The UK Money Podcast

Today I'm looking at the State Pension, and discussing why it's relevant not just for older people, but younger ones as well. It's in the news this week with talk around the Triple Lock potentially handing pensioners a 8% pay rise. I explain how this is possible and why I personally don’t think it’s right. I also answer a listener question around surplus cash, and whether a pension fund is to best...

Today I'm answering a really common question I get from lots of my content - "Which investment provider should I use?" I talk through the key areas that drive long term investment performance, and explain why the platform or investment provider that you select is way down that list. I also put the call out for guest to appear on the show! Yes I want you to come on The UK Money Podcast! Give me a s...

Alternative assets. That little slice of the pie chart on your pension statement that you're not quite sure invests in. In today's episode, I'll be explaining what alternative assets are, providing some examples and discussing some of the benefits and some of the risks of investing in them. If you have a question you'd like answered, then please get in touch. The more questions I get from you guys...

Today I'm answering the question "What is ESG Investing?" ESG, Social Investing, Responsible Investing or Green Investing. It goes by many names and it's a growing area that many investors are seeing as a more important part of their wealth creation strategy. It's an issue that is becoming more mainstream, but it's also one that isn't easy to implement. In this episode I discuss what it means to b...

In this episode of the podcast I talk through some options for a high earner who has his his pension lifetime allowance. What other tax effective options are out there? I also respond to an email from a listener who wants to know more info on my beef with buy to let property! If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public...

A couple of great questions this week from my listeners. In this episode I'm discussing how to minimise the impact on your portfolio from an asset bubble, as well as discussing rewards programs and credit card points. If you have a question then please send me a voice message below, or otherwise email me at jason@jasonmountford.com . https://www.moneysavingexpert.com/deals/ If you want to drop me...

Today I'm back after some time off and bringing you a question I get asked all the time. How much do I need for retirement? I get asked this from people from ages 25 through to 60+ and there are some clear guidelines you can use to start to work through the answer. I also discuss ratios and stock market analysis and my take on whether it's realistic for the average investor. Contact me on jason@ja...

Today I'm talking about planning finances around starting a family. This episode has some interesting stuff for new parents or those planning to become new parents, but it will also be useful to grandparents or anyone else who'd like to help secure a... If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would l...

I answer a brilliant question from listener Lauren about investing via Lifetime ISA compared to a Pension. I also chat through some of the key issues from yesterday’s budget announcement. If you have questions about anything to do with finance, please... nOJjffG1yGNyMnOhbiU5 If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public e...

Today I'm explaining the process of how you become an IFA in the UK. I have had a couple of emails about this, so I thought it would be worth sharing my thoughts on the career path and the steps you need to take if you want to give financial advice. If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would like...

My 6 step financial blueprint:1.      Write down all your assets and liabilities2.      Do up a budget3.      Build up an emergency fund4.      Pay off debt – highest interest first vs snowball method5.      Set your objectives6.      Invest spare... If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would like...

This week I'm answering a listener question on whether to buy a house to live in, or rent and invest instead. It's an interesting one that comes up relatively frequently so I thought it was definitely worth discussing! Do you have a question? Hit me up... If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would...

I DO NOT RECOMMEND THAT YOU BUY ANY SHARE AS A RESULT OF LISTENING TO THIS PODCAST. INVESTING IN HIGHLY VOLATILE SHARES LIKE THIS MEANS YOU HAVE A HIGH CHANCE OF LOSING ALL OF YOUR MONEY.This is a bonus episode where I explain exactly what is happening... If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would...

Number 11 on the Apple Podcast Business charts! Bloody hell, thank you to everyone subscribed! Today I discuss Pound Cost Averaging and the latest episode of Keeping Up With the Kardashians. Oh sorry, no, I mean Income Tax! If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would like to discuss this with other...

In this episode I'm looking at a common question for those with extra cashflow or savings. If you've got some spare cash, should you pay off debt or invest? If you want to invest, where's the best place to do that? I also give a shoutout to the UK... If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would like...

In this episode I talk about the year just gone for the FTSE 100 and the S&P 500. It's definitely been a tale of 2 markets, with very different outcomes across each side of the pond. This highlights the importance of diversification in any... If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would like to...

In this episode of the UK Money Podcast we're talking about risk. Often the words Risk and Volatility are used interchangeably, but there are some differences between them. Even though they don't mean the same thing, they are both important when it... If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would lik...

In  this episode I explain how a stock market Index works and what this means for active or passive investing. I also explain the concept of news being priced in to investment markets, and how the stock market can often be a leading indicator for the... If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would l...

In this episode I discuss the importance of working out what you are trying to achieve with your life. This is super important from a financial planning perspective, because unless you know what you are trying to achieve , you don't know which financial... Get your free copy of Modern Investing Fundamentals at thehedge.io If you'd like a BONUS monthly podcast episode and to support the show, you c...

In today's episode I talk through Lifetime ISA's, the pros and cons and points to be aware of if you are saving for your first house. I answer a question on whether you should invest via Vanguard or via Hargreaves Lansdown. Whilst these 2 providers look... Get your free copy of Modern Investing Fundamentals at thehedge.io If you'd like a BONUS monthly podcast episode and to support the show, you c...

Welcome to the UK Money Podcast! This is episode 1 and I am super grateful that you are here with me for the beginning! In today's show I'll be talking about the latest news that Tesla will be joining the S&P 500. I'll explain what it means when a... Get your free copy of Modern Investing Fundamentals at thehedge.io If you'd like a BONUS monthly podcast episode and to support the show, you can...