The Swan Effect - Creating and Sustaining Your Financial Wellbeing

Send us Fan Mail In Season 3 episode 2 Arthi & Malika continue with the advent calendar of investments discussing real estate as an investment. They explore some of the most common ways to make money through property investment, the first being buying a physical property. Arthi lists a few of the ways in which you can influence your decision when purchasing a property. Malika shares a highly u...

Send us Fan Mail Welcome to 2024 and Season 3 everyone!  Co-hosts Arthi Rabikrisson and Malika Petersen are excited to be back to continue the journey of exploring the path to financial freedom together! This season they will dig a little bit deeper into the investment side of things and thereby expand the  moneyverse opportunity set, almost like an advent calendar, where each month a new opportun...

Send us Fan Mail Can you believe this is the final episode of the year 2023? In episode 16 of  season 2 Arthi & Malika discuss the importance  of  setting aside time to set ourselves up for a successful 2024. The first step with any goal is to define your goal correctly and accurately. Once you have a clear goal, in order to not overwhelm yourself Arthi suggests breaking down that goal into sm...

Send us Fan Mail It's Episode 15 of Season 2 and with the end of the year fast approaching, Arthi and Malika prompt you to remember all the advice shared ahead of the festive or 'silly' season. In a fun twist, analogies from the cartoon comic Asterix and Obelix form the underlying basis of this episode (can you believe there was a Roman legionary called Christmasbonus!). If you are...

Send us Fan Mail With only three months left of the year, Arthi & Malika use episode 14 in Season 2 of the Swan Effect podcast, to discuss how your moneyverse makes you feel and how a positive mindset is really key to achieving wealth.  Arthi associates the brains’ prefrontal cortex as being your internal financial advisor  further explaining how integral the brain is when it comes to creating...

Send us Fan Mail In episode 13 Arthi and Malika change things up a little, by discussing how you can spend your way to wealth. Yes, you read that right.  This episode is about what you do with your money that can truly pave the way to financial abundance. In essence its about shifting the mindset from focusing on income to focusing on how you spend instead, with some practical examples.  Arthi rem...

Send us Fan Mail We're celebrating Woman's month in August in South Africa and so this episode 12 in Season 2 of The Swan Effect Podcast is dedicated to female power (FemPower)! Arthi and Malika discuss the power of women have and the importance of women becoming financially literate and confident. This is key for a number of driving factors: women earn less than men, women more often th...

Send us Fan Mail In Season 2 episode 11, Arthi & Malika take your moneyverse to the next level by discussing how to create your infinity legacy. This really is about taking those steps to ensure that the wealth that we create is able to stand the test of time and allow future generations to build on it. Using the example of a 23 year old who's entering the job market and doesn't have...

Send us Fan Mail It's episode 10 of Season 2 and we are already in June, feeling that the end of the year is  fast approaching. Arthi and Malika thought it was the perfect time to discuss what is in your best  INTEREST,especially since in South Africa, we are experiencing an increase in interest rates which is impacting our budgets and quality of life. In this episode, they help us understand...

Send us Fan Mail On episode 9 of Season 2 of the Swan Effect podcast, Arthi and Malika continue the journey into understanding and simplifying financial investments, by introducing and explaining the fundamental building blocks available to grow one's moneyverse: assets. In coining the terms 'assetify', which is meant to describe making one's portfolio asset-rich through divers...

Send us Fan Mail Our moneyverse is shaping up really nicely so in episode 8 of Season 2, Arthi and Malika provide details of the technical aspects of investments to ensure that your moneyverse grows to counteract the negative impact of taxes. To get you into the correct mindset, Arthi imparts some practical ways to take your mind off the stressful elements around your finances that will help lift...

Send us Fan Mail In Episode seven of Season 2 of the Swan Effect podcast, Arthi and Malika talk taxes (yes, that word we love to hate). As part of understanding your moneyverse, which is the theme for the podcast for 2023, one has to become familiar with leakages that disrupt growth of the moneyverse, and still find ways to find opportunities therein. Is that even possible? Listen to the episode t...

Send us Fan Mail The New Year heralds in episode 6 of Season 2 of the Swan Effect Podcast with Arthi and Malika, where they introduce the idea of '2020-FREE and 2020-ME'.  Simply explained it is about taking back  control of our lives, particularly from a financial aspect,  and making financial decisions that are truly aligned with our core values.  Sounds daunting? Possibly exciting? Co...

Send us Fan Mail In our 2022 wrap up episode 5 of Season 2, Arthi and Malika helps you look at a truly wonderful gift that really does keep on giving: your investments. The festive season is upon us and it is very easy to become swept up with wanting to spoil loved ones (and yourself) with treats, especially with all the specials around, pots Black Friday and Cyber Monday too. That 13th cheque or...

Send us Fan Mail In Episode 4 of Season 2, Arthi and Malika dive in a deeper into the third financial superpower that was mentioned in Episode 1 , being PTP: Plan Track & Plan some more! In the month of November, it's all about coping: coping with work demands in the wrap up to the year 2022, and coping with the financial demands on our money pot, from festive gifting specials, and holida...

Send us Fan Mail In Episode 3 of Season 2, Arthi and Malika dive in a deeper into the first financial superpower that was mention in Episode 1 , being Know Your Money Pot. As we come to the end of the year and the festive season round the corner, it is very easy to think about the spending that needs to happen and then think about how to pay for it. We're challenging you to reverse that order...

Send us Fan Mail In Episode 1 of Season 2 of the Swan Effect podcast, Arthi and Malika helped to identify those financial superpowers we all have that we can use to unleash our money management potential.  This month, the hosts are enabling you to commit to your financial goals and build your willpower to keep going. Joining as a guest is Sandra Segers, Head of Strategic Management Relationship at...

Send us Fan Mail We Are Back on Air! After a hiatus of 8 months, The Swan Effect Podcast is launching Season 2 with host Arthi Rabikrisson and co-host Malika Petersen! As August is Woman's month in South Africa, this episode spotlights that we women have the ability to unleash our financial superpowers, given inherent strengths and capabilities. Many of these are actually shaped by our narrat...

Send us Fan Mail To the subscribers, well-wishers and supporters of the Swan effect podcast It is with a heavy heart that I inform you that co-host Lucille Sikosana, passed away in October 2021. It has been a difficult time for her friends and family, to come to terms with the loss of this beautiful person.  I too have often been overwhelmed with thoughts that my co-host is not longer here to tack...

Send us Fan Mail Debt can play many roles in our lives, from the opportunity cost to income producing to just an expense that needs to be attended to. This is where the  double edged sword of debt emerges. Listen in to this latest episode for the discussion between Lucille Sikosana and Arthi Rabikrisson, where they tackle some of the trickier questions about debt; it's usefulness and drawback...

Send us Fan Mail On this Woman's Month episode, Lucille and Arthi host guest, Lesego Monareng of KLU Wealth and Legacy Management, to talk more about women and how we can achieve financial freedom. It's a complex topic given the various barriers women still face today, from cultural norms and biases to explicit ceilings or exclusionary policies that destroy women's confidence, espec...

Send us Fan Mail In this episode, Arthi and Lucille invite guest Batya Shulman, to share some of her views on Work-Life Savings, as a concept and how one can use the money we work hard for, to create a future asset pool that we can tap into for other income generating opportunities. A different way to look at how savings can actually unlock more money in your pocket from different sources, like pr...

Send us Fan Mail On this episode Lucille and Arthi are joined by Mphiwa Nombembe, Managing Director of Vine Private Wealth, to explore ways of keeping track with money resolutions.  Mphiwa provides guidance that helps one to track progress, and determine the best plan of action to stay the course.  The content covered includes: The biggest money challenges and mistakes made in the first half of 20...

Send us Fan Mail In this episode Lucille interviews Arthi as an accredited coach, about neuroscience and financial coaching. Arthi explains how the complicated highway system of nerves that connects our brain to the rest of our body work, and the how the neurons that release chemicals, lead to financial decision making. A range of topics are covered: Explanation of what neuroscience is Unpacking t...

Send us Fan Mail On this episode, Lucille and Arthi are joined by guest James Vigne, founder of Villic Wealth, to discuss this crucial topic about how one can get closer to achieving financial freedom. To help gain clarity about achieving financial freedom, James helps answer: The definition of Financial Freedom How to go about becoming financially free Debt and net worth - their role in relation...