The Teacher Money Show

Want to cut your food bill without feeling deprived? In this episode of The Teacher Money Show, I break down practical, teacher-friendly strategies to spend less on groceries, cook smarter, and keep more money in your pocket. Food is one of the biggest budget categories for teachers—and it’s also one of the easiest places to save money without sacrificing quality or joy. So here 11 simple, repeata...

Learn to save money on a teacher's salary: https://teachermoneyshow.com/save Housing is one of the biggest expenses teachers face — but what if you could lower your rent without moving districts or sacrificing your quality of life? In this episode of The Teacher Money Show, I sit down with Justin Pogue, author of Rental Secrets, to reveal practical strategies teachers can use to negotiate chea...

Sign up for my upcoming webinar: https://www.teachermoneyshow.com/webinar After 100 episodes of The Teacher Money Show, we've heard some amazing tips from 67 incredible guests — all focused on helping teachers live with a richer wallet, classroom, and life. To make sure we've internalized this wisdom, I review these top tips shared over the past two and a half seasons and organizes them into 8 key...

Can teachers really become millionaires? Gerry Born — also known as The Millionaire Educator — says absolutely. In this episode of The Teacher Money Show, I sit down with Gerry to explore how living frugally (not cheaply!) helped him and his wife build multi-million-dollar wealth on teacher salaries. Get my short ebook: How to Save Money on a Teacher's Salary https://teachermoneyshow.com/save...

Open enrollment season is here — but do you really know what you’re signing up for? In this episode of The Teacher Money Show, Shaun Morgan sits down with Jeff Venables to help teachers make smarter, more confident decisions during open enrollment. They break down how to choose the right health insurance plan, when dental and vision insurance actually make sense, and how to think strategically abo...

Get my free Money Tracker: https://www.teachermoneyshow.com/tracker Transportation is one of the biggest expenses for teachers (especially if you don't live in the district you teach in)— but it doesn’t have to drain your paycheck. In this episode of The Teacher Money Show, I break down practical ways to save money on your car, gas, insurance, and commute — without sacrificing reliability or c...

Credit can feel complicated — but it doesn’t have to be. In this Teacher Money Show “Lunch & Learn” episode, Marc Jenkins (a veteran teacher) and I break down what credit really is, why it matters for teachers, and how to build and protect it for the long term. Your credit score is more than just a number — it’s your financial reputation. Whether you’re applying for a mortgage, refinancing stu...

If Brittany can grow wealth, any teacher can! Get started on your journey with my debt inventory at: https://www.teachermoneyshow.com/debt Can teachers really build wealth on a modest salary? In this inspiring episode of The Teacher Money Show, Shaun Morgan talks with Brittany Flammer, a certified financial coach, mom of five, and wife of a high school teacher, about how they built over $800,000 i...

Get my money tracker at: https://www.teachermoneyshow.com/tracker Do you hate budgeting? You’re not alone—and financial expert Kim Butler says you don’t actually need one to build wealth and security. In this episode of The Teacher Money Show, Shaun Morgan sits down with Kim to explore a smarter way for teachers to manage money without the stress of a traditional budget. Kim introduces the powerfu...

Learn how you can save money with “ 5 Steps to Save Money as a Teacher ” Housing is one of the biggest expenses in a teacher’s budget—often taking up 30% or more of monthly income. In this episode of the Teacher Money Show, I share 5 strategies teachers can use to reduce housing costs and free up money for savings, investing, and financial freedom--potentially even living for free! We explore: 1....

Do teachers have to choose between passion in the classroom and financial freedom? In this episode of the Teacher Money Show, Shaun Morgan sits down with Chantal from That Millionaire Teacher to break down how educators can build wealth, achieve financial independence, and design their dream lives—while still teaching if they want to. Chantal shares her journey from “accidentally” becoming a teach...

What would you do if you built a $1.8 million portfolio as a teacher? In this episode of the Teacher Money Show, Shaun Morgan sits down with Christina, a New York City public school teacher earning $150,000 a year, to unpack how she grew her retirement and taxable accounts to $1.8M—and how she’s planning her future. Christina started early, consistently maxing out her Roth IRA, 457b, and investing...

In this episode of The Teacher Money Show, I sit down with financial planner Mary Ann Sullivan from 395 Financial Planning to dive into Target Date Funds (TDFs) — what they are, when they work well, and how teachers can know when it’s time to move beyond them to optimize their retirement investments. Target Date Funds are often the default option in 403(b) plans, making them a common choice for te...

Welcome to season 3 of the Teacher Money Show! Here is my proposition for season 3: Teachers should embrace frugal living as the first step toward financial freedom—before worrying about earning a higher income. Frugality was once considered a virtue in ancient Rome, let's make it that again. Frugal living can empower teachers to live intentionally, reduce stress, and align spending with their val...

🎓 *What does smart investing really look like for teachers?* In this Season 2 wrap-up of *The Teacher Money Show*, I reflect on the biggest lessons learned from a full season dedicated to **investing strategies for educators**. Explore the show notes at: https://www.teachermoneyshow.com/show88 Become a guest on the show: https://www.teachermoneyshow.com/guest Leave a voicemail question: https://w...

Can bonds and alternative investments help you build wealth outside the stock market? In this episode of The Teacher Money Show, I sit down with Dara Albright from Worthy Financial, to talk about how teachers can use bonds, impact investing, and alternative assets to grow income and strengthen their financial foundation. Explore the show notes at: https://www.teachermoneyshow.com/show87 Become a g...

Big changes are here for teachers planning their retirement! In this episode of The Teacher Money Show, I talk with David Gourley—former high school math teacher turned financial planner for educators—about the recent repeal of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) and what it means for teachers across the country. These long-standing Social Security provisio...

In this episode of The Teacher Money Show, I sit down with Jeff Venables—teacher, financial coach, and personal finance advocate—to talk about smart investing strategies for teachers navigating today’s unpredictable market. Jeff brings a wealth of experience both from the classroom and the world of personal finance. We dive into how educators can stay grounded in their investment strategies despit...

Is your Health Savings Account (HSA) just sitting there—or are you using it as a powerful wealth-building tool? In this episode of The Teacher Money Show, I sit down with financial coach Eric McClarey to explore how teachers can maximize the triple tax advantages of HSAs: tax-free contributions, tax-free growth, and tax-free withdrawals for qualified medical expenses. Explore the show notes at: ht...

Financial stress is quietly pushing great teachers out of the profession—and it's time we talk about it. So let's talk about the often-overlooked pillar of educator wellness: financial wellness. While schools promote mental and physical health, financial stress is a major barrier that impacts teacher performance, retention, and well-being. Explore the show notes at: https://www.teachermone...

In this episode of The Teacher Money Show, I sit down with financial planner and tax expert Sean Mullaney to break down smart tax planning strategies for teachers. Whether you’re focused on maximizing your retirement accounts, exploring the benefits of an HSA, or building a side hustle, Sean shares practical, actionable tips to help you make the most of your money next tax season. Explore the show...

If you have federal student loans, 2025 is shaping up to be a year of major changes—and you need to be prepared. In this episode of the Teacher Money Show, I sit down with student loan expert Andrew Paulson to break down the latest updates affecting teachers and anyone with federal student loans. Explore the show notes at: https://www.teachermoneyshow.com/show81 Become a guest on the show: https:/...

Are you a teacher dreaming of early retirement? In this episode of The Teacher Money Show, Shaun Morgan sits down with Rachel (@teachertomillionaire), a veteran middle school math teacher and passionate financial educator, to talk about how taxable brokerage accounts can play a key role in your early retirement plan. Explore the show notes at: https://www.teachermoneyshow.com/show80 Become a guest...

Financial education doesn’t have to be boring! In this episode of The Teacher Money Show, I sit down with Susan Meredith, inventor of Mentomorph Money, to explore how game-based learning can revolutionize financial literacy education. Explore the show notes at: https://www.teachermoneyshow.com/show79 Become a guest on the show: https://www.teachermoneyshow.com/guest Leave a voicemail question: htt...

In this episode, Shaun Morgan shares his real-world experiences — the good, the bad, and the stressful — of investing in real estate as a teacher. From a risky wholesale deal helping a friend facing foreclosure to buying a triplex in a high-crime area, Shaun breaks down the *true* challenges behind the dream of passive income. Explore the show notes at: https://www.teachermoneyshow.com/show78 Beco...