The Roth Guy with Jude Wilson

Most people, when trying to plan their retirement, have to guess about the answers to some important questions. Let’s talk about some of those questions and why you need to have a better answer than just a guess Contact: Website: https://centrusfs.com/podcast/   Call: 800-779-4592

This USA Today article points out 3 murky issues that increase retirement planning’s degree of difficulty, especially in today’s economic climate. On this episode, we’ll break down the article to see if it’s worthwhile advice if the murky issues are actually that threatening, and what you can do about all of it if you’re concerned. USA Today Article: https://www.usatoday.com/story/money/personalfi...

Some people feel that they’ll save money by handling their investments themselves instead of working with an advisor. Others may like the challenge of doing it themselves. Still others just don’t know who to trust so they end up not working with anyone. Let’s talk about some reasons that you might need an advisor. Contact: Website: https://centrusfs.com/podcast/   Call: 800-779-4592

If you have kids, often they come up in the discussion when you’re talking about your retirement plans. Let’s talk about some of the ways those discussions play out, the role your advisor should play in navigating these conversations, and the overall impact on you and your family’s financial goals. Contact: Website: https://centrusfs.com/podcast/   Call: 800-779-4592

Time for a little fun on this episode. We’ll use some fill in the blank prompts to spark good discussion about relationships between advisors and their clients, the stock market, common planning mistakes, and much more. Contact: Website: https://centrusfs.com/podcast/   Call: 800-779-4592

In football, teams are extra careful not to make a mistake when they get within about 20 yards of scoring points (known as the Red Zone). They’ve typically worked hard to get to that point and don’t want to cost themselves by throwing an interception or fumbling the ball and giving it to the other team. On this episode, we’ll explore the financial equivalent of the Red Zone and discuss how you can...

We answer emails and some getting to know questions with Jude as this year winds down. Contact: Website: https://centrusfs.com/podcast/   Call: 800-779-4592

Maybe you’re close to retirement and think you don’t have nearly enough money saved. Let’s talk about some reasons that the news might not be as bad as you think. Contact: Website: https://centrusfs.com/podcast/   Call: 800-779-4592

We see a lot of people who aren’t getting the kind of advice and service from their financial advisor that they should be. In a lot of cases, the advisor is only “managing the investments,” but not providing guidance in other areas. Let’s talk about some of the things that your advisor should be doing. Contact: Website: https://centrusfs.com/podcast/   Call: 800-779-4592

Different types of accounts have different tax consequences. Let’s talk about those advantages and disadvantages in different types of accounts and how you can use them (or not) in retirement planning. Contact: Website: https://centrusfs.com/podcast/   Call: 800-779-4592

Have you heard someone say they’re risk averse? Do you know what it really means in the context of the financial world? We’ll explore this important buzzword on today’s show and explain why it’s so important to have a good grip on just how risk averse you are. Contact: Website: https://centrusfs.com/podcast/   Call: 800-779-4592

Getting husbands and wives on the same page with their retirement plan can often be a challenge. Let’s talk about some of the things that couples often mess up. Contact: Website: https://centrusfs.com/podcast/   Call: 800-779-4592

Even if you have a solid financial plan in place, things can quickly get out of tune if you don’t make adjustments from time to time. Let’s talk about some of the areas where we often see people get out of tune in their financial plan. Contact: Website: https://centrusfs.com/podcast/   Call: 800-779-4592

If you’ve ever ridden the subway in London, you’ve probably seen the “Mind the Gap” signs warning you to be aware of the gap between the train door and the station platform. Let’s talk today about minding the gaps in retirement planning. Contact: Website: https://centrusfs.com/podcast/   Call: 800-779-4592

If you’re of the age that your mom and dad retired 20 or 30 years ago, the world was a much different place when they walked away from their paychecks. Let’s talk about how things are different now. Contact: Website: https://centrusfs.com/podcast/   Call: 800-779-4592

Fire extinguishers, airbags in your car, and smoke alarms in your house are all examples of things in life that don’t really seem to matter until they’re the only thing that matters. On that rare occasion when you need one of those items, you’ll either be very glad that you have one, or really regretting the fact that you don’t. Contact: Website: https://centrusfs.com/podcast/   Call: 800-779-4592

So much focus in the financial world revolves around accumulating money. There’s all sorts of advice, howto guides and guardrails in place when it comes to saving and investing, but a lot less resources out there to help retirees navigate the period of time after retirement. This is known as decumulation, the spending down and managing of the assets you’ve accumulated through your life. And on thi...

The United States has taken on a lot of debt and this number has only skyrocketed since the Coronavirus pandemic. There was a lot of spending to keep the economy afloat, but this makes the tax conversation more important than ever. Jude talks to us about some of the proposals that might become a reality in the future and share how he has been able to help some of his clients with taxes. Contact: W...

Ironically, life insurance is a young man’s game. The perception among many people is that your need for life insurance dramatically decreases and perhaps becomes completely unnecessary as you age. Is that really the case? On this episode, let’s explore some ins and outs of life insurance and its various uses. Contact: Website: https://centrusfs.com/podcast/   Call: 800-779-4592

Let’s talk about some of the areas of your financial life where you might be flirtin’ with disaster and don’t even know it… Contact: Website: https://centrusfs.com/podcast/   Call: 800-779-4592

"The Family Letter" author Debi Ronca joins the show this week to talk about her book and her job as a life coach. The Family Letter: https://debironca.com/product/the-family-letter/ Contact: Website: https://centrusfs.com/podcast/   Call: 888-534-9994

Are pension plans truly disappearing across the country? Let’s take a look at the status of pension plans in America and how changes in that space impact you when planning for retirement. Contact: Website: https://centrusfs.com/podcast/   Call: 888-534-9994

A recent survey found that nearly half of the female respondents said they defer major financial and investment decisions to their spouses. On this episode, let’s go over some tips for how women can get back in the game when it comes to involvement in the process of making financial decisions whether married, divorced or single. Contact: Website: https://centrusfs.com/podcast/   Call: 800-779-4592

Business owners are particularly vulnerable to some misconceptions and false assumptions about their retirement. Let’s address a few of these issues. Contact: Website: https://centrusfs.com/podcast/   Call: 800-779-4592

As you get ready to file 2020 taxes and look ahead to the rest of this year’s tax implications, let’s cover some of the changes you need to be aware of and answer some important tax questions. Contact: Website: https://centrusfs.com/podcast/   Call: 800-779-4592