Michelle Moses | CFP® & Realtor®

The Unconventional Investor

Business EN ↓ 94 episodes

Are you feeling overwhelmed managing your portfolio?   Are you looking for ways to simplify your finances, generate more income, and build lasting wealth?   If you answered yes to any of these questions, you’re in the right place! Welcome to The Unconventional Investor® podcast—a show dedicated to helping investors explore non-traditional investments and real estate strategies to create a stronger, more diversified portfolio. My goal is to empower you with the knowledge and confidence to make informed financial decisions, think outside the traditional stock market, and achieve your long-term f...

Author

Michelle Moses | CFP® & Realtor®

Category

Business

Podcast website

www.mefinancial.net

Latest episode

Jul 7, 2026

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Episodes

Ep. 43 - Legal and Financial Tips for Buying Commercial Real Estate 25.06.2024

Considering investing in commercial real estate for your business? Learn the pros and cons of owning vs. renting for your business needs. Mandi Hunter, the founder of Kansas City's first full-service standalone real estate law firm, Hunter Law Group, joins us to share her knowledge.    Key Topics: Timing: Considering interest rates, cash flow, and business growth stages before making a purchase. D...

Ep. 42 - Creative Real Estate Financing: Syndication, Passive Income, and Mortgage Funds 18.06.2024

"Creative real estate is anything where you're not putting 20% down with a 30 year mortgage found in the MLS." The truth is, you don't need to be a millionaire to turn real estate into a wealth-building tool. Today, we're talking details on real estate financing - both for aspiring investors and those looking for alternative investment opportunities! Our guest is real estate investor and private m...

Ep. 41 - Investment Idea: How Tech is Changing the Affordability of Apartments 11.06.2024

We hear every day about the increasing cost of housing. But what if there was a way to live in a beautiful, tech-integrated apartment without breaking the bank?   Norhart Real Estate Investing is changing the game by building affordable, high-quality apartments with a unique, vertically-integrated construction process.     Join us as we chat with CEO, Mike Keating about Norhart's mission to help p...

Solutions for Millennials and Gen Zers Saving for Retirement with Anne Lester (Ep 40) 04.06.2024

Struggling to save for your dreams? Financial freedom might not be about that fancy car. In this episode, we chat with award-winning investor and author Anne Lester of "Your Best Financial Life: Save Smart Now for the Future You Want." We'll: Redefine financial freedom and explore how to achieve it on your terms Learn mind tricks to boost your savings Discuss money insecurities that perpetuated by...

Ep. 39 - Turn Knowledge into Action: Strategies to Make Financial Books Stick 28.05.2024

Do you feel like self-help books go in one ear and out the other? You're not alone! Millions struggle to implement the amazing tips and tricks they learn from non-fiction books. What if you could turn those "aha!" moments into lasting changes? In this episode, Nick Hutchinson, author of “Rise of the Reader“ shares strategies for retaining information and finally putting self-help books into action...

Ep. 38 - How Franchises Can Be Used For Building Wealth 21.05.2024

Think you can't afford a franchise? This episode shows us how $50,000 can open the door to business ownership. Greg Mohr, a franchising expert and Wall Street Journal best-selling author joins us to share the details of buying or starting your own franchise. I think you'll be surprised by how easy it is to get into franchising and the support you’ll receive throughout the process. 

 From discover...

Ep. 37 - Luxury AirBnbs: Why They're a Good Investment 14.05.2024

Did you know more families are spending 3xs more on luxury vacation rentals, seeking unforgettable experiences? In this episode, Ross Greenberg, Realtor® and owner of Luxury Cash Flow shares his secrets to success in the high-end rental market. We talk in detail about: What to look for when purchasing a property  How to on-board with amenities that elevate your listing How to find the perfect mana...

Ep. 36 - Supporting Newly Single Women on Their Journey to Financial Independence 07.05.2024

Rachael Burns, CFP and Certified Divorce Financial Analyst joins me to discuss ways to prepare yourself if you find yourself on your own. We talk about: How spiking interest rates have complicated divorce settlements, especially when dealing with real estate. Creative living arrangements like 'nesting'. How you can always be prepared just by being involved in the finances regularly. Rachel will te...

Ep. 35 - From Hotels to RV Parks: The Ins and Outs of Alternative Investments 30.04.2024

Are you looking to diversify outside the stock market? Alternative investments might be the answer you're looking for. Investing in buildings, apartments or even employee stock options aren't just for the ultra-wealthy, you can have access to these funds from almost anywhere. In this episode, I explain how alternative asset funds work and how they can be added to your portfolio to reduce volatilit...

Ep. 34 - An Investment Strategy to Create Passive Income: Infinite Banking 23.04.2024

Earning money in two places at once sounds too good to be true, but if structured correctly, that's exactly what you can do with something called Infinite Banking. We talk about this alternative investment strategy with Chris Miles, of Money Ripples. Chris is a leading authority teaching entrepreneurs and professionals how to get their money working for them today.

 We explain what the Infinite B...

Ep. 33 - Shhh! How to Privately Buy Real Estate 16.04.2024

Want to buy real estate privately? There are ways to increase anonymity, but it's important to be aware of limitations. Grant McKeehan joins us to explore strategies like LLCs, understand why trusts might not be the answer, and navigate the legal landscape.    


 🔑 **Key Takeaways:** -Learn how LLCs can offer anonymity for property ownership, especially in certain states. - Discover the limitati...

Ep. 32 - Avoid Wearing Black Socks with Sandals & Learn to Live Your Life! 09.04.2024

We often think of turning off working and turning on the fun when we think of retiring. Jeff Kikel, of Freedom Day Planning, wants us to think of it differently. In this episode, we talk about re-thinking retirement from taking 4% of your portfolio to creating streams of income to support your lifestyle. 

Jeff shares the exact steps he follows to get there and some ideas he and his clients have e...

Ep. 31 - Should You Leave Annuities in the Dust? How & Where to Use Them. 02.04.2024

Annuities get a bad rap, but are they truly in the "do not use" zone? In this episode, Michelle discusses the different types of annuities and how they can fit into your financial plan. You'll Learn: -The various types of annuities and their functionalities. -How annuities can be structured to benefit your retirement goals. -Real-world scenarios where annuities might be a good fit. -Michelle's hon...

Ep. 30 - Real Estate Title Fraud: How to Keep Your Property Safe 26.03.2024

Did you know that real estate fraud happens daily? And it happens to very intelligent and savvy homeowners. In this episode, Tanner Herrick, EVP of Premiere Title, talks to us about the tactics criminals are using - from hacking email accounts to listing frauded properties for sale on Zillow. Learn how to prevent wire fraud, deed fraud, and other sophisticated real estate scams.   Key Takeaways: D...

Ep. 29 - Making Money a Positive and Empowering Experience 19.03.2024

Are you struggling in making changes with your money? Join me as I share practical tips to help you shift your mindset and feel better about your finances. Learn how to align your money with your values, make mistakes and learn from them, and protect your mindset from negative influences. Key Takeaways -  Recognizing and avoiding blaming others for your finances. How to act in ways that reflect yo...

Ep. 28 - Managing Your Stock Options: From ISOs to NSOs 12.03.2024

Confused by stock options? Do you worry about how to maximize them? Jared Van Arsdale, CPA , partner at Ullman & Co., P.C. joins us to explain what stock options are and the tax implications of each one.  Key Takeaways -  A simple mindset trick so you know when to exercise your options. If holding your options for the long haul is the right move. Understand the different types of stock options...

Ep. 27 - FDIC Insurance & Protecting Your Accounts: Insured vs. Uninsured Deposits 05.03.2024

How do you ensure your money is as safe when a bank collapses? Why is diversification key in your banking portfolio? And what exactly does the repo window have to do with bank's solvency? In an industry where 47% of deposits are uninsured and recent failures like Silicon Valley Bank have shaken confidence, we discuss the important role of the FDIC in monitoring, auditing, and deciding the future o...

Ep. 26 - Laundromat Ownership: Is This Passive Business For You? 27.02.2024

The mortgage broker who pivots to create different streams of income! Jud Holmes, an established mortgage broker, saw a downturn coming and sought to purchase a coinless laundromat for more passive income. He takes us through his eye-opening experience of researching, purchasing and his first year running his coinless laundromat. From searching bizbuysell.com to discovering the profitability of la...

Ep. 25 - Do You Need a Property Manager? Stories of Being a Landlord 20.02.2024

We sit down with property manager, Howard Rudin, Realtor®, to talk about the details of being a landlord. Even if you think you can handle it all, Howard talk about the tasks, laws, and potential pitfalls you might not be aware of. A property manager can handle: Tenant Relations: From finding ideal tenants to managing complaints and enforcing lease agreements, learn how property managers free up y...

Ep. 24 - My Honest Opinion About Life Insurance & the Different Ways to Utilize it 13.02.2024

Are you confused by the different messages you receive about life insurance? Learn how life insurance can fit into your financial plan, whether it's a smart investment or something you should bypass. I give you the low down on life insurance in this episode - What the different types of life insurance are and how they work How I use policies in my financial planning Terms and phrases like "Indexed...

Ep. 23 - Finding Happiness with Your Current Income Through Financial Coaching 06.02.2024

Many individuals earning six-figures struggle to make ends meet. Join us with financial coach, Ericka Young, as we explore why this happens, the stress that can come with increased income, and solutions to alleviate financial challenges.   We also speak to the benefits of implementing a coaching program in the workplace. Discover how this not only aids employees in managing their finances but also...

Ep. 22 - Adding a Retirement Plan to Your Business: Which One Is Right For You? 30.01.2024

If you're a business owner wanting to maximize tax savings, exploring retirement plans could be a good fit. We have Sara Johnson, QKA®, AIF®, CPFA®, a specialist in this field, here to guide you on when, how, and what type of plan aligns with your goals. This might be the best time to start a plan!  Numerous tax credits are available to start your retirement plan in 2024/25– someting that has neve...

Ep. 21 - Creative Ways to Purchase Real Estate (Including Rentals) 16.01.2024

If you’re worried you won't be able to purchase real estate in the current environment, this episode may give you hope! Jeff Ohm, Managing Partner of Forward Loans, shares creative ways people are purchasing real estate. We start by looking at VA loans for veterans, move on to buying down mortgage rates, and conclude with loans based solely on rental income—options that may require minimal down pa...

Ep. 20 - A Financial Advisors Most Frequently Asked Questions 02.01.2024

In this episode, I address my most frequently asked financial questions. Join me to find the answers to questions that keep you up at night! What should I do with my cash? This is by-far my most asked question and changes depending on the market conditions. Finding a good CPA Health Insurance - are there cheaper options out there? Buying a car and getting the best rate on your loan - listen in to...

Ep. 19 - Credit Strategies for People With Perfect Credit 19.12.2023

Even if you're well versed in credit scores, you'll learn something new in this episode!   Credit expert, Patrick Ritchie, joins me to talk about ways people unknowingly hurt their credit, ways you can easily fix it and even a free government resource for rapidly fixing issues when credit card companies are unresponsive. Join us for our deep dive on credit and it's impact on the different facets o...

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