The Texas Insurance Podcast

Has your car insurance gone up lately? Or maybe you’re just wondering about some ways to lower it. We talk about ways to save on car insurance. Why are car insurance prices going up? There are more drivers on the road going to work and school than  there have been in the last couple of years due to the pandemic. With more cars on the road, there are more accidents and more car damage that ins...

If you’re buying a home, it could be your biggest investment. You’ll want to make sure that it’s protected. Most people ask their insurance  company how much a home policy will cost. But there’s more to home  insurance than the price. You want to be sure you’re getting the coverage you need. Here are some of the questions you should ask when shopping for insurance : What types of damages...

Are your water pipes ready for winter? It’s time again to find those faucet covers and water shut-off wrenches and get those pipes ready . What should I first do to protect my pipes? Insulate pipes in your attic. The No. 1 place where pipes froze last winter was in the attic. You can buy pipe insulation from a home improvement store and do it yourself. Should I drip my faucets to prevent frozen pi...

It’s that time of year again when we set New Year’s resolutions to get healthy, eat better, and exercise more. The wellness coordinator at the Texas Department of State Health Services gives us tips for sticking to our goals. How do you get started on your fitness goals? Start small and work your way up. Do you want to run a mile? Start by walking. Then you can increase your endurance, which will...

Many Texans experienced bad driving conditions during Winter Storm Uri in February 2021; tires spun in snow and vehicles slid through ice. Winter weather can turn travel into a tense experience. Even knowledgeable drivers need reminders about how to commute in sloppy road conditions. The Texas Department of Transportation explains what you should do when driving through snow and ice . What can Tex...

Taking a trip this holiday season? More people are considering travel insurance as part of their vacation planning. The US Travel Insurance Association explains what insurance covers. Is trip insurance necessary? Think about what you’d have to pay for if you had to cut your trip short due to an injury or illness. Could you pay for another plane ticket? Or  could you afford to be evacuated for...

TDI experts answer Texans’ top auto insurance questions. What should auto insurance cost, and what’s the best kind to get? To answer a question about cost, you need to know what a policy covers first. TDI’s automotive insurance guide can help, and there’s a policy comparison tool at www.opic.texas.gov . It’s important to know what you need, because a lower price may not give you enough coverage. I...

Fred Malik from the Insurance Institute for Business and Home Safety joins us to give tips on how Texans can reduce the risk of roof and home damage in severe weather. What is the Insurance Institute for Business and Home Safety? The IBHS is about keeping people in their homes and getting them back to everyday life after a major weather. How can Texans reduce the risk of storm damage? Texans can r...

Technology is changing the way most people buy new and used cars. But  it also opened the door to a lot of new scams. We talked to the  National Insurance Crime Bureau (NICB) and the Better Business Bureau  (BBB) to find out how you can steer clear of the latest scams. A good  way to start is to look up the vehicle identification number (VIN),  which will tell you a lot ab...

In this podcast, we discuss health insurance options and how to shop for coverage. What are my options for getting health insurance? You  might have access to a group health plan at work or from a union,  association, or church. You can also buy an individual health plan  directly from an insurance company or licensed agent. You also might be  able to get coverage from Medicare...

The 2021 hurricane season runs from June through November, but you  still have time to prepare. We talked to the National Weather Service  and the Texas Division of Emergency Management for tips on being  prepared this storm season. We’ll also talk about the dangers of carbon  monoxide poisoning after a storm. How did the  2020 hurricane season compare to others?   La...

Most people file an insurance claim after a storm or disaster damages your home. Then you have to find the right person or company to make the repairs. We have tips on the claims process, what to do if you disagree with your insurance company, and how to find a good contractor. What do I do if a disaster damages my home? Contact your insurance company or agent to file a claim as soon as possible....

Auto thefts and burglaries were up in Texas and across the nation  last year. We talked to Sgt. Tracy Hicks with the Houston Police  Department’s Auto Theft Crimes Task Force about how thieves pick their  targets, what they’re really after, and how you can protect your car. Where do car break ins happen? Sgt. Hick said popular targets for auto burglaries include parking lots at rest...

The Texas Insurance Podcast is a podcast about the state of insurance in our great state of Texas. We’ll be speaking with experts to pass information along to you about the things you need to know. Subscribe to The Texas Insurance Podcast wherever you get your podcasts so you don’t miss out on this important information.