The Retirement Paycheck Show

Is it possible to save too much for retirement—and what happens if you do? This episode of The Retirement Paycheck Show with Steve Standley explores the balance between diligent saving and enjoying life, the risks of relying only on asset accumulation, and why income planning is the real key to effective retirement planning. Learn how required minimum distributions and tax planning can impac...

Sometimes the biggest risk to your retirement isn’t the market, but a portfolio that’s too complex to manage or one that is missing a true income plan. In this episode, Steve Standley explains why simplifying your accounts, consolidating old 401(k)s, and focusing on lifetime income can make all the difference. Discover how a unified approach helps you avoid confusion, spot missed oppor...

What if the rules you’ve always heard about retirement—like the 4% withdrawal rule or retiring at 65—no longer fit today’s reality? In this episode, Steve Standley breaks down why outdated formulas can put your future at risk and explains how longevity, inflation, and market cycles demand a new approach. Discover why income planning—not just asset accumulation—i...

What if retirement isn’t about stopping work, but having the freedom to choose your next move? Steve Standley shares why planning for retirement is essential—even if you love your job—and how unexpected changes can force your hand. Ready for your Retirement Paycheck? Connect with Steve today . See omnystudio.com/listener for privacy information.

What if your biggest retirement worry isn’t how much you’ve saved, but how you’ll turn it into income you can count on? Steve Standley explores the emotional and financial shift from asset accumulation to income planning, sharing real stories and practical strategies for building a retirement paycheck. Learn why a written plan, guaranteed income, and clear communication matter&md...

What happens when the paycheck stops—and how do you find purpose in retirement? This episode of The Retirement Paycheck Show with Steve Standley explores the challenge of replacing your work identity, building reliable income streams, and staying active for a fulfilling 20, 30, or even 40-year retirement. Learn why a written, customized plan matters, how to balance growth and preservation, a...

Is it possible to save too much for retirement—and what happens if you do? This episode of The Retirement Paycheck Show with Steve Standley explores the balance between diligent saving and enjoying life, the risks of relying only on asset accumulation, and why income planning is the real key to effective retirement planning. Learn how required minimum distributions and tax planning can impac...

Are you at risk of fumbling your retirement just before the goal line? This episode of The Retirement Paycheck Show with Steve Standley reveals why the five to ten years before and after retirement are critical for avoiding costly mistakes. Learn how to dial in your risk tolerance, build a reliable income floor, and protect against inflation and long-term care surprises. Discover why emotional inv...

Is your retirement portfolio built for the next market crash—or are you risking too much in the “trap zone”? This episode of The Retirement Paycheck Show with Steve Standley explores why the five to ten years before and after retirement are critical for dialing back risk, building a reliable income floor, and ensuring your plan can adapt to life’s surprises. Learn how to as...

Is chasing the “magic number” for retirement—like a million dollars—really the key to happiness, or just a myth? This episode of The Retirement Paycheck Show with Steve Standley reveals why most retirees don’t hit that milestone, yet still find satisfaction in retirement. Learn how guaranteed income streams, phased retirements, and planning for rising medical costs ca...

Is your retirement plan haunted by clutter and confusion—just like an over-the-top Halloween display? This episode of The Retirement Paycheck Show with Steve Standley explores how too many accounts, overlapping investments, and lack of communication can leave your financial future in disarray. Learn why simplifying your portfolio, involving both spouses, and scheduling regular reviews are ke...

What happens to your “stuff” when you’re gone—and why does estate planning matter more than you think? This episode of the Retirement Paycheck Show unpacks the real-life consequences of neglecting beneficiary designations, power of attorney, and property ownership across counties. Steve Stanley shares stories that reveal how simple oversights can lead to costly probate and...

Is your retirement plan built on outdated rules that could sabotage your future? This episode of the Retirement Paycheck Show exposes why classic advice like the “4% rule,” avoiding annuities, and spending as little as possible may not fit today’s realities. Steve Standley breaks down new research, share real-life stories, and reveal how a modern approach can help you enjoy your...

What happens when a sweepstakes winner’s dream turns into a financial nightmare? This episode dives into the real-life story of a “$5,000-a-week-for-life” jackpot winner left empty-handed after a company bankruptcy. Steve Standley breaks down the risks of windfalls, the importance of planning, and why having a trusted team is crucial for lasting financial security. Ready for your...

What if the biggest retirement mistake is taking advice from the wrong source? Steve Standley reveals why timing Social Security, building multiple income streams, and involving both spouses in financial planning are crucial for retirement planning. Learn why a written blueprint matters, how to avoid common pitfalls, and why women’s financial independence is essential. Discover how clear com...

What if retirement isn’t about stopping work, but having the freedom to choose your next move? Steve Standley shares why planning for retirement is essential—even if you love your job—and how unexpected changes can force your hand. Ready for your Retirement Paycheck? Connect with Steve today . See omnystudio.com/listener for privacy information.

What if your biggest retirement worry isn’t how much you’ve saved, but how you’ll turn it into income you can count on? Steve Standley explores the emotional and financial shift from asset accumulation to income planning, sharing real stories and practical strategies for building a retirement paycheck. Learn why a written plan, guaranteed income, and clear communication matter&md...

Tune in each week as Steve Standley from Standley Financial Group brings you clear, practical retirement planning tips and advice on demand! With more than 25 years of industry experience, Steve helps you make sense of retirement income planning, insurance options, Social Security optimization, tax-efficient strategies, and more – anytime, anywhere. Whether you’re nearing retirement, a...