The Retirement Key

After Abe & Kristen discuss making the best out of life at the moment, they address how many Americans over age 55 are faced with some hard decisions after being recently laid off or offered an early retirement buyout. The harsh reality is that your retirement  could  be much different than you expected, but not necessarily. Before you rush into a decision that could affect you and your family for...

50 years ago, during the Apollo 13 mission the infamous “Houston we have a problem” quote was born. Just as the crew did under distress that day, Abe explains that during our current crisis it’s important that we remain calm, realistic but still positive as our routine and economy continues to change… And more importantly, how to take more control! See omnystudio.com/listener for privacy informati...

Taking a much-needed break from the news. On this episode we’re introducing you to every member  of the Abich Financial team! We’ll hear fun insights of how their  “physically distanced working from home”  life is going with their families. Plus, Abe explains what soon to be and current retirees need to know about sequence of returns risk… especially right now. See omnystudio.com/listener for priv...

Abe shares the silver lining he’s experiencing during this time of uncertainty, which is kindness and compassion with each other. He also explains how to approach our personal economy, especially if you intend to retire in the next year or so. Plus, the GOOD NEWS of how he helped one client achieve her goal! See omnystudio.com/listener for privacy information.

We’re all staying home to try and stay healthy, but the market certainly doesn’t feel very healthy right now! Abe tells the story of a couple he helped “financially distance” the money they need to live comfortably away from Wall Street… and how they’re still enjoying life during this volatile market! See omnystudio.com/listener for privacy information.

As if the hysteria of this pandemic wasn’t enough, the closing numbers of the market on Friday wrapped up U.S. markets’ worst week since the 2008 financial crisis. Abe discusses what soon to be and current retirees need to stay focused on given the latest wall street drops. See omnystudio.com/listener for privacy information.

The coronavirus fueled a major market tailspin this past week. Abe explains how to prepare in advance for times like this with diversification… and how even pensions aren’t immune to the volatility. See omnystudio.com/listener for privacy information.

A significant rise in Coronavirus cases triggered some major volatility on Wall Street recently. If you’re like most savers, you got a bit nervous and reacted by checking your investments and 401(k)s. On this episode Abe explains how to plan around these unexpected events possibly draining your retirement. See omnystudio.com/listener for privacy information.

Some Fidelity customers went through a brief nightmare recently when they logged into their online accounts, and saw they had a balance of ZERO ! Thankfully it was only a technical issue and was resolved within hours. However, it’s a good reminder of how quickly many lost a large portion of their retirement money in the stock market crash of 2008… And how it took so many years to recover those los...

Baby Boomers could learn a lot from Millennials when it comes to technology and social media. Should we also should follow how their approach to investing? The short answer…. No! Abe explains how approaching your financial life aggressively can damage the future of those over 55, and why you need an efficient and consistent income plan.   See omnystudio.com/listener for privacy information.

44% of us admit to hiding a bank account or debt, or to spending more money than our partner would be comfortable with… That’s according to a study from CreditCards.com. And over a quarter of adults say financial infidelity is worse than an affair! Abe explains how he’s helped a few of his clients work through financial infidelity, and why it’s important that spouses be on the same page about mone...

You’re probably loyal to some name brands items instead of the generic options. Maybe coffee, clothing, or even ketchup? On this episode we tackle a pricier dilemma: Can generic rule-of-thumb financial advice hurt your retirement? Abe explains how he helped one couple better understand how they could create a retirement income plan that allows them to spend more than they realized was possible, by...

We live in a do-it-yourself world. Want to put new flooring in your home, fix your car or learn to play guitar? Just Google it and you’ll find all the advice you ever could want. You  can  DIY your retirement… But does that mean you should? On this episode, Abe explains what to consider if you’re thinking of going it alone… and when you may want to reach out to a financial professional. See omnyst...

Recently an AARP study revealed some jarring numbers: Americans who are 50-and-older make up just 35% of the population…but they pay 59% of all the federal income taxes! On this episode, Abe explains how he helped a couple make changes to be much more efficient with their retirement tax strategy. Plus, the story of how Abe and his team uncovered over $15,000 in annual fees one couple wasn’t aware...

At the end of 2019, Congress passed, and President Trump signed the SECURE Act, which will inevitably affect most retirement savers in some way. Is this good or bad for your retirement? On this episode Abe explains how this is already impacting his clients and clarifies what the changes in the required minimum distribution (RMD) age and inherited IRAs mean for  you ! See omnystudio.com/listener fo...

We’ll get in the holiday spirit by hearing some adorable kids talk about what Christmas means to them! Plus, an interesting take on one of the items that the wise men brought as a gift for Jesus… and what people are using it for today. See omnystudio.com/listener for privacy information.

Candy is something simple we enjoy (especially at Christmas), but you won’t  believe  how complicated taxes can be for a mere Kit Kat bar. Confusion over a 75-cent candy bar is one thing – but confusion over taxes with our retirement money is another. Today Abe discusses how we should approach the whole tax question, in terms of our retirement. Plus, why women should ask more questions of their fi...

Whether you have $500,000 or $5 million, Abe reveals that most people (including you)typically share the same top concern about retirement… and how to resolve that anxiety. Plus, why and how to roll over your retirement money when you leave a job. See omnystudio.com/listener for privacy information.

If the market goes up, that’s obviously great for your personal economy! But on this episode, Abe discusses if too much of a good thing can lead to a meltdown of your retirement. Plus, Abe explains the vital importance of having a Legacy plan in place by telling the story of what happened to a client recently. See omnystudio.com/listener for privacy information.

Remember how excited you were to receive your 1st paycheck from you very  1st job? Do you also remember that gut-wrenching moment when you found out all of the money you earned didn’t actually belong to you? Abe explains how the hard lesson we experienced with our 1st paycheck still applies (in fact, matters even more) to your prime earning years, and when you stop working. See omnystudio.com/list...

What do President Reagan and President Trump have in common? They both cut your taxes! Abe brings to light what many are missing regarding the current tax cuts and retirement. Plus, he reveals how future tax rates can negatively impact your social security income and tax deferred accounts, but  don’t have to  if you’re using the most effective strategy. And since many baby boomers are concerned ab...

Abe sits down with Rock and Roll Hall of Famer Jonathan Cain of Journey, who wrote some of the biggest hits for the band. They have a sincere conversation about Cain’s faith and family, why he spends a good amount of time in D.C., and his hope for the legacy of Journey. He also reveals his surprising “rock star” perspective about money and investing. See omnystudio.com/listener for privacy informa...

As a longtime baseball fan, Abe’s more than excited that the Washington Nationals made it to the World Series! On this episode he explains what America's pastime has in common with our retirement, and tells the story of a lady who’d won the game already… But didn’t realize it until he did the math. Plus, with recent headlines about pensions failing, Abe weighs the pros and cons of taking monthly p...

With another year is flying by, Abe uses this episode to address what you need to be doing now to be tax efficient with your retirement in 2020… and beyond. You’ll also hear a real-life retirement reality of why rising healthcare cost should be vital part of your retirement income plan. See omnystudio.com/listener for privacy information.

An insightful conversation with former Redskin Santana Moss about the mind shift change he went through after being a successful NFL wide receiver for 14 years, to retiring. Abe and Shelly also talk to him about the biggest influences in his life, overcoming odds and embracing opportunity, and his 89 Ways to Give Foundation. Plus, his perspective on what’s happening with the Redskins on the field...