The Score

Hear from Dr. Lisa Loury Lomas, Eastern Area Director, joined The Links, Incorporated about how the organization is addressing key challenges facing our underserved communities and how friendship and service can actually serve as a catalyst for change. THE SCORE spoke with Dr. Lomas, a renowned psychologist about The Links, Incorporated’s history and upcoming conference where everything from discu...

Hear from Susan Fahy, Executive Vice President and Chief Digital Officer at VantageScore about how consumers and lenders are responding to the current economic environment. Susan spoke with THE SCORE podcast about what CreditGauge powered by VantageScore™ is telling us about how consumer credit health is impacted by current economic pressures and how stakeholders can use the tool to instantly get...

Hear from Dan Currell, CEO of the Digital Commerce Alliance, the premier, multi-industry trade association advancing the future of commerce through collaboration, education and standards in card-linking, mobile wallets and financial data.   Dan joins THE SCORE to discuss the current challenges faced by the banking sector, AI’s promise, and how banks can avoid becoming disintermediated through fint...

This question and other current fintech trends are discussed on the latest episode of THE SCORE Podcast. Hear from Mary Wisniewski, editor-at-large and director of content at Cornerstone Advisors. A journalist that’s been covering fintech for over a decade, Mary shares her insights into what types of fintechs are getting the most VC attention and where to find fintech talent.

Hear from Susan Fahy, Executive Vice President and Chief Digital Officer at VantageScore about the latest in how consumers are handling their credit accounts. Susan spoke with THE SCORE about what CreditGauge powered by VantageScore™ is telling us about the economy and how stakeholders can use the tool to instantly get access to a comprehensive database of consumer credit trends.

Hear from Chrissi Johnson, founder and CEO of Alinement Advisors, a New York-based advisory firm that coordinates housing policy efforts at the intersection of commerce and social change. Chrissi spoke with THE SCORE about how she’s developing “salons” to collaborate and solve the mortgage industry’s most urgent challenges.

Hear from Corey Carlisle, Head of Public Policy and Social Impact at Varo Bank. Corey spoke with THE SCORE about how Varo Bank structures its products and services to underserved consumers and how as a “tech-first” he works to tell the Varo story to policy makers.

Is alternative data really a game changer for credit scores? The answer…is yes. Hear from Jung Choi, Senior Research Associate at the Urban Institute about research that uncovers the impact that including rent data in credit scores has for underserved borrowers. Jung spoke to THE SCORE podcast about her research and how including VantageScore in mortgage applications will help solve for an increas...

What’s “in store” for the holiday shopping season and are consumers starting to demonstrate riskier credit behaviors? THE SCORE podcast caught up with Tom Aliff, who leads the Risk Consulting and Advisory practice for Equifax’s US division. Tom shared insights on how consumers are spending so far this holiday shopping season and how lenders can track credit risk while the economy is showing some m...

Hear from Silvio Tavares, President & CEO of VantageScore about why the company has dramatically improved its digital engagement and how data innovation will drive future growth in the adoption of VantageScore credit scores. Silvio shared with THE SCORE how recent tools and data resources like RiskRatio and CreditGauge – Powered by VantageScore™ will help lenders, capital markets and other sta...

Hear from Kate Griffin, Project Director for Building Inclusive Financial Systems at the ASPEN Institute, which is a powerhouse educational and policy studies organization based in Washington, DC.  Kate joined THE SCORE to discuss the potential launch of a proposed National Financial Inclusion Commission in the U.S. to create a national financial inclusion strategy. But who should lead that effort...

Hear from Joseph Akintolayo, a serial entrepreneur, strategist, and technologist based in Dallas, Texas. He is CEO and founder of Deposits. Joseph spoke to THE SCORE about how he helps financial institutions make services more accessible to underserved populations including those that have been formerly incarcerated. Follow us on social media! linkedin.com/company/vantagescore twitter.com/vantages...

Hear from Susan Fahy, Executive Vice President and Chief Digital Officer at VantageScore, about her role at VantageScore and the recently released digital Inclusion360™ tool! Susan shared with THE SCORE how the tool allows stakeholders to examine regions in the United States and seamlessly and interactively download information that sheds light on how many more creditworthy consumers reside in com...

Are banking industry news outlets in trouble because they can’t compete with, well…us? Hear from Rob Blackwell, Chief Content Officer & Head of External Affairs at IntraFi Network. Rob is also host of the “Banking with Interest” podcast and formerly was editor-in-chief of American Banker, the banking industry’s most prominent media outlet. During the conversation, Rob explains why, despite all...

Hear from Mike Davis, founding partner of Olive Tree Ridge. Mike spoke to THE SCORE about how his firm exclusively funds women and immigrant-owned businesses and his fondness for the movie “My Cousin Vinny!” Follow us on social media! linkedin.com/company/vantagescore twitter.com/vantagescore fb.com/vantagescore instagram.com/vantagescore youtube.com/vantagescore

THE SCORE landed an interview with one of the most prolific speakers that mortgage industry has! Hear from Faith Swartz, President of Housing Finance Strategies and founder of the #housingDC22 conference. Faith spoke to THE SCORE podcast about whether a downturn in the economy could impact the important spotlight that currently shines on housing equality. Follow us on social media! linkedin.com/co...

ARE WE HEADED FOR ANOTHER MORTGAGE DEFAULT CRISIS?  For the most part consumer credit is healthy, but will a Recession hit the mortgage industry harder? Here from Rick Sharga, Executive Vice President Market Intelligence at ATTOM as he breaks down the latest in mortgage foreclosure trends. Follow us on social media! linkedin.com/company/vantagescore twitter.com/vantagescore fb.com/vantagescore ins...

Hear from Steve Ely, CEO of eCredible about how their services help consumers AND small business owners tap into their cell phone and other utility payments to help get access to loans. Steve spoke to THE SCORE podcast about how using permissioned data that isn’t normally reported to the credit bureaus is likely to be part of loan underwriting in the future. Follow us on social media! linkedin.com...

You might be surprised to learn that among all the fintechs out there solving for so many unique problems that it’s a student loan provider that American Banker named best fintech to work for.  According to the Education Data Initiative, the average public university student borrows about $30,000 to obtain a bachelor’s degree. Meanwhile, those who attend private universities borrow around $44,000...

It’s a question we get all the time: Why do I have so many different credit scores and which one do lenders use? We posed this question and more to Liz Weston, award-winning personal finance columnist at Nerdwallet, speaker, commentator and author of “Your Credit Score,” which is in its fifth edition! Follow us on social media! linkedin.com/company/vantagescore twitter.com/vantagescore fb.com/vant...

For tens of millions of consumers, the monthly rent is the largest monthly debt obligation, but (1) you don’t get rewards for paying it like you do for credit cards, and (2) it doesn’t help your credit score. Bilt is changing all that. Dan Seder, chief operating officer of Bilt Rewards spoke to THE SCORE about his start-up. Follow us on social media! linkedin.com/company/vantagescore twitter.com/v...

Hear from John Sun, CEO & Founder of Spring Labs, which creates and oversees anonymous, decentralized data networks that vastly increase the amount, quality, and security of information available to market participants. John spoke to THE SCORE podcast about how loan transactions are occurring in the crypto market and on the blockchain…and that “know your customer” rules and credit scores will...

Over 63 million Americans are unbanked or underbanked. With fees and interest rates, it's expensive to be one of these consumers. MoCaFi, a popular fintech company, is on a mission to bridge the wealth gap with their innovative solutions and products. Today we meet with their Founder and CEO  Wole Coaxum to understand the lay of the land and what they are up to. Follow us on social media! lin...

How are the credit reporting bureaus integrating BNPL financial data and using it? Find out in this episode with Liz Pagel, Senior Vice President, Consumer Lending Business Leader at TransUnion Follow us on social media! youtube.com/vantagescore fb.com/vantagescore twitter.com/vantagescore vantagescore.com/linkedin instagram.com/vantagescore

Millions of people have been financially impacted by COVID-19 around the world. How has the pandemic impacted the way American consumers are managing their debts? Find out in this episode with Emre Sahingur, SVP for Predictive Analytics, Research and Product Management at VantageScore Solutions. Follow us on social media! youtube.com/vantagescore fb.com/vantagescore twitter.com/vantagescore vantag...