The Retirement Risk Show

A complex component to the success of your retirement is Social Security. In today’s episode Dave Hall brings back on Marc Kiner and Jim Blair of Premier Social Security Consulting to discuss many factors that affect your monthly Social Security. They dive into how your age when you claim your benefits impacts how much you receive, depending on if you enroll early or if you want until after your f...

Have you considered investing in real estate for or in retirement? This week Dave Hall brings on real estate expert Peter Souhleris. As a professional real estate investing agent and educator, Peter Souhleris shares the ins and outs with Dave Hall on how to let your real estate investment work as passive income for you, either as rental properties or through services like Airbnb. Listen in a Dave...

One of the costliest risks you will face in retirement is long-term care (LTC). Unfortunately, it is one of the most unplanned for risks, and with life expectancy increasing more and more retirees are prone to have a long-term care event.  Why is it usually unplanned for? So many assume it won't happen to them.  This week Dave Hall hosts national long-term care expert and the Senior Vice Pres...

Have you considered the importance of diversifying your retirement funds? Do you have a plan in place if and when you experience a long-term care event? This week Dave Hall offers you 5 key strategies to help get you to a safer, more secure retirement. In addition to discussing ways to balance your tax-deferred and tax-free buckets, he includes strategies to help you during a long-term care event...

The excitement surrounding retirement is always a great feeling. But with retirement comes aging, and with aging comes difficulty performing daily activities and skills you have relied on your entire life--such as driving. This week join Dave Hall as he discusses the importance of prevention and adaption while aging with Terri Cassidy, owner and founder of Health Promotion Partners. Listen in as s...

The best retirement strategy and opportunity many CPAs have is contributing to a 401(k). Dave Hall hosts Jeff Edmonds of 401GO this week to discuss how modernizing the 401(k) setup is best for the employee and the employer, especially those of small to midsized businesses. Listen in as Dave and Jeff talk about 401(k) employer setup, employee accessibility, tax deductions, and contributions that wi...

Retirement these days is not as simple as it was fifty years ago. You are prone to more risks than ever before that the past generations didn't have to think about.  And this week Dave Hall provides answers that will make preparation and planning for retirement easier. Backlogged with questions, Dave Hall brings on CR Thelin so your questions about Social Security, longevity, interest rates,...

With inflation at a historic high still, many people are worried about their retirement assets since inflation is a silent killer of retirement. In this episode, Dave Hall, your host, talks about inflation risk and how I Bonds might be a good fit for you as a principal-protected asset. Not only will he cover how I Bonds work, but Dave will discuss things to consider before purchasing them and reas...

Do you have a plan for when you leave your business to begin retirement? This week Dave Hall hosts John Brown, owner and founder of BEI Exit Planning Solutions, to discuss the importance of planning your transition out of your business, whether it is selling or bringing on a person or team to take over running it. Dave Hall and John Brown discuss strategies to ensure the success of your business a...

Perhaps you want to start a business after retirement, but you do not want to begin the whole business planning process, or you are unable to decide what you want to do. Thinking outside of the box is important when it comes to retirement! This week Dave Hall interviews Marty Greenbaum, Founder of Smart Franchise Investing, to discuss franchising as a retirement opportunity. Listen in as Dave and...

Travel is the most sought-after thing to do in retirement, especially internationally. This week Dave hosts Pam Saylor, world traveler and author of Braving the World:  Adventures in Travel and Retirement. Saylor and her husband retired early and planned a yearlong trip to various countries overseas. Listen in as she and Dave discuss her worldly travels, tips and tricks for planning, medical care,...

Aging, even if done gracefully, comes with many vulnerabilities. Especially when it comes to elder abuse and financial exploitation. This week Dave Hall discusses financial decision-making capacity and financial exploitation with national expert Dr. Peter Lichtenberg. Listen in as Dave and Dr. Lichtenberg cover the signs of financial exploitation, how cognitive decline makes seniors even more susc...

Medicare is a complex program that is a baseline within retirement planning. This week Dave Hall hosts Chuck Chaput, CCO of MedicareCompareUSA, to discuss how focusing on your healthcare needs is the most important aspect of your Medicare Plan. Medicare Advantage Plans are becoming a commodity for retirees, increasing 8% since 2019. Listen in as Dave and Chuck talk about why these Advantage Plans...

The Secure Act 2.0 has been a hot topic for some time now--having appeared in headlines and finally passing in the House back in March. While the Senate has yet to vote on it, the proposed changes the Secure Act 2.0 offers will influence your retirement planning and savings greatly. Dive in with Dave Hall this week as he discusses 10 of the 35 parts that would impact your retirement.  Support the...

How comfortable are you discussing finances with your parents? Your parents or even your grandparents may be hesitant to talk their finances with you because for so long it has been a taboo topic. But being warm, gentle, and compassionate about the conversation may make it easier. More often than not, you may have to take over your parents' finances as they age. This week Dave Hall interviews...

This week Dave Hall and members of the Retirement Risk Advisors team attended the AICPA Engage 2022 Conference in Las Vegas. Listen in as Dave interviews CPAs on their retirement preparedness and security. CPAs just like you share their insights on Social Security, Medicare, longevity, and tips and tricks to help you prepare better now for your post-career years.  Interviewees:  Roger White, TX Ni...

Aside from financial health, physical, mental, and social health are important components to retirement. This week Dave Hall interviews Grandmapreneur and inventor Connie Inukai about entrepreneurship, discussing how staying curious in retirement can lead to great opportunities such as social events, friendships, and business ideas. Who knew keeping yourself active in retirement could lead to a gr...

What do you want from your retirement? Do you want to start a business? Go back to school? Retirement should be a time where you take care of yourself, maybe redefine or rediscover yourself. This is especially true when you have spent decades as a CPA. This week Dave Hall hosts Mechelle Barras, founder of MB Consulting to discuss the importance of how giving your retirement meaning can be lifesavi...

Have you considered cryptocurrency as an option for your retirement investments? This week Dave Hall brings on cryptocurrency expert and founder of WTF! Crypto Training Thomas Walsh to discuss how crypto could help diversify your retirement assets. Listen in as they cover the crypto cycles, types, the risks associated, and how you can reduce them to better your retirement.  Support the show Follow...

Statistics illustrate that 68% of American retirees fear they will run out of money during retirement. Reportedly, over 50% actually do run out of money. As the elephant in the room, running out of money in retirement is rarely talked about until too late. In this episode Dave Hall discusses the reasons why this happens with Retirement Risk Advisors' very own, CR Thelin--today's inflatio...

The retirement planning landscape has more than meets the eye. Retirement readiness takes time, education, and thought-out preparedness for all the what ifs you will face as a CPA. This week join Dave Hall and Shawn Sigler, Senior Vice President of Financial Independence Group, as they discuss the cutting-edge tools and software FIG has to offer to enhance your retirement readiness and evaluate yo...

At the base of all retirement planning is two things: Social Security and Medicare. Changes to these programs impact everyone now and especially in retirement. This week Dave Hall discusses the provisions that may be implemented to Medicare as soon as this year under the Consolidated Appropriations Act. These changes will directly impact the initial and special enrollment periods and coverage for...

In late 2021 the Social Security 2100: A Sacred Trust Act was introduced to Congress by Rep. John B. Larson of Connecticut. If this act was placed into law your retirement and Social Security would be directly and immediately impacted. In this episode, Dave Hall breaks down the proposed reforms and discusses how they may impact you in your working and retirement years.  Support the show Follow us...

When it comes to your health you regularly see your health care providers to maintain your wellbeing and health goals. When it comes to your financial wellbeing, budgeting and planning are key ingredients to make the most of your hard-earned money.  Since retirement funding is mostly on the individual today, budgeting now to save for retirement is not futuristic thinking.  This week Dave discusses...

Should you decide to keep your CPA status active after you retire, online education is the next best way to get your yearly CPE credits. Even now, as you are working towards retirement, not having to attend a conference or bring a presenter to the firm is ideal. Join Dave Hall this week as he talks with Scott Zarret, the founder and president of CPAacademy, an online CPE-credit educational platfor...