The Wealth and Income Podcast

A friend told me her advisor said she only needed eight times her income to retire. I nearly spit out my drink. In this episode, we unpack the numbers behind this dangerously oversimplified advice—and walk through what it actually takes to retire without running out of money. From withdrawal rates to Monte Carlo simulations, we explore why conventional wisdom often falls short and what you need to...

Before you make a major financial (or life) move, how do you know if the dream is truly yours—or just a leftover memory? Or even outside influence? In this episode, Mary Lyons and Eric Alexander dive into the surprising value of test-driving your dreams. From sports cars to second homes to family goals, they unpack the difference between real desires and impulsive wants, and how to approach big de...

What happens when your income doubles—but your stress does too? In this powerful real-world case study, we walk through the journey of “Bob and Sue,” a high-earning couple navigating family, rising income, and the toll of burnout. Instead of falling into lifestyle inflation, they took a radically different path—one that prioritized freedom, flexibility, and future-proofing their financial plan.  T...

What if your dream life isn’t actually your dream? In this episode, we explore the powerful concept of test-driving your dreams before committing to big life changes. From buying lake houses to manual-transmission sports cars, our hosts share personal stories, client experiences, and honest realizations about what brings real joy, energy, and purpose. It's a thought-provoking dive into understandi...

What does it really take to retire early—and still live fully today? In this episode, we dive into the financial strategy of a high-earning couple in their 30s determined to retire by 50—not to stop working, but to start living intentionally. Learn how they’re building wealth, avoiding lifestyle inflation, and designing a future filled with travel and creative pursuits.   If you're aiming for fina...

Markets got spicy—and not in the fun way. After a turbulent few days on Wall Street, Mary Lyons, The Wealth Woman, and Eric Alexander break down what’s really happening in the markets—and what investors should keep in mind when fear kicks in. From circuit breakers to emotional decision-making, they explore how to stay grounded through market swings, manage portfolio risk, and keep your long-term s...

In this episode of the Wealth and Income Podcast, hosts Mary, Lyons, The Wealth Woman, and Eric Alexander explore a critical but often overlooked aspect of financial planning: protection first—discussing why safeguarding wealth is just as essential as growing it. Learn how life insurance, financial security strategies, and the concept of "human economic value" can protect your loved ones and ensur...

Join us as we review an article from Ernst and Young that demonstrates the power of a retirement plan focused on income and multiple asset classes coordinated together. E&Y Article: How insurance and investments can improve financial wellness

Mary Lyons, The Wealth Woman, and Eric Alexander discuss key conversations to have with your significant other when it comes to money. Part financial education, part therapy, these points will help you avoid common pain points and provide tools to navigate disagreements to find alignment and eliminate a key source of stress for many couples. 

This week, we explore three essential questions you should be asking your advisor—are you leaving money on the table? Mary Lyons, The Wealth Woman, and Eric Alexander reveal key financial oversights that many advisors miss, potentially costing you valuable income opportunities.

In this episode, hosts Mary Lyons and Eric Alexander are back with transformative insights gained from Oliver Burkeman's book, 4,000 Weeks: Time Management for Mortals. They explore the concept of time management beyond productivity, emphasizing how life's finite nature necessitates intentionality in choosing what truly matters. Through personal anecdotes and practical advice, they touch on themes...

Ahead of Valentine's Day this week, we're revisiting our discussion about money dynamics between couples, focused on how you can learn to speak openly and honestly about money — with Dr. Ryan Holliman, owner and clinician at Dallas Psychotherapy, PLLC.

Join us as we look at a new way to incorporate inheritance into an income plan.  We had the opportunity to help a family exit their business earlier than they thought possible, still get the income they need, and grow the legacy they were given for the next generation.

Join us for a conversation with Andrea Engstrom as we talk about the importance of clarity, confidence and connections when it comes to growing your business and your wealth.   Andrea's Bold Mastermind - https://andreaengstrom.com/

Join us as we walk through mindset and strategy when it comes to setting up investment accounts.  We also dive into how a diversity of style can enhance your diversity in assets.

Join us as we review an article from Ernst and Young that demonstrates the power of a retirement plan focused on income and multiple asset classes coordinated together. E&Y Article: How insurance and investments can improve financial wellness

Join us as we examine the pressure many families have faced over the last 40 years. Prices have been climbing, but wages have not always kept pace. We will also discuss the renewed importance of having an efficient system and making every dollar do multiple jobs.

Join us as we walk through a tough client story about how planning for income at retirement had to pivot to planning for options and income today. We explore two universal truths: First, money is simply a tool to get what we need. Second, a mindset and strategies centered around flexibility and income are paramount when the unexpected shows up uninvited.

The hardest part of building wealth is convincing yourself to save money - just like the hardest part of getting healthy is convincing yourself to go to the gym. If you woke up already at the gym, you’d be fit in no time. David Mozeika, the owner and visionary behind the Currence System, joins us to talk about cracking the code to saving more without feeling a sense of deprivation.

Our discussion with Howard Polansky, owner of Financially Led--Join us as we walk through the harrowing experience that got him out of a career he dreaded and into a life built around teaching.  Learn about his simple process of increasing the velocity of cash through your financial system to get rid of debt faster without having to go on a starvation budget and getting to the offensive side of pl...

Join us as we break down the key findings and point out some of the misses from a podcast recorded earlier this week about the history of 401Ks, where they win, and where they fail.

When the worst-case scenario in life occurs, how do you know how much life insurance is the right amount?

Join us as we walk through a little of the history of social security, how it was initially set up, and some of the pressures we see in the system.

When income and the future are uncertain, our instinct is to do nothing. The problem is that doing nothing gives up one of your most precious levers for planning: time. Join us as we look at the strategies and mindset needed to plan for retirement when income is in flux or unpredictable.

Accounting can often feel like a necessary evil. Something you just have to power through.  But . . . what if it could be the gateway to making critical decisions to get the most out of your business?  Join us as we talk with Nolan Bradbury. Nolan Bradbury's website: Bradfield Accounting & Advisory