The Retirement Solution

How many times will your retirement savings be taxed before you get to enjoy them? Financial advisor Jon Hicks exposes the hidden costs of poor tax planning and explains why proactive strategies matter more than ever. From asset allocation to estate trusts, discover how understanding the difference between tax preparation and tax planning can safeguard your wealth for generations. Tune in for prac...

Think FOMO is just for the young? Think again. Financial advisor Jon Hicks reveals how fear of missing out can sabotage even the savviest investors—at any age. From concert tickets to cryptocurrency, this episode unpacks the emotional traps that drive risky decisions and explains why your financial plan should be as unique as you are.   Schedule your complimentary appointment today: Ret...

Are you haunted by the fear of spending your hard-earned retirement savings? Discover why “spendophobia” grips nearly half of American retirees and how to break free from the anxiety of outliving your money. Financial advisor Jon Hicks reveals practical steps to shift from saver to confident spender, sharing real-life strategies, mindset shifts, and the importance of a written financia...

What can a daring heist at the Louvre teach you about protecting your retirement? This past weekend's radio show unpacks the “spendophobia” gripping nearly half of American retirees—the fear of spending hard-earned savings. Discover how outdated safety nets, market volatility, and tax surprises can threaten your financial future, and learn practical steps to confidently transitio...

Are you prepared for the tax surprises waiting in retirement? Financial advisor Jon Hicks unpacks the complexities of Roth conversions, required minimum distributions, and strategies for managing your tax burden as you approach age 73. Learn how timing, income streams, and evolving tax laws can impact your retirement savings. Real stories and practical analysis reveal why understanding these moves...

What happens when layoffs, taxes, and retirement collide? This past weekend’s radio show tackles the reality of unexpected job loss near retirement, the pitfalls of panic decisions, and why evolving your financial “recipe” is essential. Host Jon Hicks breaks down strategies for Social Security, Roth conversions, and building income streams that last. Plus, discover why your 401(k...

What does it really mean to “bet on yourself” in retirement? This episode explores how taking ownership of your financial future—like Sarah Blakely did with Spanx—can lead to true independence. Jon Hicks breaks down why control over income, taxes, and decision-making matters more than chasing market trends or waiting for a magic number. Learn how to preserve your savings, b...

What if your retirement plan is missing the most important piece? This past weekend’s radio show dives into the “income puzzle” of retirement—why having multiple income streams matters more than the size of your nest egg, and how to protect your future from market swings, inflation, and rising taxes. Jon Hicks shares real stories, actionable strategies, and the mindset shif...

Is your financial advisor really preparing you for retirement’s big game—or just getting you to the playoffs? Jon Hicks explores the warning signs that it may be time to switch advisors, from costly mutual funds and missing income plans to overlooked tax strategies. Learn what questions to ask and how to ensure your financial coach is ready for your retirement victory.   Schedule...

What’s the one thing most people miss when planning for retirement? This past weekend’s radio show dives into why every retirement strategy should be as unique as you are. Jon Hicks explores the “jazz” of financial planning, the pitfalls of cookie-cutter advice, and how to build flexibility into your future. From Roth conversions to market highs, learn how to avoid costly m...

Is your money stuck in old accounts, forgotten 401(k)s, or inefficient investments? Financial advisor Jon Hicks reveals four essential strategies for freeing up your retirement savings. Learn how to organize your financial “junk drawer,” avoid costly mistakes, and take control of your future by making smarter decisions with your hard-earned money. Streamline, consolidate, and get unstu...

Is your wallet ready for the holiday season’s surprises? This episode kicks off with the realities of year-end spending, then Jon Hicks dives into the hidden dangers of Required Minimum Distributions (RMDs) and how they can derail your retirement plans. Finally, discover practical strategies to free your 401k from “stuck money” and make your savings work smarter. Tune in for acti...

Are you chasing retirement income while the rules keep changing? This episode explores the maze of income options, from dividend stocks and annuities to buffered ETFs and principal-protected notes. Jon Hicks breaks down the risks, rewards, and behavioral traps that can derail your financial future. Learn why having three to five income streams—and a flexible plan—is essential for lasti...

What happens when your retirement math suddenly changes? Jon Hicks explores why most inheritances vanish in five years, how longevity and inflation challenge old withdrawal rules, and why organizing your financial “junk drawer” is the key to a confident retirement. Discover practical insights on trust planning, income strategies, and building a clear, actionable blueprint for your futu...

Are you ready for the big changes coming to your 401k? Jon Hicks breaks down new rules for alternative investments and super catch-up contributions, revealing how these updates could impact your retirement strategy. Learn why asset location matters as much as allocation, and how understanding the tax game can help you protect your savings from rising rates and government grabs. Get practical insig...

Think saving for retirement is the hard part? Jon Hicks reveals why planning for retirement is even more complicated, with new 401k rules, alternative investment options, and the critical need for multiple income streams. Hear real-life stories—including a cautionary tale about relying on a single source of income—and learn how to avoid common pitfalls as you navigate today’s fin...

Are you still following retirement rules that could be holding you back? In this episode, Jon Hicks breaks down three outdated financial “truths”—the 4% rule, chasing a magic retirement number, and the push to be completely debt-free. Discover why these common guidelines may not fit today’s retirement reality, and how a customized plan can help you make smarter decisions wi...

Think a $14 million signing bonus means instant riches? RG3’s tax shock reveals what retirees face with their own savings. In this episode, Jon Hicks breaks down how taxes, outdated retirement rules, and unexpected life events can derail even the best-laid plans. Learn why the 4% rule and magic retirement numbers may not work for you, and how stress testing your portfolio can prepare you for...

Should you start scaling back risk 3, 5, or even 12 years before retirement? Financial advisor Jon Hicks breaks down the latest research, market trends, and personal psychology behind de-risking and diversification. Learn why timing, income streams, and a holistic plan matter more than chasing market returns. Real stories and actionable advice help you build protection, income, tax, legacy, and he...

Is your retirement plan built on myths or real math? Financial advisor Jon Hicks unpacks the truth behind “magic numbers,” market drama, and tax moves, revealing why personalized planning beats one-size-fits-all advice. Discover how income streams, risk management, and tax strategies can transform your retirement journey—plus the surprising pitfalls of relocating for lower taxes....

Why do so many retirees hesitate to spend—even after years of saving? Financial advisor Jon Hicks dives into the psychology of spending in retirement, exploring the fear of running out of money and how to build income streams that give you confidence. Discover the concept of “front loading” retirement, strategies for enjoying your savings while you’re healthiest, and why a...

Can you really make your money last for a 30-year retirement? Discover why old withdrawal rules may no longer work and how longevity, inflation, and market behavior can threaten your nest egg. Jon Hicks shares the “elegant simplicity” of the three-bucket strategy, revealing how smart income planning, diversification, and tax strategies can help you stay retired—no matter what the...

Want to know how wealthy retirees keep more of their money? Jon Hicks reveals the tax strategies, bracket bumping, and investment moves that millionaires use to grow and protect their wealth in retirement. Learn about Roth conversions, tax gain harvesting, RMD planning, and new ways to defer taxes on business sales—all explained in clear, actionable language   Schedule your complimentar...

What three conversations should every couple have before turning 65? In this episode, Jon Hicks breaks down the essential retirement talks—from daily routines and spending priorities to healthcare planning. With humor and insight, Jon shares why financial planning often feels like marriage counseling and how honest communication can shape a happier retirement. Learn how to align your goals,...

Are you stuck in the “just one more year” mindset about retirement? In this episode, Jon Hicks of J. Hagan Capital explores the emotional and psychological traps that keep people working longer than they need to. From test-driving retirement with unused PTO to finding purpose beyond your career, Jon shares practical ways to break free from procrastination and start living the life you&...