The Savings Tip Jar

This week is our last episode for the year! And what better way to round out a huge season with a huge chat with Clare O'Neil, the federal minister for housing. The minister was kind enough to lend us 15 minutes or so to chat to us about the housing crisis, the policies the government has in place to address it, how they are going, what could be done better, and how the feds are working with the s...

Corelogic's home value index for October shows Sydney's home values dropped marginally - the first fall since early 2023! Auction clearance rates and other market indicators show a softening in Australia's largest property market. Here to unpack all of this and what it means is the editor of Your Investment Property Magazine, Emma Duffy.

This week is our last episode for the year! And what better way to round out a huge season with a huge chat with Clare O'Neil, the federal minister for housing. The minister was kind enough to lend us 15 minutes or so to chat to us about the housing crisis, the policies the government has in place to address it, how they are going, what could be done better, and how the feds are working with the s...

Also on this week’s podcast, we had Bernadette Lunas, the resident InfoChoice finance journalist to talk to us about the rise of ‘boomerang kids’, and what it says about society and the cost of living when adult kids move back home. The latest survey from Australian Seniors found the biggest cause for adult children moving back in with their parents are: Financial struggles (39%); relationship and...

On this week’s podcast, we had Jenny Wong, the tax lead at CPA Australia to talk us through a rather spooky deadline. Yes, that’s the tax return deadline – due 31 October! And the ATO could knock on your door for failing to lodge, and it’s not going to be for ‘trick or treat’. Jenny ran us through some potential penalties for failing to lodge, as well as how to extend that deadline, as well as som...

On this week’s podcast, we had Jenny Wong, the tax lead at CPA Australia to talk us through a rather spooky deadline. Yes, that’s the tax return deadline – due 31 October! And the ATO could knock on your door for failing to lodge, and it’s not going to be for ‘trick or treat’. Jenny ran us through some potential penalties for failing to lodge, as well as how to extend that deadline, as well as som...

This week, on our fortnightly property chat with Emma, we discussed the big news coming from Victoria this week. Yes, you might have heard that the state government is minimising stamp duty for those who buy an off-the-plan, strata-titled property. Essentially, the construction costs will be minimised from the total value of the package. While this doesn't eliminate stamp duty entirely it could sa...

This week on the podcast we had special guest Victor Idoko, the founder of financial planners CFV Services. He’s here to talk to us about the five steps needed to retire at age 50! Sounds pretty tough, but doable. People with need to weigh up the benefits and sacrifices needed to retire at that relatively young age. As they say 50 is the new 30. As well as this, Victor has a new book out, detailin...

This week on the podcast we had special guest Victor Idoko, the founder of financial planners CFV Services. He’s here to talk to us about the five steps needed to retire at age 50! Sounds pretty tough, but doable. People with need to weigh up the benefits and sacrifices needed to retire at that relatively young age. As they say 50 is the new 30. As well as this, Victor has a new book out, detailin...

On this week’s podcast we had Brooke Cooper, the editor of YourMortgage.com.au to talk to us about refinancing and the ramifications on your credit score. Hint: It counts as a hard enquiry on your report, but don't miss the forest for the trees.

Our special guest for this week was Moses Samaha, the executive GM at Equifax, to talk to us about spending in the lead up to Christmas and the risks of applying for and falling behind on repayments during this period. We threw a lot at him and he spoke about a few very interesting topics! 00:00-00:53 - Intro 00:53-02:04 - Christmas & Black Friday spending 02:04-04:26 - Account growth flat but...

On this week’s podcast we had a credit score bonanza! First up we have Brooke Cooper, the editor of YourMortgage.com.au to talk to us about refinancing and the ramifications on your credit score. Then, our special guest for this week was Moses Samaha, the executive GM at Equifax, to talk to us about spending in the lead up to Christmas and the risks of applying for and falling behind on repayments...

We have our fortnightly property industry roundup with Emma Duffy, the editor of Your Investment Property Magazine. The Queensland election is coming up, and what’s this talk about rent controls?

This week on the podcast, we got thinking about our financial goals and whether we’re feeling confident to kick them, with our special guest Jenneke Mills, the head of technical services at MLC. 00:00-00:30 - Intro 00:30-03:53 - Mental block of pursuing goals 03:53-08:25 - Generational differences in financial priorities 08:25-12:04 - Rise of Bank of Mum and Dad 12:04-12:56 - Other financial barri...

This week on the podcast, we got thinking about our financial goals and whether we’re feeling confident to kick them, with our special guest Jenneke Mills, the head of technical services at MLC. We also had our fortnightly property industry roundup with Emma Duffy, the editor of Your Investment Property Magazine. The Queensland election is coming up, and what’s this talk about rent controls? Plus...

Resident finance journalist Harry O'Sullivan is back from his overseas fact finding mission and is here to chat to us about the US mortgage market vs Australia Fixed-rate mortgages in America reign supreme, and can be locked in for up to 30 years. In contrast Aussies love variable (or floating rate) mortgages. Why is this, and could Australia ever move to be more like America in this regard? It's...

Look what’s in the political news cycle again! It’s negative gearing. Why is it controversial? What’s the beat up? This week on the pod we spoke to Suresh Raghavan, the acting CEO of LocalAgentFinder, to discuss this topic, and why it’s doing the rounds again. 00:00-00:50 - Intro 00:50-01:55 - What is negative gearing 01:55-02:55 - Effects if it's axed 02:55-04:33 - Why it's controversial 04:33-06...

Look what’s in the political news cycle again! It’s negative gearing. Why is it controversial? What’s the beat up? This week on the pod we spoke to Suresh Raghavan, the acting CEO of LocalAgentFinder, to discuss this topic, and why it’s doing the rounds again. Plus we chat to resident finance journalist Harry O’Sullivan on 30-year fixed-rate mortgages. They’re popular in the United States, but cou...

In our fortnightly property wrap, we chatted to Emma Duffy, editor of Your Investment Property Magazine, to discuss if the love for regional property during Covid was just a flash in the pan or something more sustained.

On this week's pod we had Ben Nash, who is a financial adviser of more than a decade, and founder of Pivot Wealth. He's also written a new book called 'Virgin Millionaire: The Step-by-Step guide to your First Million and Beyond'. We discussed some common wealth building tropes and steps in Australia, and how to kickstart your goals. 00:00-00:28 - Intro 00:28-01:46 - Basics of the b...

On this week's pod we had Ben Nash, who is a financial adviser of more than a decade, and founder of Pivot Wealth. He's also written a new book called 'Virgin Millionaire: The Step-by-Step guide to your First Million and Beyond'. We discussed some common wealth building tropes and steps in Australia, and how to kickstart your goals. Plus we chatted to Emma Duffy, editor of Your Inv...

This week we took a bit of a deeper dive into the changing credit card landscape with Savings.com.au senior finance journalist Denise Raward. We discussed spending is up, but debts are down on the plastic fantastic, which has led many providers to start changing monthly fees and strip back the perks on offer!

This week we had Kanishka Raja, ubank's chief product officer of lending, on to discuss ubank's latest survey findings, revealing young Aussies haven't given up their homeownership dreams despite barriers to entry. A couple ways ubank is facilitating this is through fast application approvals and no LMI payable on its 85% LVR product. Kanishka is a repeat guest, last featuring in Episo...

This week we had Kanishka Raja, ubank's chief product officer of lending, on to discuss ubank's latest survey findings, revealing young Aussies haven't given up their homeownership dreams despite barriers to entry. A couple ways ubank is facilitating this is through fast application approvals and no LMI payable on its 85% LVR product. Kanishka is a repeat guest, last featuring in Episo...

It's time for our fortnightly wrap with Emma Duffy, and she's here to discuss REIA's report that found housing affordability (including mortgage costs) is at its worst since records began. Granted, that was only in 1996... but still.