The Troyer Retirement Show

The Troyer Retirement Show this week delves into the critical aspects of decumulation in retirement, emphasizing the importance of structured income planning and the common mistakes retirees make. It highlights the psychological and financial implications of spending strategies, the risks associated with decumulation, and the need for a balanced approach to managing retirement funds. The discussio...

This conversation focuses on the transition from earning a regular paycheck to managing retirement income. Mark Troyer, Amber Houtz, and Houston King discuss the challenges retirees face in adjusting their mindset from saving to spending, the risks associated with relying on investments for income, and the importance of having a guaranteed income plan. They emphasize the need for a personalized re...

In this episode, Mark Troyer, and his team discuss the significant changes introduced by the Secure 2.0 Act, particularly focusing on Roth contributions and catch-up provisions for retirement accounts. They delve into the tax implications of these changes, emphasizing the importance of proactive tax planning for individuals aged 50 and above. The conversation highlights the potential benefits of R...

Troyer retirement Show: In this episode, the hosts, Mark Troyer, Amber Houtz, and Houston King use a hiking analogy to explore the journey of retirement planning. They discuss the different phases of a career, the importance of having a guide, and the need for a comprehensive retirement plan that includes investments, taxes, and estate planning. The conversation emphasizes the necessity of being p...

In this episode of the Troyer Retirement Show, Mark Troyer, Houston King, and Amber Houtz discuss the essential elements of retirement planning. They emphasize the importance of having a solid retirement plan, understanding income needs, wealth management strategies, tax management, and estate planning. The hosts share insights on how to navigate retirement successfully, avoid common pitfalls, and...

In this episode, the hosts discuss the complexities of retirement taxation, focusing on how the IRS impacts retirees through Social Security taxation, required minimum distributions (RMDs), and the widow's tax bracket. They emphasize the importance of strategic planning to minimize tax burdens and explore various strategies, including Roth conversions and income distribution planning, to help reti...

On this episode of The Troyer Retirement Show, the hosts use the metaphor of glacier calving to illustrate the complexities and risks associated with retirement planning. They discuss how the buildup of financial resources over time can lead to sudden changes in retirement income, emphasizing the importance of understanding the sequence of returns risk. The conversation highlights the need for a s...

In this episode of the Troyer Retirement Show, Mark Troyer along with Amber Houtz and Houston King, discuss various aspects of retirement planning, focusing on federal employee buyouts, pension options, healthcare coverage, portfolio risks, annuities, structured notes, charitable giving strategies, and estate planning. They emphasize the importance of having a comprehensive retirement plan that ad...

In this episode of the Troyer Retirement Show, Mark Troyer, Houston King, and Amber Houtz discuss essential strategies for retirees to manage their tax burdens and navigate the complexities of retirement planning. They emphasize the importance of understanding the tax implications of retirement accounts, the benefits of Roth conversions, and the need for guaranteed income to ensure financial stabi...

In this episode of the Troyer Retirement Show, the hosts discuss the evolving landscape of retirement planning, moving beyond the traditional 60-40 portfolio. They introduce the concept of a retirement trail map, emphasizing the importance of guaranteed income and modern investment strategies. The conversation covers current economic factors such as inflation and interest rates, and explores alter...

On this edition of The Troyer Retirement Show it's about having a plan for what is your postseason. Wall Street to Main street will be covered today. How do high net worth investors can go beyond the traditional portfolio planning. The show will also discuss opportunity zones when it comes to investing. What is a structured note? We will answer that question on today's episode. Question and answer...

In this episode, the hosts tackle tax traps you need to be aware of and avoid. Listener questions focus on retirement planning. Social Security decisions and the implications of inheriting non-qualified annuities make the program this week. They will also emphasize the importance of personalized financial planning and the potential tax implications of various retirement strategies. Connect with Ma...

On this episode of The Troyer Retirement Show, There are big financial questions retirees are facing and the team at Troyer Retirement tackles the big ones. Rising inflation is a concern and making your money last in retirement is paramount. The show will discuss if it's time to lock in a fixed rate in retirement. We are all looking at the market with concern, should you be leaning on Wall Street...

On this edition of The Troyer Retirement Show it's all about the importance of estate planning and asset protection. Are you ready for what is your endgame? Strategies concerning asset protection will be discussed. The team will dive in on the stock market looking at "average" returns and "actual" returns and what that means to retirees. Connect with Mark Troyer and the team at Troyer Retirement a...

On this episode of The Troyer Retirement Show, it's all about being ready for your retirement. Mark Troyer, Houston King, and Amber Houtz discuss the latest hot topics when it comes to retirement planning. Tax efficient withdrawal strategies are first up. Taking income from your assets and how you go about it is very important and Troyer Retirement dives in this week. The Roth conversion conversat...

In this episode of Retirement Rebels Radio, hosts Mark Troyer and Houston King discuss the importance of having a solid retirement plan, especially in light of financial stress and changing perceptions of wealth among Americans. They emphasize the significance of cash flow over mere asset accumulation and address common issues faced by retirees, including credit card debt and housing pressures. Th...

This episode of Retirement Rebels Radio explores the different phases of retirement, including the Go-Go, Slow-Go, and No-Go years. Hosts, Mark Troyer, Nate Hines, and Houston King discuss the importance of having a solid income plan, the risks associated with market fluctuations, and the necessity of preserving wealth as one ages. They emphasize the need for a sustainable income strategy, the imp...

In this episode of Retirement Rebels Radio, the hosts, Mark Troyer, Nate Hines, and Houston King discuss various strategies for effective retirement planning, emphasizing the importance of having a solid plan to ensure financial security. They explore the benefits of working longer, adjusting spending based on market performance, and the necessity of planning for long-term care costs. The conversa...

In this episode of Retirement Rebels Radio, the hosts discuss the current economic climate, including the potential for recession and its implications for retirement planning. They emphasize the importance of proactive strategies to navigate market volatility and the risks associated with the sequence of returns. The conversation also covers healthcare costs, estate planning, and the benefits of h...

In this episode of Retirement Rebels Radio, the hosts discuss the current economic climate, focusing on the impact of tariffs and trade wars on retirement planning. They emphasize the importance of understanding market volatility and managing risk through diversification and strategic planning. The conversation also covers the significance of having a solid income plan, tax strategies, and estate...

In this episode of Retirement Rebels Radio, the hosts discuss the critical aspects of retirement planning, emphasizing the importance of guaranteed income over mere asset accumulation. They explore how inflation impacts retirees, the necessity of revisiting withdrawal strategies, and the significance of assessing portfolio risk levels. The conversation also delves into the evolution of annuities,...

In this episode of Retirement Rebel Radio, the hosts discuss the current economic climate, focusing on tariffs, market volatility, and the potential for a recession. They emphasize the importance of having a solid retirement plan, staying calm during market fluctuations, and the need for diversification in investment portfolios. The conversation also touches on the implications of lower returns on...

In this episode of Retirement Rebel Radio, hosts Mark Troyer and Nate Hines discuss essential strategies for defending wealth and preparing for retirement. They emphasize the importance of having a solid game plan, protecting investments from market volatility, and ensuring a steady income stream throughout retirement. Connect with Mark Troyer and the team at Troyer Retirement at (800) 465-7737 or...

In this episode of Retirement Rebel Radio, hosts Mark Troyer and Nate Hines discuss essential actions for stabilizing retirement finances, including budget reassessment, withdrawal strategies, and optimizing social security. They also highlight common mistakes to avoid, such as panic selling and withdrawing too much too soon.  Connect with Mark Troyer and the team at Troyer Retirement at (800...

In this episode of Retirement Rebels Radio, the hosts discuss the current economic landscape, focusing on the impact of tariffs, market volatility, and inflation on retirement planning. They emphasize the importance of having a solid financial strategy to navigate these challenges, including investment options, healthcare planning, and tax strategies. Connect with Mark Troyer and the team at Troye...