The SOIC Podcast

Hi Investors! Do you believe in Buy at any P/E?? As investors we wish to add and keep holding the stocks that are consistently compounding wealth over many years. However, what we need to take care of is that sometimes these stocks bake in expected returns way in advance and get overheated. We at SOIC believe in constant assessment of our thesis in the stocks we invest. Moreover, we also need to k...

“The most important quality for an investor is temperament for intellect.” —Warren Buffet  Is HDFC Bank is the next HDFC Bank? In this episode we’ll discuss some important aspects for a bank.  Book Value per share and the no. of years and the speed at which it has compounded. What are the key ingredients for success? Especially for HDFC Bank.  Why is the HDFC Bank’s stock not performing? Is there...

“The basic story remains simple and never-ending. Stocks aren’t lottery tickets. There’s a company attached to every share.” —Peter Lynch  We’ll discuss Top 5 Reasonably Valued Businesses I am studying. We’ll briefly delve into different sectors to identify reasonably valued companies. A common trait among these companies is that they’ll probably double their Net Block i.e., amount of property, pl...

“Banking is very good business if you don’t do anything dumb.” —Warren Buffett Hi Investors! Mr. Market is constantly discounting the future… What about you? The Stock Market is a place of charisma and charm. Investors very often fall in love with the stocks they own and much more if that stock has been a brilliant outperformer for the past 10 years giving a staggering 50% CAGR returns over such a...

"Accounting is the language of Business.”—Warren Buffett Hi Investors! Smart Investors keep one eye on the Business and other on the Accounting Ratios. 🥸 One of the most sought after things in investing is growth . We are often asked about businesses and their rapid growth. What we want our students and followers is to also track are the Accounting Ratios to detect if the growth is genuine o...

Why is Axis Long Term Equity Fund Underperforming??! 🤯

“If you gave me $100 billion and said take away the soft drink leadership of Coca-Cola in the world, I’d give it back to you and say it can’t be done." —Warren Buffett Hi Investors! Competition Intensity and levers for winning are very interesting to analyse. Reliance Industries have shown clear intent to enter the Cola Industry that has been a duopoly since eternity. They recently acquired t...

“Put together a portfolio of companies whose aggregate earnings march upward over the years, and so will the portfolio’s market value.” —Warren Buffett Hi Investors! We hope the market volatility is not shaking your faith compounding. Keep going! 😀👍 Portfolio creation is an art and not science. There is no concrete way to make your portfolio which may give you better returns. However, having a s...

Dear Tribe Members, we have recently witnessed a Bank Run type situation in USA. The culprit here was Silicon Valley Bank. What went wrong? How the situation came under control? (At least for now) What next for Banks in USA? What could be the impact of all this on Indian Stock Market? This episode will cover the SVB Fiasco in detail and as a special feature we will tell all this by telling a story...

“The stock market is filled with individuals who know the price of everything, but the value of nothing.” —Phillip Fisher You must have wondered about how to find that perfect stock for your portfolio. Sometimes you might have had a good vibe about a business but lacked the process to research it deeply. At other times we might have gotten different business ideas from our network of investors. Th...

“Opportunity comes to the prepared mind.” - Charlie Munger   Dear Tribe Members, at SOIC we keep our promises. Recently we made a video on Screener.in ( https://www.youtube.com/watch?v=H7Qe-uYsQ6Q&t=158 ) which was much appreciated and applauded by even the creators of Screener , Mr. Ayush Agarwal & Mr. Pratyush Agarwal. A promise was made in that video, now it is time to honour that...

"If I have seen further than others, it is by standing upon the shoulders of giants." —Isaac Newton At SOIC we believe in learning and understanding different styles of investing. Who would be better to learn from than the famous Fund Manager & Author — Mr. Saurabh Mukherjea. He is joined by Mr. Krishnan V R from his team at Marcellus. Together they decode the Marcellus Framework and how they...

“We’re changing the world with technology.” –Bill Gates At SOIC we have analysed many sectors like FMCG, Consumer, Chemicals, Banks, etc. This episode is focused on an IT Business which is a niche of its own–Cyient Ltd. This IT business has many interesting facets attached to it. We’ll discuss the Different Types of IT Businesses, All about ER&D Business, 3 Business Verticals, Future Guidance,...

“We simply attempt to be fearful when others are greedy and to be greedy only when others are fearful.” —Warren Buffett Businesses that are less dependent on outside factors are likely to do much better over a long course of time compared to businesses that get temporary benefits and fall to their frailties eventually. This is an analysis of one such business that is fully integrated and is becomi...

“Equity mutual funds are the perfect solution for people who want to own stocks without doing their own research.” —Peter Lynch Hi Investors! We hope you are compounding everyday. 2022 was a challenging year for stock markets, however, those who prepare while the going is good, generally have a better time while the tide is against as well. This episode brings you a way to strategise your Mutual F...

“Be a free thinker and don’t accept everything you hear as truth. Be critical and evaluate what you believe in.” –Aristotle You must have observed that the stock market keeps getting spooked every now and then. Recent report by Hindenburg Research has led to a steep fall in Adani Group shares and with it many rumours and fears are taking the broader markets down as well. As small retail investors...

“Risk comes from not knowing what you're doing.” —Warren Buffett Stock markets can be crazy sometimes—well most of the time. 😆 From the euphoria after the COVID crash till Oct '21 and ensuing sideways pain from then on has left many pondering if they should stick around or go packing. I, on the other hand, believe that such markets are a perfect opportunity to study stocks and different industrie...

“In politics, nothing happens by accident. If it happens, you can bet it was planned that way.” –Franklin D. Roosevelt   In 2021, China imported oil worth $257 billion and at the same time they imported semiconductors worth $380 billion. Semiconductors are like the little brains behind almost everything we have working in our offices, houses, road, military and any other place you can think o...

“Value Investing is all about your ability to delay instant gratification.”—Parag Parikh PPFAS Mutual Fund, a name synonymous with the Art of Value Investing, has been under the lens of many skeptics due to the underperformance of the year gone by. To get a better understanding of the investing process and philosophy of the Fund Managers at PPFAS, this episode will cover the analysis into their Hi...

“We’re right 50.75% of the time…but we’re 100% right 50.75% of the time. You can make billions that way.” —Gregory Zuckerman India is witnessing a massive inflow of funds into mutual funds. The SIPs are fast becoming a habit among the working population of the country. It was about time we analysed a Mutual Fund house at SOIC. We try to give you information that is deeper and adds a lot of value t...

“If you can’t explain to a ten-year-old why you own a stock, you shouldn’t own it.” —Peter Lynch We can often observe that most difficult subjects and concepts when broken down into parts can be easily understood. Similarly, when we are dealing with businesses that have too many moving parts and there is so much to track, it gets difficult for small investors to stay updated. Many lose track and e...

“During the Gold Rush, most would-be miners lost money, but people who sold them picks, shovels, tents and blue-jeans (Levi Strauss) made a nice profit.” —Peter Lynch In 1849, a farmer saw a glittering substance in a river nearby in California, USA. He had found a small pebble of gold. This led to a frenzy all over the USA and people from all over the country started marching towards California. T...

Peter Lynch, the legendary investor in his famous book One Up on Wall Street, gave us his list of 6 types of stocks that is applicable universally. I will add 3 more to this list which will be helpful to categorise stocks in terms of the Indian Market.

Predicting rain doesn’t count, building arks does.” –Warren Buffett Dear Tribe Members, as we have discussed many times, “ investing is an art and not science .” A thesis we may have built some weeks or months ago for a company may be undergoing changes. There could be changes for good and bad, however, it is very important to keep revisiting your thesis and confirming and verifying it through mai...

"The first rule of compounding is to never interrupt it unnecessarily." -Charlie Munger Dear Tribe Members, I often come across investors who are dedicated towards their financial goals 10-15-20 years out. However, after 2-4-6 years of SIPs demotivate them with the quantum of returns. This leads to many of them discontinuing SIPs and investing their corpus in some other assets or even encourages s...