The Savvy Wallet Podcast

Michael is a certified financial planner and financial advisor with over a decade of experience in the financial services industry. In this episode we discuss: - How a client experienced changed Michael’s perspective on retirement - Pro’s and cons of using a pension for retirement - What you need to do differently to speed up your retirement - What are RSU’s and stock options and how to build weal...

Hey Folks! I hope you’re enjoying the weekend! Just to let you know the podcast will be on a short break for 1 week and will return on the 14th July.  I need a short break to replenish my battery and go strong for the second half of the year. In the meantime why not check out previous episodes that you've missed. I’ve got so many amazing conversations coming up so please stayed tuned and I’ll see...

In this bonus episode, recorded live at the Morningstar Investment Conference, Ato speaks with Ryan Murphy, Global Head of Behavioral Insights at Morningstar — a leading global investment research and management firm known for its trusted data, analysis, and expert insights that help investors make informed decisions. In this episode we discuss: - How your money mindset shapes financial decisions...

In this episode, Ato speaks with Joyce Idoniboye, Chief People Officer at Oxfam GB she is an accomplished Human Resources leader with over 20 years of experience spanning the non-profit, investment banking, and legal sectors. In this episode we discuss: - Why Joyce risked everything to move to London - How she went from working in a hotel to Chief People Officer - How to stand out to your manager...

In this episode, Ato speaks with Ayesha Ofori a multi-award-winning business woman, property investor, angel investor, and the founder & CEO of Propelle, a female-focused investment platform. In this episode we discuss: - Wealth lessons learnt from Ayesha's time at Goldman Sachs - How she became an executive director at Goldman Sachs - Was there pressure managing £500 million of client's money - C...

In this episode, Ato speaks with Mike Coop is the Chief Investment Officer for Morningstar Investment Management in Europe, the Middle East, and Africa, with over 37 years of experience in financial services. In this episode we discuss: - Lessons from 37 years of investing - How to build a well diversified stock portfolio - S&P 500 vs Global Index Funds - Is it too late to invest in AI? - What’s t...

In this episode, Ato speaks with Joseph Obeng is a qualified financial advisor with over 12 years in the financial services industry. He’s the author of Flow State Money, a book that blends psychology and personal finance to help you manage money with clarity and confidence. In this episode we discuss: - The obsession with buying property - The societal pressure of getting on the property ladder -...

In this episode, Ato speaks with Perry, a cab driver, property entrepreneur, author and went on the journey of financial independence at the age of 57 and he achieved financial independence (light) in 3 years. In this episode we discuss: - Why Perry decide to change his life at 57 - Shifting from 40 hours a week or 80 hours a week to make extra income - How he managed to buy multiple properties on...

Live at the Morningstar Investment Conference, Ato speaks with 4 investing experts on how to build wealth through the stock market. In this video we discuss: - How to build wealth through the stock market - What they wished they had known sooner - Their number one advice for investors - Why waiting to invest can cost you - Biggest mistakes investors make - Where Morningstar see potential opportuni...

In this episode, Ato speaks with Ebenezer Ghanney, the Founder of WeWire a fintech company which helps to facilitate cross border payment and he’s also the former head of operations for Ghana at yellow card, the most funded cryptocurrency exchange in Africa. In this episode we discuss - Money lessons that shaped Ebenezer - How WeWire solves the dollar crisis in Africa - How WeWire has grown to a 7...

In this bonus episode, recorded live at the Morningstar Investment Conference, Ato speaks with Dan Kemp, Chief Research and Investment Officer at Morningstar — a leading global investment research and management firm known for its trusted data, analysis, and expert insights that help investors make informed decisions. In this episode we discuss: - Why you should ignore the headlines and stay inves...

In this episode, Ato speaks with Lámidé Elizabeth a former banker at JP Morgan and Citibank, international real estate consultant and co-founder of professionElle network. In this episode we discuss: - Lámidé's key lessons from working in investment banking - Why multiple streams of income is essential - Building wealth with no borders - The importance of discipline - Key insights from millionaire...

In this episode, Ato speaks with Julianah a property investor & developer with over 10 years experience in the property industry and has a property portfolio worth £2.1 million. In this episode we discuss: - How Julianah scaled her property portfolio to 11 properties - How to build wealth with property - The pro's and con's of the BRRR strategy - The opportunity to invest in property in UAE - Whet...

In this episode, Ato speaks with Chris Ball, a financial advisor, chartered accountant, and CEO of Hoxton Wealth, which provides borderless financial advice to high and ultra-high-net-worth clients, managing $2.7 billion in assets for over 7,000 clients globally. In this episode we discuss: - Starting Hoxton Wealth - Money management is key to building wealth - Why buying a property isn't the smar...

In this episode Ato has a conversation with Dr Andy Summers, who is an Associate Professor of Law at the London School of Economics. His research focuses on the evaluation and design of UK tax policies, particularly those affecting top earners and High Net Worth Individuals (HNWIs). He is the Director of the Centre for Analysis of Taxation (CenTax), a research center dedicated to contributing to t...

In this episode we have Debodun Osekita, former trader at Goldman Sachs, founder of stock pickers academy a community that educates you on investing in the stock market, founder of coach cube that helps you prepare for job interviews, he is an investing coach and angel investor. In this episode we discuss: - Why you need to invest - A simple way for you to start investing and building wealth today...

In this episode we have Frederick Afrifa who is a award winning global keynote speaker, TEDx public speaking coach, co-founder of communication coaching business “believe in greatness”, former professional athlete representing Italy and was a candidate on season 19 of The Apprentice 2025. In this episode we discuss - Frederik’s journey to becoming a pro athlete - Hitting rock bottom and wanting to...

In this episode we have Michael Berhane, a software engineer and founder of POCIT a career platform for the underrepresented in tech. In this episode we discuss: - How he scaled POCIT to 7 figures but then had to PIVOT the business - Dealing with anxiety whilst growing the business - How being a CEO is like being a parent - Wealth building strategy to retire early - Biggest surprises of 7 years of...

In this episode we Ian Dempsey, an independent financial advisor with nearly two decades of experience in the financial services industry. He brings a wealth of knowledge garnered from his extensive career, including roles in mortgage advising before venturing into financial advising. In this episode we discuss: - The proposed Cash ISA changes - Overpaying your mortgage vs investing in the stock m...

In this episode we have Benedicta, who is a CIMA Qualified Accountant with over 13 years experience working in Government Finance, she’s a Finance Management Consultant, Public speaker and the founder of Beniratio Finances. In this episode we discuss: - Impact of Personal allowance being frozen - Capital gains tax changes and what that means for you - How businesses, employees and contractors are...

In this week's episode we have Priya Gill Liaudet, who is a divorce lawyer and a family law specialist. With over 10 years assisting couples who are forming a union and want an agreement in place to safeguard their future as much as possible. In this episode we discuss: - How the legal system views marriage and finances - Why money causes a breakdown in marriage - How a pre-nuptial and post-nuptia...

In this week's episode we have Bejay Mulenga MBE, who is the founder of the training, recruitment and development company, Supa Network where he has worked with brands such as Apple, Google, Amazon, Sony Music, Uber, Coca-Cola, Facebook, Nike and much more. In this episode we discuss: - Bejay's creating his first business at 14 and earning £200k at 18 - Building a training business and working wit...

In this week's episode we have Lord John Lee, a House of Lords member, former MP, a Stock Market Investor with over 60 years of experience and author of the book “How To Make A Million Slowly Guiding Principles From A Lifetime of Investing”. In this episode we discuss: - Lessons John has learnt from 60 years of investing - How he became the UK's First ISA Millionaire in 2003 - The strategy he used...

In this week's episode we have ex-recruiter and proposal manager Amie Touray who is a former pharmaceutical recruiter where she helped job seekers land roles in the industry. She is now a proposal manager in clinical research and the founder of For My Interview. In this episode we discuss - Why the Job market in the UK and globally is so tough - How to effectively prepare for an interview - Using...

In this episode we have Pete Matthew a 27-year veteran Chartered Financial Planner and the creator of Meaningful Money where he has developed over 600 videos and 550 podcast episodes, helping countless people understand how money works and how to make it work for them and he's the author of "The Meaningful Money Handbook". In this episode we discuss: - Stocks and Shares ISA vs Workplace Pensions v...