The Retirement Matters Show with Dale Smothers

This week on The Retirement Matters Podcast, Dale discusses 3 different pieces of advice that he has recently come across on an USA Today article that was written by a gentleman who is all over the financial news and who holds himself out as a financial expert. The problem with this is, is that he gets into someone else's lane when he begins to discuss how to invest for retirement rather than stic...

On this weeks episode of The Retirement Matters Show Dale brings you the most recent Radio show where he discusses the market taking its most recent hit. At the time of this episode the market it down 20-30% depending on what index you are tracking. He says overall there are a lot of opportunities in the market right now that people are afraid to take. He introduces the Monty Hall Problem, and the...

On this episode of The Retirement Matters Show Dale discusses Retirement Planning and how it is like climbing Mount Everest. He shows you the parallels between the two. Most deaths from Mount Everest are not from climbing up the mountain, but coming back down the mountain. Much like in Retirement! Reaching the Date of retirement is only half the Battle. Tune into this episode to learn how you can...

This weeks episode of The Retirement Matters Show Dale brings you the most recent radio show about relativity! Dale discusses how everything in the stock market right now is relative. Is this the best time or the worst time in the market? Is this the worst time you will ever see the Market in your lifetime? It all depends on where you are in your retirement journey. If you are just starting your r...

On this weeks episode of The Retirement Matters Show Dale asks you to think about what is going on in today's market and to talk about what you can do in a retirement or any investment account to be able to safe guard some of your principals and protect it from losing money as the market sails off. At the time of this shows recording, we are looking at all time lows in the market. Within this epis...

On this weeks episode of The Retirement Matters Show, Dale discusses the decline in the market and how we can value a stock, or value a company. It's important to know the value of the stock you hold and that "waiting and seeing" may not be the best option for you. If you are two years or less from retirement their are ways to safe guard principal while also establishing the income you need in ret...

On this episode of The Retirement Matters Show, Dale discusses the key to a successful retirement! How there is one skill you must master in order to live a happy life! Make sure you take a listen to learn what that key skill is and how you can implement it through your own life, and your own retirement! DISCLOSURE: R.D. Smothers Wealth Management is a state registered investment adviser under the...

Tune into this episodes with Wade Pfau, Ph. D., CFA, RICP. Dale and Wade discuss Wade's newest book; Retirement Planning Guidebook: Navigating the Important Decisions for Retirement Success! Pfau is the Author of 4 published books with a doctorate in economics from Princeton University, Professor of Retirement Income at The American College and is the program director of the Retirement Income Cert...

Podcast guest Marcus Rodgers, is a Campbellsville native with 2 masters degrees one in Business Administration and another in Art of Teaching. He is the Business teacher at Taylor CO. High School where he teaches Business Finance and oversees 2 student ran business: Cardinal Kroger and Cardinal Financial Center. Marcus is also an adjunct professor for 3 different universities, and has been nominat...

If your portfolio feels off balance you are going to want to take a listen! Dale talks about the importance of having a balanced portfolio. If you or the advisor you are working with is not checking on your portfolio often, it could be off balance! This means losing money! If you are not investing your money, you are losing your money. Inflation depreciates the value of the money you have in the b...

This weeks episode on The Retirement Matters Show is an exciting one! We are so incredibly proud to be able to offer Taylor County and surrounding counties our BETR Class! Our Bacon Eggs Toast and Retirement event will be held on May 21st @ 10AM. This event will discuss all things retirement, and allow those who are 5 years or less from retirement to retire with more peace of mind. This event is F...

This weeks episode of The Retirement Matters Show Dale mentions information that pertains more to our live listening audience. He starts with boasting about his uprising and then moves to bragging on his son, Matthew for his Birthday that was on April 16th! He also mentions other important dates like April 18th (Last day to pay your taxes) and an upcoming educational seminar on May 21st that will...

On this episode of The Retirement Matters Show, Dale discuss bonds and how they will not preform aggressively enough in the next 30 to 40 years in order to get you where you want to be in your retirement journey! The reason being, interest rates! Interest rates will rise but when they do, that bond you hold will actually become less valuable. He then discuss the 60- 40 portfolio. A portfolio that...

On this episode of The Retirement Matters Show, Dale discusses financial tools; stocks, bonds, annuities and fees. When you use emotions when making a financial decisions you could end up in a bad situation. He goes on to tell you why you should not be using emotions when making financial decisions and how to eliminate those emotions. Be sure to tune in so your emotions won't get the best of you,...

On this weeks episode of The Retirement Matters Show, Dale walks you through the retirement journey from start to finish, If you are in your teens, 20s,30s, or even 40s the best thing for you to do is to just start, protect your income and invest. If you are in the 45-65 age rage it's time to start planning your approach to the date of your retirement! Tune into this weeks episode, and talk with a...

On this weeks episode of The Retirement Matters Show, Dale discusses unnecessary fees that may be weighing you down! He says that if a broker is selling you an A-share mutual fund, you are paying a much higher expense than what you need to be paying! He goes on to say that there is absolutely no difference between an A-share mutual fund vs. any other shared mutual fund except that it is more expen...

On this episode of The Retirement Matters Show, Dale discuss the dips in the market, he tells listeners that if they are 5 - 10 years from retirement to just be still, don't sell. In fact buying during the dip is smarter than selling. You only lose money in selling at this point in time. If you have money sitting in a 401(K) talk to someone about getting it moved to the right place! If you are in...

On this weeks episode of The Retirement Matters Show, Dale explains what a Target Date Fund is and discusses what your Target Date Fund in your 401K means and urges listeners who are close to retirement to take a look at their personal Target Date or have an extra set of eyes take a look! He lets you know that if you have a Target Date Fund you can eliminate at lot of fees within that through the...

On this episode of The Retirement Matters Show, Dale discuss what is happening between Russia and Ukraine and what that means for you and for the Stock Market. He provides you with the "three bucket" approach - Safety, Growth and Income. He explains that all of your money should be in one of these three "buckets." Safe money- Money that is accessible to you, cash, liquid easy to get, emergency mon...

On this episode of The Retirement Matters Show, Dale discusses the road to retirement! He tells listeners that planning well for retirement is the key to a successful retirement! You have to be aware when to speed up, and when to slow down for curves and unknowns. This is all based on your objectives and where you currently sit in your retirement journey. Dale says that the only accurate way of ca...

This week on The Retirement Matters Show, Dale sits down with Brian Levy founder of BML Wealth Management from Orange County, CA. They discuss the benefits of working with an Independent Advisors vs Advisors who are employed by companies who push certain products. Dale and Brian both know that the Retirement journey is unique to every individual. The cookie cutter approach isn't always the best fi...

This week on The Retirement Matters Show, Dale discusses the power of Compound Interest and time. When used together these two components will have a positive effect on your life as you near retirement. When it comes to investing your money, time is the most important factor. Dale urges younger listeners to start "paying yourself first" now, so you can reap the benefits in retirement! However, if...

In this episode of The Retirement Matters Show, Dale discusses the fixed index annuity's proper place inside of a retirement plan. The Fixed indexed annuity is NOT a plan all by itself but it can be a very useful part of your overall plan if properly structured. However, Dale warns listeners about the negative effects they can have when used improperly or when structured incorrectly within your pl...

What exactly is a Financial Advisor? In this episode of The Retirement Matters Show, Dale explains the difference between an Insurance Salesman and a Financial Advisor. He discusses ways you can protect your money when the market is down. If you are fixing to retire, be sure to tune in to this episode! DISCLOSURE: R.D. Smothers Wealth Management is a state registered investment adviser under the l...

When the stock market is down, are you okay with seeing your money go backwards? In this episode of The Retirement Matters Show, Dale discusses how you can move a portion of your money to a more secure position. Tune in to find out how if you have a plan in place, you can take advantage of the snow days in the market. DISCLOSURE: R.D. Smothers Wealth Management is a state registered investment adv...