The Retirement Solution

In this episode, Jon discusses the current market volatility and the potential for a recession. He explains the concept of the Magnificent Seven stocks and their impact on the market. Jon highlights different strategies to protect gains and minimize losses. He emphasizes the importance of finding a balance in investment decisions and adapting to the evolving financial landscape. Visit RetirementSo...

In this episode, Jon focuses on the frustration with the abundance of incorrect and misleading financial information available. He discusses the importance of customized financial plans and the need to consider individual circumstances such as marital status, age gap, health issues, and tax situations. The conversation then shifts to the possibility of a recession and its impact on retirement plan...

Jon discusses the potential impact of the Federal Reserve cutting interest rates and how it may affect investments and the economy. He also addresses the concerns about the upcoming election and its effect on retirement plans. Jon emphasizes the need for personal responsibility in managing finances and suggests that individuals should be prepared for potential economic challenges. Visit Retirement...

Jon compares the new pitch clock rule in MLB to retirement planning and why rushing the process can have consequences. He emphasizes being intentional when developing a plan revolving around the five pillars to retirement: protection, income design, tax strategy, wealth transfer, and healthcare. Visit RetirementSolutionRadio.com to start building your retirement plan today! See omnystudio.com/list...

Jon discusses the current state of the markets and the potential for a downturn following the recent all-time highs. He emphasizes the importance of protecting retirement savings and creating a reliable income stream. Jon shares the need for a balanced portfolio that includes both growth assets and income assets. Visit RetirementSolutionRadio.com to start building your retirement plan today! See o...

Jon discusses the importance of needing to manage and plan for retirement in the future. Tom Selleck is brought up as an example of someone who is still working in his retirement years and the challenges he may face in maintaining his lifestyle. Jon highlights five concepts that create a comprehensive retirement plan: protecting assets, creating income streams, tax planning, legacy planning, and h...

Jon provides insights on the importance of having clear objectives, realistic spending standards, managing risk, and having a tax plan. The conversation also touches on the challenges of navigating the abundance of information and options available in today's financial landscape. Visit RetirementSolutionRadio.com to start building your retirement plan today! See omnystudio.com/listener for privacy...

Jon shares a personal story of the financial challenges his family faced when his father became incapacitated and emphasizes the need for proactive planning to avoid leaving important decisions to the courts. Visit RetirementSolutionRadio.com to start building your retirement plan today! See omnystudio.com/listener for privacy information.

Jon explores the idea of preparing for a long and healthy retirement due to the increase in life expectancy. With the potential need to prepare for a retirement that can last several decades, Jon highlights the five pillars of retirement planning: Protection Income Taxes Wealth Transfer Healthcare Jon also touches on the current state of the market and the potential need to adjust risk tolerance....

Jon discusses key factors that contribute to wealth accumulation and financial success. He emphasizes the importance of having a financial plan and sticking to it, as well as not worrying about constantly managing and changing investments. Jon also highlights ways to potentially reduce taxes and optimize wealth transfers in retirement. Visit RetirementSolutionRadio.com to start building your retir...

In this episode, Jon focuses on Roth conversions, RMDs, and the impact of tax rates on retirement savings. He explores the opportunities and strategies for optimizing tax planning and saving money through proactive financial decisions. Visit RetirementSolutionRadio.com to start building your retirement plan today! See omnystudio.com/listener for privacy information.

In this episode, Jon delves into the challenges of investing in stocks, valuating the stock market, and the importance of protecting your portfolio in retirement. Visit RetirementSolutionRadio.com to start building your retirement plan today! See omnystudio.com/listener for privacy information.

Excessive government spending may have negative consequences for individuals’ financial future, and Wall Street is becoming more concerned about the impact of this spending on the economy. Jon also discusses being proactive and strategic through tax planning to minimize tax liabilities in retirement. Visit RetirementSolutionRadio.com to start building your retirement plan today! See omnystudio.com...

Jon interviews the Murray Bros. again at their annual Caddyshack Golf Tournament to discuss how the charity event came to be, where the peanut butter, lettuce and mayo sandwich came from, and how often the brothers get together to play golf. See omnystudio.com/listener for privacy information.

Following his retirement, Nick Saban’s wife Miss Terry gave him the “12 Commandments of Retirement” that he must abide by. Jon provides his own commandments in retirement that people should consider: Knowing your money is protected. Creating a lasting income stream. Minimizing taxes. Planning for a wealth transfer. Having a healthcare plan. Visit RetirementSolutionRadio.com to start building your...

In this episode, Jon discusses the fear of running out of money in retirement and the importance of financial awareness. He explores the idea of working longer due to the fear of the unknown and the benefits of having a sense of paranoia about one's financial future. Jon shares a personal story about the consequences of procrastination and the impact it had on his parents' retirement. He also touc...

Steve Eisman, known for shorting and profiting on the housing market collapse in 2007-2008, recently said that the Fed shouldn't cut rates this year due to the economy being fine despite higher interest rates. In this episode, Jon explains the implications of an extended pause on rates and how retirees can be prepared for the many different outcomes that could happen as a result. Visit RetirementS...

The inverted yield curve, where short-term rates are higher than long-term rates, is often seen as a sign of an impending recession. But how accurate is this signal? And does it really matter? In this episode, Jon breaks down the most recent recessions we've experienced and why bear markets aren't as bad as they seem. Plus, listen how to prepare for the numerous bear markets when living out your r...

The latest inflation number came in higher than expected which has led to speculation about when the Federal Reserve will begin to cut interest rates. In this episode, Jon explains how cutting interest rates isn't always a positive thing and what negative effects it could have on a retirement plan. Learn about why preparing for different market environments is crucial when developing an income pla...

Recently at CRS in Nashville, Cody Johnson shared how he discovered his purpose in life while performing on stage. Finding purpose in retirement can be challenging, but it doesn’t have to be. On this episode, Jon explains that retirement is about doing what you want, when you want, and discovering what truly matters to you as you think ahead to your golden years. Connect with Jon and his team to s...

March Madness is here, which means you’ve probably questioned your bracket selections. Tax season is also here, which means you’ve probably questioned what tax bracket you’ve fallen into. Retirees often think they will pay less taxes because they’re no longer working, but that isn’t always the case. On this episode, Jon explains how every dollar is taxed differently and shares a story of how Warre...

The 4% Rule was developed in 1994 to ensure retirement savings last. But is this calculation too outdated for today’s retirement plan? On this episode, Jon explains that there’s still a 19% chance of running out of money when using the 4% rule. Hear his ideas on creating an individually tailored income plan ranging from stocks, ETFs, and annuities to meet various needs in retirement planning. Conn...

Entertainer of the Year & Grammy Award-winning singer songwriter Lainey Wilson joins Jon at Country Radio Seminar from Nashville. Lainey details how country music became a lifestyle for her as a child, and shares what she prefers between singing, acting and songwriting. Visit RetirementSolutionRadio.com to connect with Jon and his team to begin planning for your retirement today! See omnystudi...

There’s a group of Boomers facing their own “retirement crisis,” thanks to the Great Recession. New research shows the youngest Baby Boomers (born between 1960 and 1965) have significantly less wealth than older Boomers, because the recession hit during their peak earning years. For many, their savings never recovered, even though they were 15 years or more from retirement.  On this episode, Jon r...

Are you paying millions more in taxes than you need to? On this episode, Jon’s talks about the hidden tax trap that may be lurking in your retirement accounts. We also discuss how the IRS won’t give you tax advice, but often your financial advisor won’t either. So, who can you turn to for ideas on tax strategies?  Jon shares how you may be able to save thousands in taxes (even while you're still w...