The Safe Money Retirement Show

In this week's episode, we will discuss what you can do to have the best chance to retire "happily". What makes people truly happy in retirement? Multiple studies have answered this question. Does having a purpose to still be living help? How can you decide what type of income in retirement will be the best for you, specifically? It takes about 15 minutes of your time to get the ans...

In this week's episode, I discuss the "Tax Code Reset" that is coming on Jan 1, 2026. What does this change mean for you? Is there anything you can do to keep from having to pay potentially higher tax rates on your retirement accounts when you withdraw from them? How does a Roth conversion work and how is it different from contributions? Can you do a Roth conversion on only part of...

In this week's episode, I discuss how to keep from having to worry about market risk in your retirement accounts. Even gambling sites warn you not to bet money you can't afford to lose. Why would you want to do that with your hard-earned retirement? Are there ways to secure the retirement dollars you can't afford to lose? What does that look like? Isn't it time to get answers t...

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success . This is part 2 of Chapter 9 (Real People, Real Safe Money Retirement Game Plans). We'll discuss a real-world example of a client that reduced their stress in retirement by guaranteeing themselves an income they cannot outlive and it includes an LTC benefit as...

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success . This is part 1 of Chapter 9 (Real People, Real Safe Money Retirement  Game Plans). We discuss the stories of Betty and Leon and how we were able to find their perfect retirement match. Are annuities always the right fit? How can they help offset LTC costs? Don&apos...

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success . This is part 2 of section 2 of Chapter 8 (Safe Money Part III: The KEY to Peace of Mind). Can you make withdrawals from an annuity? How does that work? Is a fixed annuity an investment? Don't you think it's time to ask the right questions and get honest a...

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success . This is part 1 of section 2 of Chapter 8 (Safe Money Part III: The KEY to Peace of Mind). Is growth with no market losses really possible? What different options do you have in growth plans? Are there plans that allow you to change (or reallocate) your growth metho...

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success . This is part 2 of section 1 of Chapter 8 (Safe Money Part III: The KEY to Peace of Mind). How does a Guaranteed Lifetime Income plan actually work? Can it provide income for both spouses as long as either lives? What if either spouse ever gets into a Long Term Care...

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success . This is part 1 of section 1 of Chapter 8 (Safe Money Part III: The KEY to Peace of Mind).  Do you have INcome or IFcome for your retirement? When do you need to be on offense or defense in retirement and what does that mean? Why do so many people dislike annuities...

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success . This is part 2 of Chapter 7 (Safe Money Part II: Somewhat Safe, Mostly Sorry (Savings, CDs, and Coffee Cans)).  How can you lose money if it is safe in a bank or under your mattress? How can you combat inflation in your retirement? Can you get a guaranteed return i...

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success . This is part 1 of Chapter 7 (Safe Money Part II: Somewhat Safe, Mostly Sorry (Savings, CDs, and Coffee Cans)).  How can you lose money in savings, CDs, and coffee cans? How does inflation play a role in planning your retirement? Don't you think it's time...

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success . This is part 2 of Chapter 6 (Safe Money Part 1: From Wall Street to Your Street). What is the "pesky math" that most advisors don't want you to know? When does -30=+43? Why is it VITAL to your retirement to determine a purpose for your money ? Don&ap...

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success . This is part 1 of Chapter 6 (Safe Money Part 1: From Wall Street to Your Street). Is your money "in the market"? Does that mean it's "at risk"? What about longevity and sequence of returns risks? Are there plans that can remove these risks...

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success . This is part 2 of Chapter 5 (Legacy Planning: More Than Just Peace of Mind). What role does Long-Term Care planning take in a Safe Money Retirement? What about estate plans? How should you plan for death and taxes? Don't you think it's time to ask the rig...

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success . This is part 1 of Chapter 5 (Legacy Planning: More Than Just Peace of Mind). What is legacy planning? What are the different types of life insurance and how do they work? 70% of people over 65 will need long-term care at some point so what should you do to prepare?...

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success . This is part 2 of Chapter 4 (With A Little Help From Uncle Sam). When can you enroll in Medicare and what options do you have? What is the biggest expense retirees have and how can you offset as much of it as possible? Don't you think it's time to ask the...

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success . This is part 1 of Chapter 4 (With A Little Help From Uncle Sam). What are the government programs that WILL impact your retirement happiness and how can you maximize them? When should you take Social Security? Don't you think it's time to ask the right qu...

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success . This is part 2 of Chapter 3 (The Basics of a Safe Money Retirement Game Plan). What are some common misconceptions about retirement? What creates happiness in retirement? What are the differences between INcome and IFcome? What are the 3 pillars of retirement? Don&...

This special edition episode is a replay of a live interview I did on AM910 WJCW with legendary broadcaster Carl Swann about the RISA® , a personality profile questionnaire designed specifically to help plan the retirement that matches your unique personality. How does this work? Who should do a Retirement Income Style Awareness® profile and how do you do one? Don't you think it's time t...

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success . This is part 1 of Chapter 3 (The Basics of a Safe Money Retirement Game Plan). What are the differences between having a retirement account (401(k), IRA, TSP, etc) and having a retirement plan? How do you take the money you saved in an account and turn that into a...

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success . This is part 2 of Chapter 2 (The Making of a Certified Financial Fiduciary ® ). What is Ed Slott's Elite IRA Advisor Group™ and why is it vital to work with a member? What is a Fact Finder appointment and why is having a process so important? What is my proces...

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success . This is part 1 of Chapter 2 (The Making of a Certified Financial Fiduciary ® ). Why is it important to work with a Certified Financial Fiduciary® and how is that different from anyone else that says they are a fiduciary? What is a Disney-esque retirement planning e...

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success . This is part 2 of Chapter 1 (Dad and Disney). How did the principles of best-in-class service I learned at Disney translate to Safe Money Retirement? What is our process and how it can give you a Disney-like experience with your retirement planning? Don't you...

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success . This is part 1 of Chapter 1 (Dad and Disney). Why did I write this book? Why am I so passionate about what I do? Can this book really help you? Don't you think it's time to ask the right questions and get honest answers? Join me each week for a FREE educa...

We'll discuss what mortality credits are and all 4 parties to an annuity. Can you use the power of mortality credits to help fund your retirement? Who are the different parties involved in an annuity and how do they relate to each other? What is an annuity and is one even right for you? Don't you think it's time to ask the right questions and get honest answers? Join me each week fo...