Nick Ponty and Steven Clark
The Scottish Property Podcast
A weekly podcast focused on keeping property investors informed and educated on the Scottish property market. Co-hosts Nick Ponty and Steven Clark share their own experiences, answer questions and talk to experts in the industry.
Author
Nick Ponty and Steven Clark
Category
Podcast website
Latest episode
Jul 6, 2026
Where to listen?
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Episodes
Inside A Rapidly Scaling Property Business with Kyle Black 12.01.2026 1:05:05
In this episode of the Scottish Property Podcast , Kyle Black returns one year after his last appearance to share what has been a transformational 12 months for his property business, BLK . Kyle breaks down how he scaled rapidly, built an integrated “one-stop shop” model for investors, and why accountability, transparency, and long-term relationships sit at the core of everything he does. This epi...
The Reality of Building a Business You Can Actually Sell with Gavin Bell 05.01.2026 1:02:40
🎙️ Episode Highlights 🌍 From the Shetland Islands to Scaling a Business -Gavin shares what it was like growing up in the Shetland Islands and why leaving at 18 was almost inevitable if he wanted to build a business. -With limited local opportunities and a strong entrepreneurial drive, he moved south and began experimenting with online ventures early on. -Those early years laid the foundations for...
2025 RECAP: Wins, Lessons & What’s Next 29.12.2025 56:23
In this episode of the Scottish Property Podcast, Nick and Steven jump on the mics for a no-guest, no-filter conversation covering what they’re seeing right now in the Scottish property market. From landlord sentiment and ADS frustrations, to interest rates, buyer behaviour, tenanted sales, and why so many people are quietly exiting the sector, this episode is a candid market update based on real...
Property Isn't Passive - Here's the Proof with Russel Godfrey 22.12.2025 1:08:27
In this episode of the Scottish Property Podcast, Nick and Steven are joined by Russel Godferry , a hands-on property investor who shares an honest account of navigating the realities of property investing through changing market conditions, COVID disruption, and shifting tenant behaviour. Russel talks openly about lessons learned from deals that didn’t go to plan, how his strategy evolved over ti...
How Clark Adam Built a High-Income Portfolio at 69 15.12.2025 50:30
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Clark Adam , a 69-year-old property investor with one of the most fascinating life stories ever featured on the show. From growing up as a self-confessed “Ned” in Glasgow’s Cardonald, to joining the army at 15, to spending 25 years overseas protecting UK diplomats in some of the world’s most dangerous countries — Clark...
Major Red Flags Buyers Miss in Tenanted Sales with Portolio 08.12.2025 1:03:49
In this episode of the Scottish Property Podcast, Scott sits down with Portolio — Scotland’s specialist estate agency dedicated to selling tenanted properties. Since 2017, Portolio has carved out a unique position in the private rented sector by staying niche, focusing solely on tenant-in-situ sales, and championing transparency across the industry. In this conversation, Portolio breaks down how t...
Budget 2025: Landlords Face a 2 % Tax Hit on Rental Income and Dividends with Davy Hutton 01.12.2025 1:08:34
In this episode of the Scottish Property Podcast, Nick and Steven sit down with returning guest Davy Hutton , known for his outspoken views on politics, economics, AI and society. What begins as a conversation on Budget 2025 quickly evolves into one of the broadest and most thought-provoking episodes ever recorded on the podcast. Davy breaks down the 2% tax hit on rental income and dividends , exp...
Rent Controls Backfired — John Blackwood Explains Why 24.11.2025 1:11:35
In this episode of the Scottish Property Podcast , Nick and Steven sit down with John Blackwood , Chief Executive of the Scottish Association of Landlords (SAL) , who has spent nearly 25 years representing landlords across Scotland. John brings unparalleled insight into the private rented sector (PRS), the political pressures landlords face, and the complex legislative landscape shaping housing to...
From Chaos to Success: Scott McFarlane’s Property Journey 17.11.2025 1:03:33
In this episode, Nick and Steven sit down with Scott McFarlane , property investor, serviced accommodation specialist, and founder of Retrofit Properties . Scott opens up about his journey from a difficult childhood to military service, railway engineering, a life-changing accident, and eventually scaling a thriving SA management company and a growing property portfolio. 🎙️ Episode Highlights: 🌟...
From the Army to Property Success with Adam Williams 10.11.2025 59:36
In this episode of the Scottish Property Podcast , Nick and Steven sit down with Adam Williams — former British Army soldier turned property investor and sales professional. Adam’s story is one of resilience, discipline, and personal growth. After serving nine years in the army and being deployed around the world, he made the leap into property — building an exciting new career and completing mult...
Budget Rumours Every Property Investor Needs to Hear with Nick and Steven 03.11.2025 47:34
In this episode of the Scottish Property Podcast , Nick and Steven are back together for the November 2025 Market Update — discussing everything from their recent trip to Dubai to the latest UK housing data, rental trends , and budget rumours that could shake up the property market. From reflections on life abroad to concerns over government tax policy, this episode dives deep into what’s really h...
He Started Delivering Milk… Now He’s a Multi-Millionaire Property Investor (with Wullie Thomson) 27.10.2025 1:06:43
In this episode, Nick and Steven sit down with Wullie Thomson — entrepreneur, former dairy business owner, and now full-time property investor. Willie shares his inspiring journey from humble beginnings in Shotts to building one of Scotland’s largest independent milk delivery businesses before moving into the property world. 🎙️ Episode Highlights From Milk Rounds to Millionaire Mindset Grew up in...
The Truth About Quick-Sale Property Deals in Scotland with David Stewart 20.10.2025 1:06:48
In this episode of the Scottish Property Podcast , Nick and Steven sit down with David Stewart — property investor, developer, and founder of My Local Property Buyer . David shares his journey from a career in civil engineering and commission-only sales to becoming one of Scotland’s most experienced direct-to-vendor specialists, flipping properties with six-figure profits and running a successful...
What Every Investor Should Know Before Doing a JV Flip with Michelle de Almeida 13.10.2025 1:10:03
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Michelle de Almeida — business coach, entrepreneur, and property investor. Michelle shares her inspiring journey from a 20-year career in hospitality and corporate management to building a thriving property portfolio and multiple successful businesses. Growing up in a working-class family near Liverpool and Manchester,...
The Self-Employed Estate Agency Model That's Changing the Market with Ev Foster 06.10.2025 1:09:20
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Ev Foster , Regional Partner for Keller Williams Scotland. Ev shares her journey from being a stay-at-home mother of four to leading the growth of Keller Williams into a nationwide estate agency brand. After facing financial struggles following a divorce, Ev explored franchising and traditional estate agency work befor...
From Corporate Life to Property Freedom: Elain McLaren's Story 29.09.2025 1:02:53
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Elaine McLaren , chartered management accountant turned property investor. Elaine shares her journey from growing up in Scotstoun with early exposure to renovations, to leaving behind the corporate mould and building a portfolio designed to give her family more freedom and flexibility. From watching Homes Under the Ham...
The SEO Agency Owner Who Cracked Property Fast with Graham Grieve 22.09.2025 1:01:39
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Graham Reeves, digital marketing entrepreneur, property investor, and founder of an SEO agency that ranks number one for “SEO Glasgow.” Graham shares his journey from struggling with dyslexia at school and working as a chef, to building a thriving online business and scaling a growing buy-to-let portfolio. 🎙️ Episode H...
Why Your Photos Are Costing You Thousands with Philip Stewart 15.09.2025 52:36
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Phillip Stewart , a property investor and professional property photographer. Phillip shares his journey from a passion for landscape photography to building a successful property media business – and how he’s now using that platform to grow his property portfolio. Phillip talks about working with estate agents, develo...
From Modeling to Property Investing – Jemima’s Bold Career Shift 08.09.2025 1:09:42
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Jemima Spence , founder of Kelvin Grove Property Sourcing and Jemima Renovates . Jemima shares her remarkable journey from a modelling and acting career to becoming a property entrepreneur – and the challenges she faced along the way. After leaving her ex-partner’s property business and walking away from a large amount...
Budget Bombshell: Could Landlords Soon Pay National Insurance? With Neil Dymock 01.09.2025 54:24
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Neil Dymock to break down the latest developments in the Scottish and wider UK property markets. From falling rents in Dundee to the impact of government taxes, Neil provides valuable insights for landlords, investors, and anyone keeping an eye on where the market is heading. 🎙️ Episode Highlights: 🏘️ Dundee Rental Mar...
Planning Nightmares, Rogue Builders & £27K/Month Bills – Caroline’s Brutal Lessons 25.08.2025 1:09:39
In this episode of the Scottish Property Podcast, Nick and Steven welcome back Caroline Claydon , who first appeared on the show in 2020. Since then, Caroline has transformed her property career, moving from HMOs and planning gain projects to building her own boutique aparthotel brand – the Archibald Hotel Collection . Caroline shares the highs and lows of her journey – from overcoming £80,000 of...
Why Are Factor Fees So Expensive? Stephen O’Neill Explains 18.08.2025 1:03:34
In this episode, Nick and Steven sit down with Stephen O’Neill , founder of Newton Property Management , which now manages around 40,000 properties across Scotland . Stephen shares his fascinating journey from growing up in his family’s estate agency business, to launching and selling his own lettings company, and then scaling Newton into one of Scotland’s leading factoring businesses. Known for h...
The Young Investor Making Big Moves in Scottish Property with Declan Macaloney 11.08.2025 58:11
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Declan , founder of Vitality Property , who at just 24 years old has gone from plumbing apprentice to running a thriving refurbishment business and completing multiple property deals – including highly profitable assisted sales . Declan shares his remarkable journey from leaving school at 16, experimenting with side hu...
How to Start in Property with Rent-to-Rent with Graham Budge 04.08.2025 1:05:33
In this week’s episode, we sit down with Edinburgh-based property entrepreneur Graham Budge , who shares how his rent-to-rent journey has evolved into something far greater than just profit—it's now helping tackle Scotland’s housing crisis. Graham walks us through the early days of scaling serviced accommodation units with no capital, the £130k investment loss he endured trying to expand down...
Why UK Investors Are Flocking to Dubai – With Harris Hiscoe 28.07.2025 41:42
In this episode, we sit down with leasing director Harris Hiscoe , a Scotsman making waves in Dubai’s competitive real estate scene. From his roots in a 5th-generation showman family in Scotland to managing one of the most dominant leasing teams in Dubai, Harris shares the raw truth behind life, business, and building success in the UAE. He opens up about the mental resilience needed to survive an...
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