01.2026

This episode is for women in their 40s, 50s, or 60s who are wondering if it’s too late to invest. The real question isn’t whether you started early enough — it’s whether your money is compounding now.   Tune in to learn: Why the real question isn’t “did I start early enough?” — it’s “is my money compounding or not?” The one thing you don’t realize about how much time you actually still have The di...

2025 Market Updates + 2026 Predictions 09.01.2026

We are officially in 2026, and this is one of the most important episodes I’ve ever recorded. I’m recapping what actually happened in the markets in 2025 and sharing how I’m thinking about investing in 2026 - especially as AI continues to transform everything. Tune in to learn: What actually happened in the markets in 2025, including key stats and winners Why 2026 is going to be a huge year for in...

6 Signs Your Advisor Is F*cking You 01.01.2026

In this episode, I’m sharing the six signs your advisor is f*cking you based on what I’ve seen behind the scenes after reviewing countless client portfolios. I’m breaking down why so many women end up confused, doubting themselves, and missing the one number that actually tells you whether your investments are underperforming.   Tune in to learn: The six clear signs your advisor is actually costin...

5 RED FLAG Mistakes That Kill Even Seasoned Investors 24.12.2025

In this episode, I’m breaking down the biggest counter-intuitive mistakes that even seasoned investors make,  mistakes I’ve made myself. These are the things people believe will make them money, but actually cost them millions over time.   Tune in to learn: The biggest mistakes that smart, experienced investors make Why what feels sophisticated often loses money in the long run The three L’s of th...

Wealthy vs. Broke Debt 18.12.2025

Debt is a very powerful tool, and often we are socialized to believe that debt is bad and being debt-free is good, and that’s actually not true. In this episode, I’m sharing the difference between wealthy debt and broke debt, why the world’s largest companies almost always have debt on their balance sheets, and how debt can either accelerate your growth or become a huge downfall if you don’t know...

When Things are Outside of your Control 12.12.2025

When life throws you something you can’t control, most women spiral into frustration — but it’s never the circumstance that creates suffering, it’s the story you tell about it. In this episode, I share the mindset tool that has changed my life (and my clients’ lives) the most, and the two beliefs that instantly create freedom no matter what’s happening around you. Tune in to learn: How to navigate...

6 Signs your Portfolio is Underperforming 03.12.2025

Most women have no idea whether their portfolio is actually working, and the cost of underperformance is massive. In this episode, I’m breaking down the quiet warning signs that your investments aren’t growing the way they should, and the key numbers you must know to protect your long-term wealth.   Tune in to learn: The #1 number you must know about your investments A shocking stat about ‘expert’...

How Ultra Rich Women Think Differently 28.11.2025

Ultra-rich women think about money completely differently, and these mindset shifts are the real reason they build wealth faster, easier, and with far less stress. In this episode, I break down the four patterns that separate high earners from women who actually grow a powerful net worth.   Tune in to learn: The invisible mental frameworks and decision-making criteria ultra-rich women use The four...

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