THE TRUTH ABOUT YOUR FUTURE with Ric Edelman

Hey, you know what? It's been three months since the FTX blowup. I want to ask you a question. Are you now more interested or less interested in investing in crypto? Amazingly, all the new survey data shows that investors are now more interested in crypto than ever. You must be joking. No, I'm not joking. ----- Links from today's show: FTX Crash: Timeline, Fallout and What Investors Should Know Th...

Investing in Exponential Technologies – Doing Well By Doing Good Advisors: Learn how to talk about death and loss with grief expert Amy Florian Self-Care with Jean Edelman: Why It’s OK to Take a Nap ----- Links from today's show: Global X Genomics & Biotechnology ETF No Longer Awkward: Communicating with Clients Through the Toughest Times of Life by Amy Florian A Friend Indeed: Help Those You Love...

It's Thursday, February 23rd, and China has just created a blockchain research center in Beijing. Gotta be kidding me. Yeah. This is the country that in 2021 banned Bitcoin. Now China has established the National Blockchain Technology Innovation Center created by the Chinese Ministry of Science and Technology. ----- Links from today's show: Chinese Government Launching National Blockchain Innovati...

A couple of weeks ago I talked with you about how college is becoming free. If you want to hear that bit, the link to it is in today's show notes. Dozens of colleges and universities, as I've told you, are making college free these days for low-income families. A lot of states are now doing that, too, and not just for low-income households, but for middle class families, too. And hundreds of compa...

Look, we all know that lots of studies have found that highly processed foods raise the risk that you'll suffer obesity, diabetes, even cancer. Well, now a new study says processed foods also increase your risk of dementia. ----- Links from today's show: New study says eating ultra-processed food might lead to cognitive decline Common viruses may play a role in some cases of Alzheimer's disease Re...

It's Friday, February 17th. And today, I want to talk with you about connections. No, not not the touchy feely stuff. And no, not who knows who and who can get stuff done and stuff like that. No, I'm talking literally connections: connectivity--the technical aspect of this, because if you can't connect with the person you're trying to connect with, then nothing happens. Connectivity is everything...

It's Thursday, February 16th. We've been talking about scams the past couple of days. Crypto has gotten a lot of criticism lately about scams, even though all the evidence shows you're no more likely to get scammed in crypto than you are in any other asset class. Crooks are crooks. But there's a really interesting story in Forbes - which is the bigger scam: crypto fraud or the lack of transparency...

It's Wednesday, February 15th. Yesterday, we talked about scams. There's another big scam worth covering, only I don't see many in the media calling it a scam. ----- Links from today's show: WSJ: Six Takeaways From WSJ's Investigation Into the Stock Trades of Government Officials Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future webs...

It's Tuesday, February 14. Another day, another scam. ----- Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future website The Truth About Crypto Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTube Instagram Disclosure page

It's Monday, February 13th. I've got a difficult conversation to have with you today. Difficult because it's a touchy subject and I need to choose my words very carefully. ----- Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future website The Truth About Crypto Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTub...

It's Friday, February 10th. We're living in a digital world these days. No surprise there. It means there's a new threat to our way of life. Cyber-attacks. Cyber-attacks are growing in number and size. At the World Economic Forum this year, 39% of companies said they have suffered collateral damage from cyber-attacks. 90% of these companies are concerned about future attacks. I don't have to tell...

The past couple of days I've been talking with you about retirement, how to calculate in about 30 seconds how much money you're going to need and what to do when you get laid off in your 50s and 60s and you find yourself getting discriminated against because of ageism. Now, I want to talk with you about a related topic, Social Security. ----- Links from today's show: WSJ Op-Ed by Andrew Biggs The...

It's Wednesday, February 8th. Yesterday, I talked about the fact that you'll likely need millions of dollars in savings in order to retire in financial comfort. That raised a question from William in Albuquerque. He sent me an email that said the following: "Ric, no one wants to confront age discrimination. I think it's a potentially huge obstacle to anyone's efforts to achieve financial independe...

Let me ask you this, how much money do you need in order to retire in financial security and comfort? There's a new survey out from Northwestern Mutual. And unfortunately, like so many other surveys in the financial services industry, this one is just downright stupid. They even said so themselves. ----- Links from today's show: Today at 3pm ET: Webinar - Register here Northwestern Mutual Study Fi...

Big news from the University of Maryland. It's the latest institution to make college free. Yeah, students from low-income families won't have to pay for tuition or fees. ----- Feb. 7 Webinar Registration How to Prevent College from Ruining Teens' Lives Master Class ----- Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future website The...

Tom Emmer, a member of Congress, just issued a tweet and he said, "Crypto is here to stay. I will keep advocating for policies that advance crypto innovation and adoption in the US because crypto is more than a financial investment. It's about restoring liberty and choice to individuals". Wow. That's brand new coming from Tom Emmer. And he's not alone. Kevin McCarthy, the speaker of the House, way...

I want to talk with you though, about what's happening with three different companies right now because the news has hit about all three of these companies and they together provide an astonishing theme that I think is really worth talking about. ----- Links from today’s show: Ric on The Julia La Roche Show Webinar: What's Next for Crypto in 2023 Bitwise Asset Management Today’s sponsors: Global X...

I've got new data for you on paid caregivers. This data is from 2021 - the most recent available that just got published. 65% of caregivers in 2021 were people who had quit their jobs or got fired because of their caregiving duties. We've got a huge, major supply gap. ----- Today’s sponsors: Global X ETFs Invesco QQQ ----- Subscribe to podcast updates The Truth About Your Future website The Truth...

It's Tuesday, January 31st. Guess what? ETFs have now hit their 30th anniversary. The first exchange traded fund was the Spyder S&P 500 ETF Trust, and for the first time ever, investors could buy and sell the 500 stocks of the S&P 500 in a single trade. Today, that ETF has $370 billion in assets. It's still the largest ETF in the world. ETFs have become the most popular investment vehicle in the c...

The Truth About Your Future was my book published back in 2017. And in that book I warned you that artificial intelligence would disrupt us in the future. Well, guess what? The future has arrived. Just like I said in my book in 2017, this is both really exciting and really scary. ChatGPT. Have you heard of this? This is a chatbot. ----- Links from today’s show: Financial Planning in the Age of Lon...

It's Friday, January 27th. No longform interview. Today we will be visited by Jean with her word of the week and a song that's been written about me by Rich MADDOW. But I want to talk with you today about crypto because I made a comment earlier this week on this podcast that has resulted in a lot of head scratching and people wanting to know, Ric, why did you say what you said? I said that by summ...

It's Thursday, January 26th. You know, the world is moving rapidly toward clean technologies, renewable energy, hydrogen fuel cells, electric vehicles. A lot of this is changing the way we power our lives. This is all because governments around the world are demanding that we meet aggressive climate change goals. Most countries are calling for net zero emissions by 2070, some as soon as 2050. ----...

Yesterday, I blasted TIAA over their stupid survey that forced people to decide whether 60-year-olds would live to 76, 82 or 88. And then they said the correct answer is 82, when in fact the real answer is that if you're alive in 2030, you'll probably live to age 100 or beyond. If you want to understand why and you missed my podcast yesterday, just go listen to it. But there's one big nagging ques...

On today's show: Changing Demographics Creating Havoc with Pensions and SS in US and Abroad Why We’re Living Longer – to 100 and Beyond How Advisors Can Win New Business Thanks to the Stupidity of TIAA ----- Links from today’s show: Today's webinar for the Museum of American Finance TIAA Today’s sponsors: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Futu...

It's Monday, January 23rd. Tomorrow at noon eastern time, I'm presenting a 90-minute webinar for the Museum of American Finance and the New York Public Library. The webinar's on Financial Planning in the Age of Longevity. The webinar is open to the public and you can register for free in the show notes below. Some 63% of Americans say that inflation pushed them off track financially. 59% are livin...