The Texas Real Estate & Finance Podcast with Mike Mills

In this episode of the Texas Real Estate and Finance Podcast, host Mike Mills brings you market updates and news stories that every industry professional needs to know. Unfortunately, the news isn't all positive. Mortgage rates have crossed 7.8% for the first time since 2000, and existing home sales are at their lowest level since 2010. Delinquencies on mortgages are at historic lows, but credit c...

If you're feeling frustrated and overwhelmed by the lack of success in finding alternative revenue streams within real estate, despite your efforts in attending seminars and reading books on the subject, then you are not alone! Many investors and property managers find themselves stuck in the same cycle of trial and error, with no clear path to achieving their desired results. It's time to break f...

Discover the potential impact of blockchain on real estate as Lee Bratcher, Founder and President of the Texas Blockchain Council, delves into tokenized equity, title transfers, and the democratization of real estate investing. But will regulatory barriers and resistance from the industry hinder its full implementation? Find out in this suspenseful exploration of blockchain's role in revolutionizi...

Have you ever heard these common myths about the importance of mindset and work ethic in real estate success? Get ready to have your perspective challenged! Myth 1: Success in real estate is all about luck and timing. Myth 2: Work ethic doesn't matter as long as you have the right connections. Myth 3: Mindset doesn't play a significant role in achieving real estate success. But fear not, our guest...

Discover how blockchain technology is transforming the real estate and finance industries, providing secure and transparent systems. But what happens when traditional finance resists this revolution? Find out in this gripping discussion between industry experts, as they navigate the challenges, benefits, and potential of blockchain in an ever-evolving landscape. In this episode of the Texas Real E...

Discover the shocking truth behind high home prices and the hidden factors driving the housing market. Uncover the unexpected consequences of artificial forces and external influences, leaving you questioning the stability of affordability. What will happen next? Tune in to find out. Hey there! Mike Mills here, and I just recorded an episode of the Texas Real Estate & Finance Podcast that shed...

Discover the hidden complexities of loan guidelines and lender overlays in the mortgage industry as host Mike Mills and guest Gary Pierce unveil the shocking truth. With discrepancies between lender overlays causing confusion among borrowers, will they find the answers they need to secure their dream homes or be left in a state of uncertainty? Find out on the next episode of the Texas Real Estate...

In this episode, you will be able to: Realize the immense potential of social media marketing to expand your real estate business reach and orchestrate an enticing personal brand. Decipher the code to Instagram success for your business, focusing on consistent content sharing, value provision, and the clever use of local tags. Absorb the essence of entrepreneurship by learning to find wisdom in fa...

In this Texas Real Estate & Finance Podcast episode, host Mike Mills engages in a conversation with Brian Vieaux to explore the importance of consumer education in the mortgage and real estate industry. Brian emphasizes the role of loan officers as educators, not only for buyers but also for agents. He highlights the need for loan officers to answer questions and provide explanations to solidi...

In this episode of the Texas Real Estate and Finance Podcast, host Mike Mills brings in his friend and realtor Kelsey to discuss the current challenges and trends in the real estate market. They dive into topics such as the impact of the recent downturn in activity on new agents, Kelsey's journey into real estate, the importance of community involvement, strategies for success in the industry, the...

In this episode, Mike Mills and his guest, Mike Faraci, dive into the world of video marketing and its importance in reaching customers. Mike Faraci shares his expertise in organic video content for branding and relatability, highlighting the drawbacks of traditional product webinars and the need for engaging content. They discuss how video marketing played a significant role in Mike Faraci's jour...

In this episode of the Texas Real Estate and Finance Podcast, host Mike Mills dives into the world of appraisals. He is joined by Lori Solecki, a certified instructor and experienced real estate broker, as they discuss the nuts and bolts of what appraisers look for and how realtors can navigate the appraisal process effectively. Throughout the episode, Mike and Lori cover a range of topics, such a...

In this podcast episode, Mike Mills, host of the Texas Real Estate and Mortgage Podcast, interviews Ben Treadway, the head of sales for Social Coach, a social media management company for real estate and mortgage professionals. They discuss the importance of video marketing in the real estate industry and how it can help individuals build their personal brand. They talk about the impact of platfor...

In this insightful episode, our host, Mike, sits down with his guest, the esteemed real estate coach and best-selling author, Chris Prefontaine. The episode dives deep into the world of real estate, focusing on Chris's unique journey and expertise in creative financing and coaching within the industry. Listen in as Chris shares lessons on overcoming adversity, the importance of resilience, and his...

Are you struggling with fear of rejection and the challenges of navigating the real estate market? In this engaging podcast, mortgage and finance professional Mike Mills and realtor Elliot Dodson share their valuable insights and experiences. The most valuable lesson from this podcast is the importance of persistence, consistency, and communication in the real estate business. Elliot shares his jo...

Welcome to Texas Real Estate Finance's latest episode featuring the dynamic mother-daughter duo, Erin Bergin and Zoe Vanarsdel! Dive into an insightful conversation as they discuss their unique experiences in the real estate industry, overcoming the 2007 recession, and building a successful brokerage. With a wealth of knowledge and inspiration to be shared, this episode captures the essence of fam...

Discover how Gen Z is shaping the real estate market in the 50th episode of the Texas Real Estate and Finance Podcast. Join host Mike Mills as he welcomes Gen Z expert Ally Carty to explore the significance of social media presence for loan officers and realtors targeting Gen Z buyers. Learn effective strategies to engage this audience through Instagram stories, surveys, and TikTok, while addressi...

Are you curious about the world of cryptocurrency and blockchain technology but don't know where to start? Look no further than the latest episode of the Texas Real Estate and Finance Podcast! Host Mike Mills sits down with Amy Anderes Damron, the member relations director for the Texas Blockchain Council, to discuss all things crypto. Amy and Mike go way back, having attended high school together...

In this riveting episode of the Texas Real Estate & Finance Podcast, your host Mike Mills is joined by Joshua Stephens and Chris Green to delve into the dynamics of real estate appraisals. Learn about the differences in appraisal businesses, the structure of their medium-sized firm and the unique talents that contribute to their success. The conversation touches on the mechanics of appraisal m...

On this episode of Texas Real Estate & Finance Podcast, host Mike Mills is joined by CPA Ryan Bakke to discuss the two main pillars of success in business, the tax benefits of investing in real estate, and using debt, inflation, and taxes to achieve extreme wealth. They also touch on finding the highest and best use of time by outsourcing tasks and the benefits of setting up a separate bank ac...

In this episode of the Texas Real Estate and Finance Podcast, host Mike welcomes Amy Cearnal, a mayoral candidate, to discuss the impacts of her decision to run for mayor. Amy shares her journey and explains why she decided to run for mayor when no one else was willing to challenge the incumbent. Mike and Amy delve into the significance of having multiple candidates and creating accountability in...

Ladies and gentlemen, boys and girls, welcome to episode 45 of the Texas Real Estate and Finance podcast! This week, we have a very special guest joining us - Manny Martinez, a realtor and jujitsu instructor. Now, I know you might be wondering what real estate and jujitsu have in common, but trust me, it's a fascinating connection that you don't want to miss. In this episode, Manny shares his jour...

In this episode, Mike Mills from Verity Mortgage invites his friend Aaron Robertson from All Integrity Contracting to discuss their experiences with home remodeling and construction. They dive into how they met and how Aaron's company provided an affordable and efficient solution for Mike's remodeling project. Throughout the episode, they discuss a range of topics, including Aaron's journey into t...

In this episode of the podcast, mortgage banker Mike Mills and branch manager Donnie Eden discuss a wide range of topics. They start off with some lighthearted banter about their music preferences and their interest in college basketball. They then delve into the recent rate hike by the Fed and its impact on the mortgage industry. The hosts express their opinions on the potential for a recession a...

If you're looking for expert insights on mortgages and home buying, tune in to the latest episode of the Texas Real Estate and Finance Podcast. In this episode, mortgage professionals Mike Mills and Jen Gadio cover a range of topics, from special loan programs to FHA loan qualifications and common home-buying issues. They stress the importance of understanding loan program details and working with...