The Small Change Big Gains Podcast

The ‘90s called- and they want their spreadsheets back. At NB, we’re pioneering new ways of making financial plans more visual, understandable, and relatable. One that answers the question that buzzes in our heads- AM I OK? Not pages upon pages of graphs and numbers that get stared at confusingly before getting stored or thrown away. Having a clear and realistic plan for your finances can help you...

In our latest All Bets on Her Podcast, we’re thrilled to feature National Bank Financial’s Tania where she delved into her financial journey. Tania shared her excitement about the pivotal decisions she’s made in her life regarding finances, and the proactive steps she took that she is most grateful for. Key highlights from the conversation: Embracing Early Action- She was particularly fond of taki...

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Jalal Midani & I had an insightful chat with Corey Obermayer , President at HomeInstead, about the various options available for elder care—long-term care, retirement homes, and at-home care. Corey provided invaluable tips on how to approach this sensitive topic with elderly parents, ensuring that their needs and preferences are at the forefront of the conversation. One thing we absolutely lov...

In this episode, Sean and Jalal sit with Angelo Katsoras, Geopolitical Analyst at National Bank Financial, to discuss global tensions and issues pertaining to the modern investor. The dialogue was fabulous and enlightening. We delved into the Russia-Ukraine War, Israel-Hamas conflict, global electrification efforts, and China-Taiwan-US tensions. Now things may seem bleak, globally. But Angelo did...

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National Bank Financial - Wealth Management (NBFWM) is a division of National Bank Financial Inc. (NBF), as well as a trademark owned by National Bank of Canada (NBC) that is used under license by NBF. NBF is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protection Fund (CIPF), and is a wholly-owned subsidiary of NBC, a public company liste...

National Bank Financial - Wealth Management (NBFWM) is a division of National Bank Financial Inc. (NBF), as well as a trademark owned by National Bank of Canada (NBC) that is used under license by NBF. NBF is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protection Fund (CIPF), and is a wholly-owned subsidiary of NBC, a public company liste...

NBF is not a tax advisor and clients should seek professional advice on tax-related matters, including their personal situation. Please note that comments included in this letter are for information purposes only and are not intended to provide legal, tax or accounting advice. The comments reflect the opinion of their author only and may not reflect the views of NBF. National Bank Financial - Weal...

“The rainy days do come” Check out Lagom Collections: https://lagomcollections.com/ Jalal Midani and I had the wonderful opportunity to engage in a discussion with Jennifer Steckel Elliott for our new series, ALL Bets on HER. During the episode, Jennifer imparted valuable financial and life insights drawn from her journey. Jennifer discovered that a key to achieving success in financial and life c...

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At National Bank Financial, the Young Women Student Mentorship Program is a passion for us. This program is designed to help young women students enter the financial industry and learn more about the different roles in wealth management with the goal of having more women in the industry. Over the years, the program has evolved and grown across Canada and our partnerships have grown to be with more...

We were joined by Jonathan Durocher where we spoke about the future of the advisor-client relationship and how National Bank is carving new avenues to move from being the best-kept-secret to a more dominant player in banking and wealth management. Among the many things we spoke about, including AI, Jonathan delved into how the advisor-client relationship is evolving and where he sees it in the nex...

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It’s that time of year where we’re all brainstorming hard and rushing to get those last-minute holiday presents and stocking stuffers. To help with some ideas, our yearly Holiday Gifts is now out for 2023!! Sean, Jalal, and I, rounded up our top picks for this holiday season. All items are Canadian, supporting Canadian companies and individuals:    For those that love books, pets, and ar...

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As inflation is seemingly coming down in October and November of 2023, what are some factors that contribute to the levels of inflation? What is the difference between headline and core inflation? How can individuals and investors behave in this inflationary period both from an investment perspective, and from a spending perspective?

Is the Canadian financial system in trouble? 2023 marked a significant year for the Canadian banking system. As we witnessed the downfall of a few regional banks down south of the border, many Canadians became concerned about the downfalls rippling through up to Canada. In addition, more concern and questions have been rising in the past few weeks as we hear of a few of the large financial institu...

As October rolls over, many parents have most likely just paid their children’s college education bills (looking at you Sean). And while inflation is the hot topic spoken about in nearly every grocery store, café, and news-channel- (I recently was sitting with a friend at a café and heard a couple on their first date talking about how the rising cost of groceries made them re-think their dating ha...

Last week, Jalal and I invited Matthew Persram with the Creative Industries team here at National Bank to chat about TIFF and how the actor’s strike south of our border ties with this exciting event. In this insightful and engaging discussion, we spoke about what the strike is about and how there needs to be an evolution and modernization of the entertainment operating model to keep up with the ch...

Corporate clients have been finding the new lending territory difficult to traverse. A recent survey has shown that a whopping 79% of large banks’ senior loan officers stated that their banks have tightened credit underwriting standards for commercial & industrial loans so far in 2023 and in 2H22. Jalal Midani and I invited Jonathan Khan with the National Client Group back again to sit with us...

National Bank's Philantra Foundation was founded to help individuals and businesses do philanthropic work in a way that is meaningful to them. Philanthropy plays an essential role in society and ensures the general well-being of the community in many business sectors. Whatever your philanthropic goal, the Philantra Foundation will help you incorporate it into your overall financial, fiscal, and es...

Jalal and I had the pleasure of sitting with Matthew Persram to discuss Canadian creative industries and the unique role that National Bank plays in this space. From movies to T.V. shows to paintings to video game development, there is an experience that is uniquely Canadian. And we at National Bank of Canada and National Bank Financial are proud to be a part of the process in giving a voice to Ca...

The Difficulties, Life, and Pleasure of an Entrepreneur!! Advisors can deliver value specifically tailored for entrepreneurs and their businesses to make sure all the strings are pulling in the same direction. As ‘entrepreneurs’ ourselves, we at National Bank Financial have a passion for creating a customized financial ecosystem to ensure that your personal and business finances are working togeth...

Baseball is a lot like life. And in our context, it's a lot like investing. Even the best ranked teams could lose to the worst ranked teams in any given game. Similarly, even the best portfolios could have negative days. Generally, no one game determines the fate of the team- losing one game does not equate to the end of the world. Investing is similar in that if a portfolio is properly diversifie...