The Scottish Property Podcast

In this week's episode, Nick and Steven talk about the pros and cons of getting yourself involved in carrying out work on a refurb project. We talk about:Is this best use of your time as an investor? If you enjoy it then why not get stuck in with the sledge hammer? Learning the structure and fabric of a property and how tradesmen work will set you up for dealing with the costing of refurbs. Top ti...

In this week's episode, Nick and Steven chat to Jim Parker of Fife Properties. Jim is an estate agent, letting agent and also an experienced property investor active in the Fife area. We talk about:Jim's journey in property and his strategy for investingGrowing a successful business and the difficulty of deligatingMindset and overcoming negativityCurrent market conditions in Fife Its a great conve...

In this week's episode, Nick and Steven chat to Paul Cummins aka UK Property man. Paul is a full-time property investor active in the North of England and Lanarkshire. We talk about:How Paul transitioned from a successful engineer in the oil and gas industry to becoming full time in propertyHow he finds deals and works with investors to fund dealsWhy Paul invests in English HMO and why the strateg...

In this week's episode, Nick and Steven give 5 hacks to save you time and allow you to get more organised in your property business. 1. Google Photos https://www.google.com/photos2. Dropbox https://www.dropbox.com3. Zoom https://zoom.us4. Trello https://trello.com5. Report and Run http://www.reportandrun.comHope you find it useful and we would appreciate it hugely if you could find time to leave a...

In this week's episode, Nick and Steven give some top tips for buying property at auctions. A lot of people get the property bug from watching homes under the hammer but buying properties at auction comes with an added degree of risk and we talk about some of the things you should look out for. Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Ap...

In this week's episode, Nick and Steven explore the options for buying and selling investment property with a sitting tenant with Chris Wood from Portolio. We talk about:The advantages and disadvantages of buying property with a sitting tenantTips on doing your due diligence when buying tenanted propertyThe process involved in buying and selling property with a tenant in placeDiscussion about the...

In this week's episode, Nick and Steven explain what the Buy Refurbish, Rent, Refinance model involves and how it is an amazing strategy for building your portfolio. Nick gives a real life case study in Glasgow where he has used this strategy recently. Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts. Join us on the Monday night l...

In this week's episode, Nick and Steven chat with property investor Arshad Ali and discuss the fear and risk involved in buying your first investment property. Making that first investment is a huge move and you need to be taking all the steps that Arshad talks about to mitigate the risk of losing money on a deal. We talk about:The due diligence process for appraising a dealTips on viewing and how...

In this week's episode, Nick and Steven review their personal goals in property and look back on the goals set out in Episode 2 at the start of 2020. Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts. Join us on the Monday night live zoom call at 8pm, book your ticket here:https://www.eventbrite.co.uk/e/scottish-property-podcast-lo...

In this weeks episode Nick and Steven discuss the use of a property sourcer to help you build your property portfolio. What is a property sourcer and why would you use one? How much do they charge and what should you be paying for? What sort of information should a sourcer give you? Should you sign an NDA?What sort of terms should you be agreeing to? What kind of due diligence and checks can you c...

This week we have Accountant Brian Wright on the show to discuss how we can use the government backed business Bounce Back Loan in our property businesses. We look at all sides of the argument look in to the potential risks involved. We cover the following: - What is a business bounce back loan and who can apply? - How much can you claim and what it can be used for? - Can it be used to buy investm...

This week Nick and Steven interview Ross Harper. There are not many things Ross has not done in property! He owns multiple property businesses along with and auction company and estate agency. It was a really inspiring chat and we covered the following:- How Ross structures his various property businesses and how they work together so he can maximize on opportunities.- How Ross came through the da...

This week Nick and Steven discuss all the changes that have happened for landlords over the past 3 months of lockdown during Covid-19. From new laws to financial help, we break down 10 things that landlords need to be aware of. Legal:Fair rents billChanges to eviction proceduresChanges to the model PRT lease, special clauses for notice periodsNew council tax student exemptionEPC minimum rating req...

This week Nick and Steven interview Caroline Claydon. This fun, lighthearted interview covers a lot of ground...Caroline opens up to the guys about a failed business in the 2008 recession almost ruins her and her husband financially. After attending a property training course they rapidly grow their BTL portfolio before moving onto HMO's and then onto their latest project a new smart hotel concept...

In this episode, Steven talks us through a flip project that he completed in Kingskettle in Fife. Despite being way over budget on the refurb and discovering problems along the way, he still managed to turn a profit and pay back his investors. He talks about:The due diligence and how te deal was foundThe numbers in detailsThe lessons learnedIf you want to see the visuals then please go to our You...

This week on the Scottish Property Podcast Nick and Steven are joined Universal Credit expert Bill Irvine. With the recent Covid-19 pandemic and many tenants experiencing financial hardship, there has never been a better time to educate yourself on the subject of UC so that you can work together with your tenant to ensure the rent gets paid. Bill helps dissect the system. We cover:What exactly is...

In this weeks episode, we interview full-time investor Gillian Green. It was great to spend some time with Gillian and hear about her investing progress so far. Her and her husband Darren have created Mila Homes We cover a wide range of subjects from :Buy to Let Ayrshire Property Market (Example deals)Money in money out strategy (MIMO)Gillians experience in using her SASS pensionsFinding investors...

This week in the Scottish Property Podcast Steven asks Nick about his 5 step plan for dealing with rent arrears. Whether you are a self-managing landlord or have a portfolio managed by an agent it is important to understand the process of rent arrears which could ultimately lead to eviction proceedings. Find out the circumstances and identify the problem. Provide tenant with information and links...

In this weeks episode, we sit down with Edinburgh property investor Russell Godfrey. It was great to spend some time with Russell as he is hugely passionate about what he does and he has great attention to detail which showed in his Serviced Apartment we sat down in to do the interview. We covered a wide range of subjects from :Buy to Let Edinburgh Property MarketFlipping propertiesFinding dealsPr...

In this weeks episode Nick and Steven cover a very common question that is asked when joining the facebook group page; How to fund flip projects. Here is a high level overview of the methods discussed; 1.) Releasing equity from your own home.2.) Bridging finance. 3.) You can in theory use a BTL mortgage then 'change your mind'. But bear in mind this technically mortgage fraud. It is common and peo...

In this weeks episode Nick and Steven discuss joint ventures. Joint ventures are very common in the property industry. But like all relationships they start off new and exciting but can often not work out the way we intended. In this episode the guys discuss what joint ventures are, how they can be structured and they give some top tips on how to have a successful joint venture. Visit thisisproper...

Some of us may have a bit more free time on our hands whilst the government advise us to stay at home and save lives. So this week Nick and Steven give you 7 things to do during lockdown which will prepare you for when the crisis ends and put you in a position to thrive in your property business. Although things feel bad at the moment there will be opportunities at the end of this and it is import...

Nick and Steven catch up with deal sourcer Steven Canning who has already sourced £500,000 worth of property for his clients despite only just starting out in his property career. We discuss:How Steven got started in propertyStevens strategies to source on and off market dealsHow to build relationships and find investorsHow to stay compliant when sourcing dealsConnect with Steven:Instagram: https:...

Jerry Alexander transitioned from residential property investment to commercial back in 2004. He has since found a more unique strategy which allowed him to leverage and grow a 7 figure business through commercial property investment. Jerry's strategy is Commercial Multi-lets or CMO as he likes to call it. In this interview Jerry details the advantages of Commercial property investment and tells u...

Nick and Steven catch up on the latest news regarding the Coronavirus crisis and how it is having an impact on property investors and landlords. We cover :How have property investors been affected ?Serviced Accomodation market and rent to rentFlips and developersWill transactions still go through? Buy to let landlordsScottish government announcement to ban any evictions for rent arrearsUniversal c...